Joe Jacobs, Mortgage Broker NMLS 453314

03/30/2026

5.0 star review received on Experience.com for Joe Jacobs by Meagan G - Joe is absolutely amazing to work with. As first-time homebuyers, we had no idea how the process worked or what we were getting ourselves into. Joe answered EVERY question (quickly too!) and never made us feel silly for asking. He would run numbers and give us different scenarios to help us make the best financial decision. I really couldn't have asked for a better experience. We will defiantly be sending friends and family his way!

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03/19/2026

5.0 star review received on Experience.com for Joe Jacobs by Doug B - Joe and his team were spot on with updating information and keeping us informed. Always prompt and helpfull with any questions.

Click to see all 131 reviews of Joe Jacobs, Mortgage Broker

01/24/2026

Mortgage applications have surged to a three-year high, demonstrating significant demand as buyers respond to recent rate fluctuations. While rates have shown volatility due to geopolitical concerns, the overall picture remains strong. Programs like CalHFA down payment assistance are making homeownership more accessible than ever. Stay informed as we approach the upcoming Fed meeting, which could shape future expectations.

Game-Changer for Homeowners: The 2026 SALT Cap Increase
Beyond market demand, a major tax change is shifting the landscape for potential homeowners this year. Under the One Big Beautiful Bill Act, the State and Local Tax (SALT) deduction cap has officially increased from $10,000 to $40,000 for the 2026 tax year.

Now is the perfect time to start planning with your tax professional to see exactly how this impact your bottom line and your home-buying strategy for 2026.

DM me "NEWSLETTER" to get the full breakdown of these market shifts sent straight to your inbox! 📩

Email from Intention Financial Group Why this week’s rate story isn’t as bad as it sounds January 23 , 2026 Mortgage Apps Soar to 3 Year High ⚡TL;DR — Quick Takeaways: Headline-Driven Volatility: Mor

01/17/2026

The housing market is experiencing a notable uptick, with purchase applications up 16% and home sales at their highest in nearly three years. Despite some misleading foreclosure headlines, the reality shows stability with filings at just 0.26% of housing units. As policy proposals emerge, their impact remains limited. Educate clients on leveraging existing resources like 401(k) funds for home purchases.

https://intentionfinancialgroup.news/9d0cef

Email from Intention Financial Group What recent housing proposals are trying to solve and what has actually changed January 16 , 2025 🏡 Big Ideas, Bigger Headlines, Slower Impact ⚡TL;DR — Quick Take

11/26/2025

Happy Thanksgiving Week!

This week’s housing market update breaks down the key data you need in under 3 minutes...including the release of the new 2026 conforming loan limits.

Here’s what I cover in the video:

- Mortgage rates improving from 6.38% to 6.22%, near 3-year lows
- The Fed’s 84.9% probability of a December rate cut
- Upcoming jobs and inflation data that could shift the outlook
- Why the viral “50% crash” headline is pure clickbait
- Underwater mortgages at only 1.6%, still extremely healthy
- Pending home sales up 1.9% and sellers adjusting pricing
- Case-Shiller confirming home prices continue to rise
- And the newly released 2026 conforming loan limits to $832,750

👉 For the full breakdown, including all loan limit details, click here: https://intentionfinancialgroup.news/nfp

11/21/2025

The jobs report came out today better than expected, although unemployment ticked slightly higher. Because of that mix, we saw a small improvement in rates since yesterday...but overall, we’re still hovering in the same 6.30–6.38% range.

In the video I break down:

• Why the foreclosure headlines are wildly misleading (California’s real rate is just 0.0293%)
• Who might actually be feeling pressure right now
• And why 6% is the magic number that brings investors back into the market

Lots of moving pieces in real estate right now, but the big picture is clearer than the headlines suggest. 👇

https://intentionfinancialgroup.news/pw0

03/28/2024

Are you looking for ways to optimize your mortgage? Accelerated biweekly mortgage payments can offer several benefits to homeowners.

📈 Faster Equity Build-Up

Make biweekly payments & watch your home equity soar! Paying off your principal faster means stepping into your financial freedom sooner.

💰 Interest Savings

Did you happen to know that making more frequent payments slashes the total interest you'll pay over the life of your loan, so you can keep more money in your pocket!

⏳ Shortened Loan Term

Accelerated biweekly payments = 1 extra monthly payment a year!

📊 Flexibility in Financial Planning

Mortgage paid off early = more room for your financial dreams. Investments, savings, you name it.

03/17/2024

If you are not feeling good about life, think about what you have been thinking about.

12/13/2023

🏡 Home Sweet Home in Windsor! 🎉

We’re thrilled to announce that our amazing loan officer, Eric Rea has just guided another happy client through a smooth home purchase journey in Windsor!

A special shoutout to agents Jerry N Jina Ellsworth and Ron Larson for their smooth communication. It’s teamwork like this that makes dreams happen! 🤝



Here’s to creating more happy homeowners! 🥂

12/13/2023

Great job on the teamwork 🙌

We are proud to share the journey of a remarkable physician who joined us in navigating the path to homeownership. With the expertise of Mortgage Broker, Mari Trejo NMLS #1808312 from our team, they successfully secured their dream home through an FHA loan. 🩺🏠💼

🔑 Transaction Highlights:

🏦 FHA loan
📅 In contract within a month with expert guidance from Real Estate pros!
🚀 Clear to Close in just 10 days!

A huge shoutout to our fantastic realtor partners My Agent Fermin Escutia and Juan Ramirez for their outstanding collaboration. 👏

📲 Dreaming of homeownership? Let us guide you through a smooth FHA loan process. Contact Mari Trejo NMLS #1808312 today!