Kris Anderson, Mortgage Broker NMLS #236256

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Kris Anderson, Mortgage Broker NMLS #236256 Providing low rate, hassle free mortgages for buying or refinancing a home throughout California. Now at Ryan Mortgage Company

NMLS # 236256 DRE #01040787
Ryan Mortgage Company NMLS #323255

Mortgage rates continued their recent climb in the past week, though they eased the day of the release of the Freddie Ma...
10/17/2026

Mortgage rates continued their recent climb in the past week, though they eased the day of the release of the Freddie Mac survey. Free Consultation! https://bit.ly/Contact-Kris

Cotality’s research shows Gen Z homebuyers are the generation most willing to cut spending and accept a smaller home to ...
10/16/2026

Cotality’s research shows Gen Z homebuyers are the generation most willing to cut spending and accept a smaller home to afford ownership, which can be roughly cost-neutral with renting and save money over time. Free Consultation! https://bit.ly/Contact-Kris

A home equity loan, also known as a second mortgage, is a type of loan in which the borrower uses the equity of their ho...
10/16/2026

A home equity loan, also known as a second mortgage, is a type of loan in which the borrower uses the equity of their home as collateral. The loan amount is determined by the value of the property and the value of the homeowner's equity. Here are some key points. Free Consultation! https://bit.ly/Contact-Kris

A jumbo loan is a type of mortgage that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FH...
10/16/2026

A jumbo loan is a type of mortgage that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). Conforming loans are those that meet the guidelines of government-sponsored enterprises like Fannie Mae and Freddie Mac, which include a maximum loan amount. Contact us to learn more about the maximum loan amount for your area and if a jumbo loan is right for you. Free Consultation! https://bit.ly/Contact-Kris

This week’s CPI and PPI inflation reports, along with Fed speeches pointing toward another rate hike and lingering Middl...
10/15/2026

This week’s CPI and PPI inflation reports, along with Fed speeches pointing toward another rate hike and lingering Middle East conflict pressures, will shape expectations for the Fed’s meeting two weeks away. Free Consultation! https://bit.ly/Contact-Kris

The 70% Rule is a quick way to calculate the maximum purchase price for buying a house to flip. The goal is a 30% profit...
10/15/2026

The 70% Rule is a quick way to calculate the maximum purchase price for buying a house to flip. The goal is a 30% profit after renovations. Free Consultation! https://bit.ly/Contact-Kris

10/14/2026

Your friend just bought a house, and now you're comparing their mortgage to yours. 🏡

But here's the thing: Just because you're both buying a home doesn't mean you're getting the same loan.

Your loan terms, monthly payment, closing costs, down payment, loan type, and credit score can all make your mortgage look different from someone else's.

That's why comparing numbers without understanding what's behind them can be misleading.

💬 Message me "𝗖𝗢𝗠𝗣𝗔𝗥𝗘" and let's look at what actually makes sense for YOU.

A bridge loan is a short-term loan that provides interim financing until more permanent financing can be secured. They a...
10/14/2026

A bridge loan is a short-term loan that provides interim financing until more permanent financing can be secured. They are often used in transactions and scenarios where timing is crucial, and the borrower needs quick access to capital. Free Consultation! https://bit.ly/Contact-Kris

DSCR is a ratio of a property’s annual net rental income and its annual mortgage debt obligations. Lenders use this rati...
10/14/2026

DSCR is a ratio of a property’s annual net rental income and its annual mortgage debt obligations. Lenders use this ratio to determine how much rental income is needed to cover the specific loan amount. Free Consultation! https://bit.ly/Contact-Kris

Aside from age, there are a few other requirements for reverse mortgages. Please contact me to learn if a reverse mortga...
10/13/2026

Aside from age, there are a few other requirements for reverse mortgages. Please contact me to learn if a reverse mortgage is right for you. Free Consultation! https://bit.ly/Contact-Kris

Address

Ryan Mortgage Company, 2129 Fourth Street
Santa Rosa, CA
95404

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 5pm
Friday 8am - 8pm

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