Your Lender, Kristen Johnson NMLS# 1593894

Your Lender, Kristen Johnson NMLS# 1593894 Helping clients reach their dreams of homeownership and wealth through real estate. Licensed CO, FL
UMortgage NMLS #1457759

At Valor, we are committed to empowering you with the right financial solutions and support to achieve your dream home. Our mission revolves around delivering mortgage solutions with integrity, expertise, and exceptional customer service. With Valor, you're not just obtaining a home loan; you're gaining a lifelong partner. We specialize in the origination of residential mortgage loans across the United States.

07/20/2026

🏡 REALTORS — this sales huddle this week is for you!

If you work with VA buyers (or want to), this is one webinar you don’t want to miss.

📅 Wednesday, July 22
🕛 12:00 PM MST | 2:00 PM CST

Join us for a FREE VA Myth-Busting Training and learn how to confidently navigate VA financing, write stronger offers, and help your veteran clients win more homes.

We’ll tackle some of the biggest misconceptions in our industry, including:

❌ “VA loans take longer to close.”
❌ “VA appraisals always come in low.”
❌ “Sellers should avoid VA offers.”
❌ “Veterans only get one VA loan.”

If you’ve ever believed even one of these, you’re not alone—but knowing the facts can give you a real advantage and help you serve your clients with confidence.

➡️ Reserve your spot here:
https://www.umortgage.com/rea-training

I’d love to see you there! 🇺🇸🏡

Slow closings, difficult appraisals, and underqualified buyers are three VA loan myths that cause agents to steer clear of one of the most reliable buyer pools in the market: VA buyers. The reality? VA buyers are often easier to qualify than the average homebuyer, and serving them well opens the doo...

Whether you’re looking to plant roots in Colorado or chasing sunshine in Florida, I’ve got your lending needs covered 🏠L...
02/20/2026

Whether you’re looking to plant roots in Colorado or chasing sunshine in Florida, I’ve got your lending needs covered 🏠

Let’s talk about your homeownership goals & real estate dreams over a cup of coffee ☕️ {realistically or figuratively 😉}

Your path to home starts with the right plan

DM me to get started. Let’s connect!

Address

Colorado Springs
Santa Rosa Beach, FL

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 5pm
Wednesday 9am - 6pm
Thursday 9am - 5pm
Friday 9am - 5pm

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