Ashley Byrd Consultant

Ashley Byrd Consultant Insurance Broker/Agent
Life, Health, Disability and more
License #4056043

Long-Term Care Insurance vs. Health Insurance: Do You Know the Difference?Many people assume health insurance covers eve...
06/03/2026

Long-Term Care Insurance vs. Health Insurance: Do You Know the Difference?

Many people assume health insurance covers everything—but long-term care needs are often a separate expense.

✅ Health Insurance helps pay for doctor visits, hospital stays, surgeries, and treatment for illness or injury.

✅ Long-Term Care Insurance helps cover services like assisted living, home health care, adult day care, and nursing home care when you need help with daily activities over an extended period.

Planning ahead can help protect your savings and provide peace of mind for you and your family.

📍 Dettle Insurance Agency
Licensed Agent: Ashley Byrd LIC #4056043
303 Soquel Ave, Ste B, Santa Cruz, CA
📞 831-426-8888
📧 [email protected]

FinancialProtection SantaCruz DettleInsurance InsuranceEducation PlanAhead AshleyByrd MedicarePlanning FutureCarePlanning

Your coverage should feel simple—not overwhelming.Hi, I’m Ashley Byrd, a licensed insurance agent with Dettle Insurance ...
05/05/2026

Your coverage should feel simple—not overwhelming.

Hi, I’m Ashley Byrd, a licensed insurance agent with Dettle Insurance Agency, here to help you protect what matters most.

From life and health to disability and group coverage, I’ll walk you through your options and find the right fit for you—no pressure, just real guidance.

📍 Santa Cruz local
📞 831-426-8888
📧 [email protected]

Let’s get you covered with confidence.

LocalBusiness DettleInsurance InsuranceHelp FinancialProtection

If you’ve ever needed someone to make insurance feel less like a headache and more like a “got you covered” kind of mome...
04/27/2026

If you’ve ever needed someone to make insurance feel less like a headache and more like a “got you covered” kind of moment, that’s exactly what you’ll find with Ashley Byrd at Dettle Insurance Agency.

Ashley isn’t just the “call for a quote” person—she’s the kind of local agent who actually picks up the phone, listens first, and explains things without the confusing jargon. Health, disability, group, life, business—she takes the time to match coverage to real life, not just checkboxes.

In a world where insurance can feel rushed and impersonal, Ashley brings something different: steady guidance, honest recommendations, and a real commitment to the people she serves here in the community.

If you want someone local, reliable, and genuinely in your corner, Ashley Byrd is a name worth knowing.

CommunityFirst

Life insurance doesn’t have to be confusing—but the terms matter.Understanding the difference between term life vs. whol...
01/21/2026

Life insurance doesn’t have to be confusing—but the terms matter.

Understanding the difference between term life vs. whole life, knowing what a beneficiary is, and choosing the right coverage amount can make all the difference in protecting your family’s future.

At Dettle Insurance Agency, our licensed insurance agents take the time to explain the basics clearly so you can make confident decisions with coverage that truly fits your life.

Have questions? We’re here to help.
📞831-426-8888
📧[email protected]

InsuranceExplained ProtectYourFamily FinancialSecurity SmartPlanning PeaceOfMind

12/31/2025

✨️Peace of mind starts with the right protection.
As a Licensed Insurance Agent, I help individuals and families secure coverage that fits their life—not a one-size-fits-all policy.

✔️ Life Insurance
✔️ Accident Coverage
✔️ Health Insurance
✔️ Disability Protection
✔️ Supplemental plans & more

Your future deserves a plan. Let’s talk about options that actually make sense for you.

Dettle Insurance Agency
📍305 Soquel Ave ste B Santa Cruz CA
📞 831-426-8888
📧 [email protected]


11/13/2025

🩵 November is Long-Term Care Awareness Month 🩵

Planning for the future means more than saving money — it’s about protecting your independence, your choices, and your loved ones.

Long-term care insurance helps cover the cost of services that regular health insurance or Medicare may not, such as home care, assisted living, or nursing care.

Don’t wait until it’s too late — start the conversation today.

📞 Ashley Dettle, Licensed Agent
📧 [email protected]
📱 831-426-8888
📍305 Soquel Ave ste B Santa Cruz CA

Planning for the future means more than just saving money — it’s about protecting your independence, dignity, and peace ...
11/11/2025

Planning for the future means more than just saving money — it’s about protecting your independence, dignity, and peace of mind. 🌿

Long-term care can help cover the costs of support you may need as you age — from home health aides to assisted living — so you can focus on what truly matters: enjoying life with those you love. 💙

Don’t wait until it’s too late to prepare. Start the conversation today — your future self will thank you!

Licensed Agent #4056043

📞 831-426-8888
📍305 Soquel Ave ste B Santa Cruz CA 95063

📣 Medicare Open Enrollment is HERE!🗓️ October 15 – December 7Need help navigating your Medicare options? We're here for ...
10/15/2025

📣 Medicare Open Enrollment is HERE!
🗓️ October 15 – December 7

Need help navigating your Medicare options? We're here for you! 💙

👉 Work with a licensed Medicare agent at Dettle Insurance Agency to find the plan that fits your needs and budget.

📧 [email protected]
📍 305 Soquel Ave, Ste B, Santa Cruz, CA
📞 Call us today: 831-426-8888

Don't wait until the last minute


📣 Medicare Confusion? Let’s Break It Down! 🩺💡If you're turning 65 or planning your healthcare future, understanding your...
09/17/2025

📣 Medicare Confusion? Let’s Break It Down! 🩺💡

If you're turning 65 or planning your healthcare future, understanding your Medicare options is key! Here’s a quick comparison between Medigap (Medicare Supplement) and Medicare Advantage ⬇️

💼 Medigap (Supplement)
✔️ Higher premiums, but little to no co-pays
✔️ Freedom to choose any doctor that accepts Medicare
✔️ No referrals needed
✔️ Nationwide coverage

🏥 Medicare Advantage
✔️ Lower premiums, but you’ll have co-pays
✔️ Often includes prescription drug coverage
❌ You’re limited to network providers
❌ May need referrals
❌ Emergency coverage is limited outside your area

➡️ Not sure which is right for you?
As a Certified Licensed Insurance Agent with Dettle Insurance Agency in Santa Cruz, CA, I’m here to make the process simple and stress-free.

📲 DM me or call for your free Medicare review today. Let’s make sure your coverage fits your lifestyle and budget.

The 5 basic types of Life Insurance for an individual to own-Term-Whole-Universal -Variable-BurialLife Insurance is a ve...
03/25/2025

The 5 basic types of Life Insurance for an individual to own

-Term
-Whole
-Universal
-Variable
-Burial

Life Insurance is a very important part of your and your families financial health. Knowing what type will best fit you is key.

Not sure of your options 🤔 I'm a licensed insurance agent
You can email me at [email protected] or call 831-426-8888 to schedule an appointment.

Address

305 Soquel Avenue Suite B
Santa Cruz, CA
95062

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm

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