True 401k

09/21/2026

Sole proprietor or C-corp owner, is the 2025 tax return on extension? There's still time to start a retirement plan for 2025.
The SECURE Act lets you adopt a plan now, retroactive to last year, and make a deductible employer contribution — as long as it's in place by your extended filing deadline (10/15/2026 for most calendar-year sole props and C-corps).
Two things worth knowing: this covers employer/profit-sharing contributions, not 2025 employee deferrals, and whether it fits depends on your business structure and tax situation.
Had a strong 2025 and want to put some of it toward retirement instead of taxes? Send us a message before October 1st!
Visit true401k.com for our contact info:

08/25/2026

It is with a heavy heart that we write this post. The time has come to tell everyone... that we have a new website!

www.true401k.com

Keep an eye out for upcoming product announcements & collaborations.
Big thank you to The Taskbar as well as all of our partners and clients!

04/10/2026

True 401k Partner Linda de Ridder and her granddaughter attend the ‘Business to Business Expo’ sponsored by the Farmington Chamber of Commerce !
True 401k supports its local communities in New Mexico and businesses around the country.

03/27/2026

Come see us at the Business-to- Business Expo in Farmington, NM!

02/18/2026

The Department of Labor is moving forward with guidance on paper statements and electronic disclosures for retirement plans—a development that could affect how sponsors meet disclosure requirements and engage participants.

This article outlines what to expect from the forthcoming guidance and key considerations for plan administrators and advisors: https://www.napa-net.org/news/2026/2/coming-soon-dol-guidance-on-paper-statements-e-disclosures/

02/10/2026

The Department of Labor can fine a plan sponsor up to $2,739 A DAY that their form 5500 is late.

Form 5500 compliance may be getting some relief.

A new House bill would simplify filing by extending deadlines and allowing electronic signatures—changes that could significantly reduce risk and administrative burden for plan sponsors and practitioners.

Read more: https://www.asppa-net.org/news/2026/2/form-5500-more-time-to-comply/

12/17/2025

Choosing to save on a Roth basis is becoming more and more popular. Does your workplace offer Roth in the retirement plan?

Data from the Plan Sponsor Council of America - PSCA 68th Annual 401(k) Survey show that employers are expanding their Roth offerings.

The percentage of plans offering a Roth contribution option climbed to 95.6%, the highest in the PSCA Annual surveys so far.

Read more: https://ow.ly/eC1Z50XGnOX

11/22/2025

The IRS has released the new 2026 401(k) limits. Special thanks to our partners!

10/27/2025

Advanced plan designs can help efficiently reduce your tax burden.
Wondering if a Cash Balance Plan makes sense for your company? Give us a call!

Cash balance plans have emerged as a solution to many challenges plans face — and they have grown explosively, according to an industry expert in a recent panel discussion.

Here'sa refresher on how those plans work: https://www.asppa-net.org/news/2025/9/cash-balance-plans-why-and-how/

10/25/2025

Part of our mission is to help bridge the knowledge gap for employees.

While retirement and recordkeeping firms manage more than $40 trillion in assets, representing almost one-third of U.S. household financial wealth, a troubling disconnect persists: participant disengagement continues to threaten both individual retirement security and growth prospects for recordkeepers.

Learn more: https://ow.ly/4bjO50Xgj7T