Udell Associates

06/22/2026

Don’t see retirement as the finish line. See it as a new chapter 📖
Many people assume the hard work is done once they retire, but the planning process doesn't stop, it evolves. From shifting spending patterns and market volatility to changing priorities and income strategies, retirement requires ongoing attention and flexibility to navigate successfully ✔️ 📈

At Udell Associates, we believe a great retirement plan doesn't just get you to retirement, it carries you through it. 💼
🔗 Read the full article below!

Retirement often feels like you've met a goal, but your planning shouldn't end there.

06/19/2026

After a volatile year marked by tariffs, rapid policy shifts and a market that came within an inch of bear territory before rebounding, the lesson is clear: treat market outlooks as a way to spot opportunities, not a precise roadmap.

📌 The article below breaks down five top mutual fund picks selected for their strategy, management track record, and ability to capitalize on today's trends.

Whether you're building wealth or protecting what you've already earned, choosing the right investments matters 💯

🔗 Check out the full list below!

The best mutual funds capitalize on new trends that emerge year to year, all while offering low costs and solid management.

06/17/2026

Many retirees spend decades building their wealth, only to feel guilty or anxious about spending it. 📈 True financial planning isn't just about protecting your money. It's about giving you the confidence to actually enjoy what you've worked so hard to earn. Whether it's traveling, spoiling the grandkids, or simply living life on your terms; you've earned it 🤩

At Udell Associates, we believe prosperity and enjoyment go hand in hand. 🌟

https://www.wealthenjoyment.com/

06/15/2026

Americans 65 and older are staying in the workforce longer, with surveys showing a 33% increase over the past decade, and more than half of retirement-age adults say they plan to work indefinitely. But is that by choice, or by necessity?

This article walks through 4 key questions to help you figure out if working in retirement is right for you. At Udell Associates, we believe your retirement should be something you've truly earned, filled with confidence, purpose, and plenty of wealth enjoyment. 🌟

🔗 Read the full article below!

While many retirees keep a job for the social and physical benefits, many are working out of financial necessity. Is working in retirement right for you?

06/12/2026

⚠️ Could your Social Security check shrink by $500 a month?
A new report from the Committee for a Responsible Federal Budget warns that if Social Security's trust fund runs dry retirees could face an immediate 24% benefit cut, amounting to an average reduction of $500 per month.

🚨 This is a wake-up call for anyone counting on Social Security as their primary source of retirement income. Now more than ever, having a diversified retirement plan that doesn't rely solely on government benefits is essential.

At Udell Associates, we help our clients build retirement strategies designed for confidence and security.

🔗 Read the full article below and let us know your thoughts!

Social Security faces a looming depletion date for its retirement trust fund. A new report looks at how much benefit cuts Americans may see to their benefits.

06/10/2026

Long-term care isn't just a health issue, it's a FINANCIAL one. 🏥 The average nursing home room costs over $9,500/month. Without a plan, that bill falls on your savings or your family.

Options to consider:
✅ Long-term care insurance
✅ Hybrid life insurance/LTC policies
✅ Annuities with LTC riders

Don't wait until it's too late to protect your retirement. Let's plan together
https://www.wealthenjoyment.com/

06/08/2026

For years, investment success was measured by one thing: returns. But after years of building wealth, priorities evolve. The focus shifts toward preserving what's been built, maintaining flexibility as circumstances change, and ensuring that today's decisions will hold up over time.

Here's what a truly durable plan looks like:
🔹 Clear roles for every asset
🔹 Built-in flexibility
🔹 A legacy strategy that's insulated from timing risk

At Udell Associates, this is exactly how we think about retirement planning, not just what you've built, but how confidently it can carry you forward.

📲 Let's review your plan together.

https://www.kiplinger.com/retirement/estate-planning/financial-success-is-no-longer-only-about-returns

Returns still matter, but lasting performance is increasingly defined by how well a plan protects against volatility while preserving flexibility and legacy.

06/05/2026

What if saving more for retirement didn’t require a massive lifestyle change? That’s the idea behind the 1% rule. It means gradually increasing your savings rate over time instead of trying to make drastic changes all at once.
Why it works:
✔️ Small increases feel manageable
✔️ You build consistency over time
✔️ It leverages long-term growth and compounding

https://www.kiplinger.com/retirement/retirement-planning/the-1-percent-more-rule-powerful-habit-for-pre-retirees

Adding just 1% more can have a transformative impact on your retirement savings and spending. See how this painless hack works.

06/03/2026

Your 60s are your most critical retirement decade, and the most common mistakes are also the most avoidable. 🚨

Plan smart, and retire happy.

Let's talk! At Udell Associates, we can help you maximize your retirement plan.

06/01/2026

Saving for retirement isn’t just an individual strategy… it’s a team effort.🤝
If one spouse isn’t working, it doesn’t mean their retirement savings have to stop. A spousal IRA allows couples to keep building wealth together, even on a single income.💰

💬 Are you maximizing every opportunity available as a couple?

https://www.cnbc.com/2026/03/12/spousal-ira-save-for-retirement.html

Spousal IRAs allow married couples to boost retirement savings. Here's who qualifies for the strategy.