Timothy McMurtrey Insurance Services

Timothy McMurtrey Insurance Services Give me a call today! I take the time to understand your situation, answer your questions, and provide clear, unbiased advice to help you find the right plan.

I guide individuals in Los Angeles and surrounding areas through the complex landscape of Medicare & health insurance enrollment, providing personalized consultations to match them with the best plan for their unique needs & budget. As a Medicare and individual health insurance enrollment specialist serving Los Angeles and the surrounding areas, I understand the challenges that come with navigatin

g the complex world of healthcare coverage. With years of experience and a deep knowledge of the various plans and options available, I'm here to guide you through the process and help you make informed decisions about your healthcare. Whether you're approaching Medicare eligibility or seeking coverage outside of employer-sponsored plans, I offer personalized consultations to match you with the plan that best suits your unique needs and budget. My goal is to simplify the enrollment process and empower you to make choices that will protect your health and financial well-being. I stay up-to-date on the latest changes in healthcare regulations and options, ensuring that you have access to the most current information and resources. When you work with me, you can expect:

- Personalized guidance tailored to your specific needs and budget
- In-depth knowledge of Medicare and individual health insurance plans in Los Angeles
- Clear, unbiased advice to help you make informed decisions
- Simplification of the complex healthcare enrollment process
- Ongoing support and resources to help you manage your healthcare coverage

Don't let the complexities of healthcare enrollment overwhelm you. Trust me to navigate the intricacies and provide the expert guidance you need to make the best choices for your health and well-being. As a Los Angeles-based specialist, I'm committed to helping you find the right plan for your needs and budget. Contact me today to schedule a personalized consultation and take the first step towards securing the healthcare coverage you deserve. Let me handle the complexities of Medicare and individual health insurance enrollment, so you can focus on what matters most—your health and well-being.

Wondering when your Medicare coverage will start after enrollment?Premium free Part A coverage starts the month you turn...
05/30/2026

Wondering when your Medicare coverage will start after enrollment?

Premium free Part A coverage starts the month you turn 65.

Part B coverage depends on when you enroll. If you enroll...

➡️Before the month you turn 65, coverage will start the month you turn 65.
➡️The month you turn 65, or during the 3 months after, coverage will start the next month.

Call or send a message to connect with a licensed insurance agent for a free consultation about your Medicare plan options.

Does Medicare Cover Joint Replacement Surgery?Thinking about a knee, hip, or shoulder replacement? You’re not alone—and ...
05/29/2026

Does Medicare Cover Joint Replacement Surgery?

Thinking about a knee, hip, or shoulder replacement? You’re not alone—and you’re probably wondering what Medicare actually covers.

Here’s the good news:

✅ Medicare generally covers medically necessary joint replacements
✅ Hospital stay? That’s under Part A
✅ Follow-up doctor visits, rehab, and outpatient PT? That’s Part B
✅ Skilled nursing care may be covered—if you meet certain conditions

What most people don’t realize?

🧾 Coverage depends on where the procedure happens, and what services you need after.

📞 Call to speak with a licensed insurance agent who can help you understand how your plan handles major procedures.

Turning 65 and considering Medigap? With Medigap, you call the shots! ✔️Pick any doctor or specialist that accepts Medic...
05/28/2026

Turning 65 and considering Medigap? With Medigap, you call the shots!

✔️Pick any doctor or specialist that accepts Medicare
✔️No Referrals Needed - just schedule appointments with the specialists or healthcare providers you prefer.

Discover the freedom and empowerment that come with Medigap plans! Call or message today to speak with a licensed insurance agent to learn more about Medigap plan options that are available to you.

Are you afraid of making a mistake during Medicare enrollment.Enrolling in Medicare might feel like a high-stakes decisi...
05/27/2026

Are you afraid of making a mistake during Medicare enrollment.

Enrolling in Medicare might feel like a high-stakes decision, and the fear of making a mistake can be stressful.

Take a deep breath. We've got you covered! We'll walk you through each step of the enrollment process, ensuring you make informed decisions with confidence and peace of mind.

Help is just a phone call away! Call to speak to a licensed insurance agent for no cost, no obligation Medicare enrollment assistance.

Have a question about your Medicare plan options while still working? Let's talk it through. 📞Call today to speak with...
05/23/2026

Have a question about your Medicare plan options while still working? Let's talk it through.

📞Call today to speak with a licensed insurance agent to discuss your options!

Everything's Changed...But Some Things Shouldn’tYou’ve seen it all: rotary phones, typewriters, handwritten letters.And ...
05/22/2026

Everything's Changed...But Some Things Shouldn’t

You’ve seen it all: rotary phones, typewriters, handwritten letters.

And now? It feels like the world is moving too fast.

Pop-ups. Robo-calls. Medicare ads that follow you across every screen.

What if getting help with Medicare could feel like it used to?

📞 Call to speak with a licensed insurance agent who takes the time, listens, and explains things in a simple way.

No pressure. No gimmicks. Just guidance, like it used to be.

Retired, But Still Paying a Higher monthly cost?A Medicare beneficiary reached out wondering why their monthly cost was ...
05/21/2026

Retired, But Still Paying a Higher monthly cost?

A Medicare beneficiary reached out wondering why their monthly cost was so high.

Turns out, Social Security was looking at their income from two years ago, before they retired.

💡 If your income has gone down, you might be able to file a form and request lower monthly cost.
Most people don’t even know this is an option.

📞 Call to speak with a licensed insurance agent who can help you understand how income impacts your Medicare costs, and how to fix it if needed.

Why Didn’t Anyone Tell Me This About Medicare?➡️"I thought Medicare would cover everything."➡️"I didn’t know I'd get a l...
05/18/2026

Why Didn’t Anyone Tell Me This About Medicare?

➡️"I thought Medicare would cover everything."
➡️"I didn’t know I'd get a lifetime penalty for signing up late."
➡️"I had no idea I’d have to pay out-of-pocket for dental and vision."

The reality? Medicare is complex, and many people make costly mistakes because they don’t have the right guidance.

🔹 If you’re new to Medicare, already enrolled, or feeling overwhelmed, let’s break it down in a way that makes sense—without the confusion.

📞Call today to connect with a licensed insurance agent and get clear, knowledgeable guidance on your Medicare plan options.

💡Did you know Medicare offers options beyond the basics? Discover Medicare Advantage plans and how they may maximize you...
05/16/2026

💡Did you know Medicare offers options beyond the basics? Discover Medicare Advantage plans and how they may maximize your healthcare needs.

📞Call to speak to a licensed insurance agent and learn more about Medicare Advantage plan options!

Why Am I Being Charged More for Medicare Than My Friend?A lot of people are shocked when they see their Medicare bill—es...
05/15/2026

Why Am I Being Charged More for Medicare Than My Friend?

A lot of people are shocked when they see their Medicare bill—especially when they realize their friend is paying less.

💰 If your income is above a certain level, you may have to pay more for Medicare Part B and Part D.
📅 But here’s something most people don’t know: Medicare uses your income from two years ago to decide what you owe.

If you’re retired now and making less than before, you may be able to appeal and lower your costs!

💡 Let’s talk about how Medicare calculates your costs and see if you’re maximizing your budget.

📞 Call today for a no-cost, no-obligation Medicare consultation with a licensed insurance agent.

Address

11555 W Olympic Boulevard #A
Santa Monica, CA
90064

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm

Telephone

+19512525328

Website

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