Toni Sprouse, Financial Advisor at Morgan Stanley

Toni Sprouse, Financial Advisor at Morgan Stanley I harness Morgan Stanley’s global resources and intellectual capital to help create a financial strategy that works for you.

I have lived in Sonoma County most of my life. I enjoy the beauty Sonoma County provides, not only in landscape, but lifestyle and community. I am married with four children; two boys and two girls. My goal has been to set an example for them by being engaged, strong, positive, and wanting to inspire them through action. I have been in the financial industry for over 20 years. I started my career

as a commercial banker assisting small businesses to thrive and expand. I believe the key to a successful business is maintaining cash flow. Having a steady stream of money to support the business, the people, and their goals is of the utmost importance. I became a Financial Advisor with Morgan Stanley to apply those same principles to individuals and families financial plans. Saving and investing is ultimately about having the cash flow to support the lifestyle and goals that each person and family are hoping to achieve. My passion outside of my family is supporting, educating, and inspiring women, and demystifying the complex nature of finance. The first step is defining why someone does the things they do. Second, it is discovering what someone is trying to achieve. Third, is finding the appropriate solutions to accomplish each specific goal. Disclaimers:
© 2021 Morgan Stanley Smith Barney LLC (‘MSSB’), member SIPC (www.sipc.org), reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. MSSB will not accept purchase or sale orders via Facebook or its messaging systems. MSSB is not responsible for content posted by third-parties. MSSB does not provide tax or legal service – please consult a tax advisor. Statements and messages are for US residents only and subject to the following terms: http://www.morganstanley.com/disclaimers/mswm-email.html

NMLS #: 634178

Financially supporting charities focused on women and girls’ wellness can be beneficial for our global society and perso...
10/21/2022

Financially supporting charities focused on women and girls’ wellness can be beneficial for our global society and personally enriching. Let’s talk about how you can incorporate charitable giving into your financial plan.

Helping women get ahead can mean delving into issues like health care, education and poverty. Here’s how to have an impact.

A key inflation measure rose more than expected last month. What could that mean for the economy, markets and your portf...
10/20/2022

A key inflation measure rose more than expected last month. What could that mean for the economy, markets and your portfolio? Let's connect.

Bond investors may be coming to grips with the reality of higher interest rates and long-term inflation. What could it mean for markets?

Still trying to figure out the cloud? You’re not alone. Get a better understanding of the cloud, and how to keep your pe...
10/20/2022

Still trying to figure out the cloud? You’re not alone. Get a better understanding of the cloud, and how to keep your personal data safe.

Learn about the cloud computing basics, including what it is, how it is accessed, its benefits and disadvantages. Discover tips for keeping your data safe.

10/20/2022

Ten years at the forefront of Investing with Impact has taught us that it takes an intentional investing approach to drive real, lasting change. Learn more: https://mgstn.ly/3VxmLwc

Keeping excess cash out of the market may be the safest option in a tough economic climate, but there could be a big opp...
10/17/2022

Keeping excess cash out of the market may be the safest option in a tough economic climate, but there could be a big opportunity cost. Let’s discuss what you can do to help keep your money growing.

Cash may be safe, but it’s losing value to inflation. How can you invest it while seeking some defensive qualities for your portfolio?

The policies of the Fed and other central banks are poised to tackle inflation. Are we on the path of an economic recess...
10/14/2022

The policies of the Fed and other central banks are poised to tackle inflation. Are we on the path of an economic recession? Hear more from Chief Investment Officer Mike Wilson:

Seasons change and with them cyber scams. From targeting jetsetters on summer vacation to preying on victims during the ...
10/10/2022

Seasons change and with them cyber scams. From targeting jetsetters on summer vacation to preying on victims during the spring tax season scramble, fraudsters never miss the chance to pounce. Join us for a webinar on Tuesday, October 25, with Morgan Stanley cybersecurity expert Rachel Wilson and ABC News’ Amy Robach. They’ll break down the tricks and tactics used by cybercriminals and share tips to defend your data and devices. Register here: https://mgstn.ly/3BxUblk

While the market outlook appears challenging, we suggest active stock picking where value has emerged and prospects for ...
10/04/2022

While the market outlook appears challenging, we suggest active stock picking where value has emerged and prospects for earnings achievability are good. Find out more in On the Markets. https://mgstn.ly/3SYbRh8

What financial goals do you want to achieve before year-end? Let’s talk about moves you can make this fall to help set y...
09/30/2022

What financial goals do you want to achieve before year-end? Let’s talk about moves you can make this fall to help set yourself up for success.

Know the moves to make before year-end to start 2023 on the right track.

Climate change is now an economic reality and is seen as a growing risk for investors, corporations and governments. If ...
09/21/2022

Climate change is now an economic reality and is seen as a growing risk for investors, corporations and governments. If you are seeking a more resilient and lower carbon future, while pursuing your financial goals, we have investment options to consider. Learn more.

With threats from climate change mounting, learn how you can align your investment portfolio with your vision for a more sustainable world while pursuing your financial goals.

With your Tax Advisor, I can help you review your 1040 to see if you may have opportunities to reduce your tax bill next...
09/19/2022

With your Tax Advisor, I can help you review your 1040 to see if you may have opportunities to reduce your tax bill next year. Let’s talk about which tax-smart strategies may work for you.

Examining your Form 1040 may reveal opportunities to save money hidden between its lines. You may be surprised by what you find.

Data continue to suggest a longer battle on inflation, and the Fed concurs. Hear more from Lisa Shalett, Chief Investmen...
09/15/2022

Data continue to suggest a longer battle on inflation, and the Fed concurs. Hear more from Lisa Shalett, Chief Investment Officer for Wealth Management & Head of the Global Investment Office:

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3562 Round Barn Circle
Santa Rosa, CA
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