Annette's Team Alvarez Mortgage Solutions

Annette's Team Alvarez Mortgage Solutions Helping families and individuals realize the dream of homeownership is my passion. Everyone’s story is different, so loan needs will differ as well.

Over the years, I have been able to assist many families to obtain financing - some for the first time, and it never gets old. I feel pride and satisfaction each time one of my Borrowers becomes a Homeowner. I feel an emotional investment as each Borrower is more than just a loan, they are my friends, neighbors, and community. My job is to find that perfect fit. With years of experience in the mor

tgage industry, I have the knowledge and expertise to tailor each loan to meet the specific needs of each individual. I have specialized knowledge in conventional loans, government loans, construction loans, as well as FHA, VA, and USDA loans. I am committed to helping you find the mortgage option that fits your unique financial situation. Buying a home is the single most important investment one can make. Although it can seem intimidating, I am dedicated to making the process a positive and rewarding experience for you. I believe that communication is key to a smooth loan process, and I welcome the opportunity to earn your business and your trust. Annette Alvarez NMLS 296002
Bell Bank Mortgage

Why are more buyers exploring new construction? Here are just a few of the potential benefits:• Modern layouts• Energy-e...
09/01/2026

Why are more buyers exploring new construction? Here are just a few of the potential benefits:

• Modern layouts
• Energy-efficient features
• Personalization options
• Everything is brand new

If you're considering a move, let's discuss whether a new build could be right for you. Contact me today!

Buying a home is one of life's biggest milestones, and you deserve guidance every step of the way. As your loan officer,...
08/27/2026

Buying a home is one of life's biggest milestones, and you deserve guidance every step of the way. As your loan officer, I’ll help you feel confident, informed and supported throughout the entire process.

If homeownership is on your radar, let's start the conversation.

Happy National Dog Day! Whether your furry friend dreams of a bigger yard, more room to roam or a cozy spot by the windo...
08/26/2026

Happy National Dog Day! Whether your furry friend dreams of a bigger yard, more room to roam or a cozy spot by the window, finding the right home can make a big difference for the whole family.

Drop a photo of your pup below – and if you’re thinking about making a move, reach out today!

First-time homebuyers, how does $1,500 toward a new home sound? The Bell Opportunity Program offers a $1,500 lender cred...
08/20/2026

First-time homebuyers, how does $1,500 toward a new home sound? The Bell Opportunity Program offers a $1,500 lender credit for eligible buyers. Best of all, it’s exclusive to Bell Bank Mortgage.

Want to learn more about this great opportunity? Reach out today!

Subject to credit approval. Income and property restrictions apply. Purchase of primary residence only. Not available in all markets. Applications must be taken between June 1, 2026, and February 20, 2027, with loan closings occurring between September 1, 2026, and April 30, 2027. Lender credit can only be applied to closing costs payable to Bell Bank Mortgage. At least one borrower must be a first-time homebuyer. Homebuyer education may be required. Program guidelines are subject to change without notice. Other restrictions apply.

As routines settle back in, it’s a great time to think about what's next for your family.If your current home feels a li...
08/18/2026

As routines settle back in, it’s a great time to think about what's next for your family.

If your current home feels a little too small, or a little too far from where you want to be, let's talk about your options.

For the last few years, conventional offers have sometimes overshadowed FHA and VA loans. We decided to change that.With...
08/13/2026

For the last few years, conventional offers have sometimes overshadowed FHA and VA loans. We decided to change that.

With our FHA and VA 5/1 ARM options, your interest rate stays the same for the first five years, then can adjust once a year after that, creating a lower starting point with flexibility over time.

Must be an eligible service member or veteran for the VA product. All loans are subject to credit approval, income and property restrictions may apply. Not available in all markets. Program guidelines are subject to change without notice. Other restrictions apply. Adjustable-Rate Mortgage (ARM) products have a fixed interest rate for a set period of time and adjust periodically thereafter. At the end of the fixed rate period, the interest rate and payments may increase. Escrows and full appraisal may be required.

Building a new home is exciting, and having the right financing partner can make all the difference. From lot purchase t...
08/11/2026

Building a new home is exciting, and having the right financing partner can make all the difference. From lot purchase to final walkthrough, I'm here to help you navigate the mortgage process with confidence.

Thinking about building? Send me a message and let's make your dream home a reality.

A common homebuying myths is that you need a large down payment to purchase a home. Many buyers can actually qualify wit...
08/06/2026

A common homebuying myths is that you need a large down payment to purchase a home. Many buyers can actually qualify with far less than 20% down, depending on the loan program.

Curious what you might qualify for? Let's review your options and build a plan that fits your budget!

If you’ve been thinking about a new home, summer is the perfect time to start the process so you can be settled in befor...
08/04/2026

If you’ve been thinking about a new home, summer is the perfect time to start the process so you can be settled in before the busy fall season.

Let’s map out your timeline together – reach out today!

If your home no longer fits your family or lifestyle, maybe it's time for a change. When you're ready to move up from yo...
07/30/2026

If your home no longer fits your family or lifestyle, maybe it's time for a change. When you're ready to move up from your current home, I can help you with flexible options.

Reach out today to start the conversation!

Address

150 Washington Avenue Suite 201
Santa Fe, NM
87501

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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