Jamelie Samonte, CMG Home Loans Branch Manager

Jamelie Samonte, CMG Home Loans Branch Manager NMLS ID # 250550

110 Stony Point Rd., Suite 260 , Santa Rosa, CA 95401 | Branch NMLS # 2475593

Owning your own home is not only a great financial investment, but it should be a great source of pride! It's a major ac...
07/06/2023

Owning your own home is not only a great financial investment, but it should be a great source of pride! It's a major accomplishment and more attainable than most people think! Interested in becoming a ? Let's chat!

You don't need to commit to a 30-year relationship with your interest rate! If you fall in love with a home, you can mar...
07/06/2023

You don't need to commit to a 30-year relationship with your interest rate! If you fall in love with a home, you can marry the house and then refinance into a lower rate down the road. You get the best of both worlds!

Your credit score does not have to be perfect to buy a home. I'll say it LOUDER for those in the back. Although poor cre...
03/17/2023

Your credit score does not have to be perfect to buy a home. I'll say it LOUDER for those in the back. Although poor credit does bring challenges, perfect credit is not a requirement to buy a home. Work on strengthening your credit to get it healthy enough to qualify for better terms. Send me a DM if you'd like to go over a few loan options and find out exactly where your credit score needs to be to qualify.

Hey, ! Student loans don't affect your ability to get a mortgage any differently than other types of debt including aut...
03/10/2023

Hey, ! Student loans don't affect your ability to get a mortgage any differently than other types of debt including auto loans and credit card debt. Though it may seem overwhelming to add on more debt by committing to a mortgage, you have to remember your home will build equity which can eventually be used to pay off high interest debts, like student loans! Send a DM and lets see what I can do for you!

Did you know rates have actually been abnormally low since the housing crash? Here's a fact: Current rates may rise or f...
03/04/2023

Did you know rates have actually been abnormally low since the housing crash? Here's a fact: Current rates may rise or fall for various reasons, but not by much. You can start building equity right away instead of building your landlord's equity. Plus, there are no guarantees that rates will ever go down! If your finances are in order and you've found a home you love -- don't wait for lower rates. Just go for it. DM me and let's push the envelope to see how we can help you purchase your first home.

There may be some truth to this in the short term, but if you plan on renting for more than a couple of years, it's in y...
02/24/2023

There may be some truth to this in the short term, but if you plan on renting for more than a couple of years, it's in your best interest to consider a home purchase. So, before you write off becoming a homeowner, do your research! You may be surprised by the results you receive from a rent vs. buy calculator. View calculators on my website!

Did you know 20% down is not your only option? Times have changed, and there are programs designed for in mind. A down...
02/17/2023

Did you know 20% down is not your only option? Times have changed, and there are programs designed for in mind. A down payment may seem like the only way to get a competitive interest rate or low monthly payment, but it's not. Other things can positively affect your loan program and, ultimately, your payments too. Send me a DM. Let's start looking into which loan program is a good fit for you.

Wash away the worries of the day in a relaxing, remodeled bath. Make it happen with worry-free financing from .
02/14/2023

Wash away the worries of the day in a relaxing, remodeled bath. Make it happen with worry-free financing from .

Help your listing stand out with a seller-paid buydown!Interest rate fluctuations are creating changes in the housing ma...
01/11/2023

Help your listing stand out with a seller-paid buydown!

Interest rate fluctuations are creating changes in the housing market. Homebuyers are on the hunt for more affordable homes, and many listings are sitting on the market for longer. A seller-paid 3-2-1 buydown provides a financing solution that could help homebuyers save money, and help homeowners sell their home faster.

Curious how this financing option works? Connect with me to learn more.

Pay less for the first three years you own your home when you take advantage of a seller-paid buydown. This financing op...
01/10/2023

Pay less for the first three years you own your home when you take advantage of a seller-paid buydown. This financing option reduces the interest rate payment for the first three years of your mortgage, saving you money. Want to know more? DM me, and let's go over more details together!

Address

110 Stony Point Road , Suite 260
Santa Rosa, CA
95401

Telephone

+17076966054

Website

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