Sonoma Financial & Insurance Services

05/28/2026

Do you use a safe-deposit box? Are you considering renting one? Test how much you really know about them here: https://www.aarp.org/money/personal-finance/safe-deposit-box-quiz/?src=psn
Always here to help!

When — and when not — to use them

05/22/2026

Many retirees are unaware of how their benefits will change if their spouse passes away. Learn more here: https://sonomafinancial.com/spouse-passses-away/

How will it affect your social security benefits if your spouse passes away before you? What can you do to prepare?

05/20/2026

Retirees have been living longer – is your strategy designed to last three decades or longer? Learn more here: https://money.usnews.com/money/retirement/articles/a-retirement-plan-for-the-longevity-age

05/15/2026

As you’re approaching , it’s a good idea to inform your adult children of what your overall strategy is. Learn more on our blog: https://sonomafinancial.com/trust/

Sometimes as we are in the midst of our retirement years, we need to have a serious heart-to-heart with our adult children. That conversation can often begin by explaining that not every decision you make will look the way they would personally choose to handle things, but that does not mean it is u...

05/13/2026

– what retirees need to know: https://www.kiplinger.com/retirement/retirement-planning/hantavirus-what-retirees-need-to-know-before-boarding-a-cruise-ship-this-summer

Be safe out there!

Are you taking a cruise this summer? Get the facts on the rare hantavirus outbreak and why experts say norovirus remains the bigger health threat for retirees.

05/08/2026

An may be a good option to consider during a time of financial transition. Learn more here: https://sonomafinancial.com/financial-transition/

Fixed indexed annuities may serve as an excellent option to help you through a time of financial transition.

05/06/2026

What you need to know about the potential repeal of the Social Security Retirement Earnings Test:

https://www.cnbc.com/2026/04/27/social-security-benefits-reduced.html

A new bill in Congress calls for eliminating the retirement earnings test, which reduces Social Security for some workers who are younger than retirement age.

05/01/2026

Once you’ve focused on the financial side of , there’s something else you should think about.
Learn more: https://sonomafinancial.com/last-thing/
Always here to help!

The last thing you need to worry about in retirement is the possibility of losing your sense of purpose. Reach out to us to learn more.

04/29/2026

! Why DocuSign emails are harder to trust in 2026: https://www.eset.com/blog/en/home-topics/privacy-and-identity-protection/docusign-phishing-how-to-spot-and-stop-attacks/

We hope you find this information helpful!

04/25/2026

Staggered is more common than you might think. If you and your spouse have different retirement timelines, that’s something it’s important to keep in mind. Learn more:
https://sonomafinancial.com/staggered-retirement/

"staggered retirement" is a likely but overlooked possibility that it's smart to try and account for in your retirement strategy.

04/23/2026

Five financial mistakes that could negatively impact your kids: https://www.aarp.org/money/retirement/financial-retirement-estate-planning-mistakes-to-avoid/
These are good things to keep in mind as you prepare for your financial future.

Don’t let estate planning blunders, money secrets or other slipups create a rift.