Patrick Pennington NMLS 246792 , Kind Lending, LLC

Patrick Pennington NMLS 246792 , Kind Lending, LLC Kindness is Contagious! Patrick Pennington, NMLS # 246792, 1260 N. Dutton Ave.

Vice President Retail Sales | Kind Lending, LLC – NMLS #3925 | Kind Lending is an Equal Housing Lender – This is not a commitment to lend | Branch NMLS #2127329 STE 205 Santa Rosa CA 95401, Branch NMLS #2127329, 707.217.5214, Licensed In CA, Link here for corporate licensing: https://kindlending.com/legal/licensing
Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act

06/02/2026

What makes Kind Lending, Kind? Ask our team - they'll tell you it's the culture. We pick up the phone. We do what we say we'll do. And we treat each other well while we do it. Hear them all about what working here is really like, and if it sounds like the kind of team you've been looking for, come join us. We're hiring!
LinkedIn: https://bit.ly/3QdV2Tb
Kind Careers: https://bit.ly/4sByklh

Exciting news for buyers and referral partners. Our Adjustable-Rate Mortgage lineup just got bigger.Kind Lending has exp...
06/02/2026

Exciting news for buyers and referral partners. Our Adjustable-Rate Mortgage lineup just got bigger.
Kind Lending has expanded its ARM offerings across both Fannie Mae and Freddie Mac, adding more 5/6 and 7/6 options to fit a wider range of borrowers. That includes Standard, High Balance, HomeReady®, Home Possible®, Texas Cash Out, and Seller-paid buydowns (1-0, 2-1, and 3-2-1).
Whether the goal is a lower starting payment, stretching buying power, or pairing a buydown with an ARM for extra savings up front, there's a good chance the right product is in reach.
Contact me today to see how an ARM could work for your next move.

Unlock opportunities with our Repayable Seconds Down Payment Assistance loan programs at Kind Lending! Contact me today ...
06/01/2026

Unlock opportunities with our Repayable Seconds Down Payment Assistance loan programs at Kind Lending! Contact me today to learn more!

The grill isn't the only thing heating up this summer—our pre-approvals are too!Get ahead of the competition with a fast...
05/29/2026

The grill isn't the only thing heating up this summer—our pre-approvals are too!
Get ahead of the competition with a fast, friendly pre-approval from Kind Lending and shop with confidence.
Call me today to get started!

Do you need a mortgage checkup? A quick review of your loan could uncover opportunities to lower payments, access equity...
05/28/2026

Do you need a mortgage checkup? A quick review of your loan could uncover opportunities to lower payments, access equity, or better align with your current financial goals.

Here's a smart move worth knowing about. 👇An ARM (adjustable-rate mortgage) starts with a lower interest rate than a 30-...
05/27/2026

Here's a smart move worth knowing about. 👇
An ARM (adjustable-rate mortgage) starts with a lower interest rate than a 30-year fixed. A seller-paid buydown can lower that rate even more for the first few years of your loan. Stack them together, and you get a smaller monthly payment when it counts most: right after you close.
Kind Lending now offers seller-paid 1-0, 2-1, and 3-2-1 buydowns on our new 5/6 and 7/6 ARMs.
Want to see how this could work for your purchase? Send me a message.

Don’t let a maturing Fix & Flip loan catch you off guard. Kind’s DSCR program is built to help investors transition out ...
05/26/2026

Don’t let a maturing Fix & Flip loan catch you off guard. Kind’s DSCR program is built to help investors transition out of short-term debt and into stable, long-term financing. Depending on your property value, you may even be able to recover some of the cash you put into the project. All structured as a rate & term refinance.
Let’s map out your next move.
&flip

To the fallen heroes and families who carry their memory, thank you. Your sacrifice will never be forgotten.
05/25/2026

To the fallen heroes and families who carry their memory, thank you. Your sacrifice will never be forgotten.

Kindness doesn’t have to be grand to make an impact. A simple gesture, a kind word, or being there for someone can creat...
05/22/2026

Kindness doesn’t have to be grand to make an impact. A simple gesture, a kind word, or being there for someone can create a ripple effect that brightens someone’s day—and maybe even their week. Let’s keep the kindness flowing.

Self-employed? Independent contractor? Don’t let outdated mortgage rules hold you back. 🏡 Our Alt-Doc Bank Statement Loa...
05/21/2026

Self-employed? Independent contractor? Don’t let outdated mortgage rules hold you back. 🏡 Our Alt-Doc Bank Statement Loan is designed to work with your real income.
Let’s get you home!

Address

1260 North Dutton Avenue
Santa Rosa, CA

Telephone

+17072175214

Website

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