Kelly Pennington NMLS 1526880, Kind Lending NMLS 3925

Kelly Pennington NMLS 1526880, Kind Lending NMLS 3925 Kindness is Contagious! ©2021 Kind Lending, LLC. 4 Hutton Centre Drive, Suite 1000, Santa Ana, CA 92707. All Rights Reserved. Dutton Ave.

NMLS #3925 www.nmlsconsumeraccess.org. Equal housing lender Equal opportunity Employer Kelly Pennington, NMLS # 1526880, 1260 N. STE 205 Santa Rosa CA 95401, Branch NMLS #2127329, 707.888.5651, Licensed In CA, Link here for corporate licensing: https://kindlending.com/legal/licensing Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act

Kell

y Pennington is a young mother with a zest for life. Always looking for the best in every situation, Kelly has become an esteemed ally to her colleagues. After graduating Analy High School, Kelly began her journey into the business world. Having grown up around the mortgage industry it didn’t take Kelly long to realize that all she wanted to do was help make it possible for people to own a home and have something that is entirely theirs. In the fall of 2012 Kelly brought new life into this world and her adorable son Jack became the center of her world. She knew that she wanted to be able to give him the world and to do so she was going to need to have a career that would provide for her and her new baby. Kelly set out to get her NMLS license so she could do just that. Kelly is known by many for her inclination toward spending time in nature, her family values and her clear idea on what is right and good in this world. Throughout her life Kelly remained an honor roll student and when she became a childcare provider she got CPR certified so that she could help any child she was watching. Her attention to detail and good manners have driven Kelly to become one of the youngest producing mortgage loan originators in the business. Kelly has a unique advantage because her father has been a mortgage loan originator for over 27 years and has shared his experiences, victories and failures with her so that she may use them to become a stronger loan originator here in California. In her first year as a mortgage loan originator Kelly was able to close a loan in 15 days, which would be difficult for a seasoned loan originator. She enjoys wandering the forest for inspiration, cuddling with her dog and taking her son to the beach. She is among the younger group of loan originators which allows her to give her clients a fresh, modern look into the world of home loans. Kelly grew up in Sonoma County and spent the majority of her life in Guerneville and Sebastopol. She was raised with her older brother and younger sister and after her father got remarried she added 3 new siblings to her ever growing family. Over the years Kelly has developed a wonderful ability to work well with a team and lend support wherever it is needed.

When your homebuying goals go beyond the ordinary, our Jumbo Loan options are ready to rise to the occasion. Contact me ...
06/11/2026

When your homebuying goals go beyond the ordinary, our Jumbo Loan options are ready to rise to the occasion. Contact me today!

Did you know your net worth could be residing under your roof? With a reverse mortgage, you can unlock the wealth stored...
06/10/2026

Did you know your net worth could be residing under your roof? With a reverse mortgage, you can unlock the wealth stored in your home equity, allowing for a more comfortable and secure retirement. Explore your options and make the most of your golden years! Contact me today to learn more.

Got a borrower scenario your guidelines just can't cover? You don't have to send them somewhere else and risk losing the...
06/09/2026

Got a borrower scenario your guidelines just can't cover? You don't have to send them somewhere else and risk losing the relationship. Kind Lending delivers banks and credit unions flexible lending solutions with you still leading the way. Connect with me today to learn more.

Good morning! Here's a to embrace all of the possibilities that the day holds, and spread positivity wherever you go! ...
06/08/2026

Good morning! Here's a to embrace all of the possibilities that the day holds, and spread positivity wherever you go!

5.0 star review received on Experience.com for Kelly Pennington by Scott D - Everyting on Kelly's end was perfect.....
06/05/2026

5.0 star review received on Experience.com for Kelly Pennington by Scott D - Everyting on Kelly's end was perfect...other aspects of the escrow were challenging and Kelly helped us through that.

Click to see all 154 reviews of Kelly Pennington, Sr. Loan Officer | NMLS #1526880

Kindness has a ripple effect—small acts of compassion can brighten someone’s day, ease unseen struggles, and inspire oth...
06/05/2026

Kindness has a ripple effect—small acts of compassion can brighten someone’s day, ease unseen struggles, and inspire others to do the same. Wherever you go, carrying kindness with you helps create a world that feels a little more connected, hopeful, and human.

The biggest myth? That VA loans are complicated. The truth? With the right team, it’s a clear and powerful path to homeo...
06/04/2026

The biggest myth? That VA loans are complicated. The truth? With the right team, it’s a clear and powerful path to homeownership.
This is the playbook.
If you’re working with veterans—or are one—let’s make sure this benefit doesn’t go unused.

Whether you’re a recent graduate or an established practitioner, this program makes it easier for you to purchase a prim...
06/03/2026

Whether you’re a recent graduate or an established practitioner, this program makes it easier for you to purchase a primary residence.
Connect with me today to discuss your options!

5.0 star review received on Experience.com for Kelly Pennington by Charles C - Kelly was terrific, clear explanations...
06/02/2026

5.0 star review received on Experience.com for Kelly Pennington by Charles C - Kelly was terrific, clear explanations and an amazing level of patience with our process!

Click to see all 153 reviews of Kelly Pennington, Sr. Loan Officer | NMLS #1526880

Exciting news for buyers and referral partners. Our Adjustable-Rate Mortgage lineup just got bigger.Kind Lending has exp...
06/02/2026

Exciting news for buyers and referral partners. Our Adjustable-Rate Mortgage lineup just got bigger.
Kind Lending has expanded its ARM offerings across both Fannie Mae and Freddie Mac, adding more 5/6 and 7/6 options to fit a wider range of borrowers. That includes Standard, High Balance, HomeReady®, Home Possible®, Texas Cash Out, and Seller-paid buydowns (1-0, 2-1, and 3-2-1).
Whether the goal is a lower starting payment, stretching buying power, or pairing a buydown with an ARM for extra savings up front, there's a good chance the right product is in reach.
Contact me today to see how an ARM could work for your next move.

Address

1260 North Dutton Avenue Suite 205
Santa Rosa, CA
95401

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Kelly Pennington NMLS 1526880, Kind Lending NMLS 3925 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Kelly Pennington NMLS 1526880, Kind Lending NMLS 3925:

Shortcuts

Share

Category