Margie Cummings Insurance

10/30/2024

Open enrollment is happening now until December 7th. Click the link below to find the right Medicare coverage for you.

10/15/2024

Medicare's Open Enrollment Period is here! Contact me now through December 7 to compare all your coverage options. You could save money, find better coverage, or both! If you decide to enroll in a different option, your new coverage will start January 1.
Good news! Starting in 2025, all Medicare plans will include a $2,000 cap on what you pay out-of-pocket for prescription drugs covered by your plan. Please look over your plan to make sure it covers your drugs and meets your needs and budget for 2025.

Save time — create or log into your secure Medicare account to:

Could you look over a summary of your current coverage? Compare your current plan with next year's plan. Select "Compare Plan Details" on your summary page to see a side-by-side comparison of how your current plan's costs and benefits will change in 2025.
Save your drugs and local pharmacies to your account for better estimates of your prescription drug costs. Your costs can vary based on your pharmacy, so picking different pharmacies helps you find the lowest prices.

Compare coverage options by going to https://margiecummingsinsurance.com

09/24/2024

You have questions? I have answers! Open enrollment is just around the corner? Contact me for a policy review.

“Annual Notice of Change” (ANOC) and “Evidence of Coverage” (EOC) If you are enrolled in a Medicare Advantage or Part D drug plan, you will receive two important documents by September 30th each year: the “Annual Notice of Change” (ANOC) and “Evidence of Coverage” (EOC). These docume...

09/24/2024

You have questions? I have answers!

02/08/2022

"You have questions? I have answers!" This is my tagline and for good reason. Often clients contact me looking for clarification on a letter received from their insurance company. I'm happy to see efforts by medi-cal to adopt a more clear approach in communication and am hopeful it starts a trend in the healthcare industry. https://www.chcf.org/publication/plain-clear-making-medi-cal-communications-easy-understand/ -links-and-downloads

10/05/2021

I am hopeful that we can raise awareness: October is Breast Cancer Awareness Month
National Breast Cancer Awareness Month is recognized every October to raise awareness of the disease and help women in need today. In 2019, an estimated 3.8 million individuals are living with a history of breast cancer in the United States. Breast cancer is known as the 2nd leading cause of cancer death for women and affects every 1 in 8 women. Older women have a higher chance of being diagnosed with invasive breast cancer than younger women. As women age, it is important to be aware of the risk factors and warning signs of breast cancer and other diseases.

Some factors that increase a women’s risk of being diagnosed with breast cancer include:

Getting older
Drinking alcohol
Never having children
Long menstrual history
Having dense breasts
Genetic mutations
Being over the age of 30 at first full-term pregnancy
Women over the age of 65 should be aware of the symptoms and signs that point to having breast cancer and should contact their doctor if they experience the following:

Change in how the breast or ni**le feels
Change in the breast or ni**le appearance
Ni**le discharge – clear or bloody
Five treatment options are used to treat breast cancer and most treatment plans include a combination of different options such as surgery, radiation, hormone therapy, chemotherapy, and targeted therapies. Some treatments are local and target the area of the tumor, whereas others are systemic and target your whole body with cancer-fighting agents. If you or someone you know have symptoms or a high risk of getting breast cancer, contact your doctor to go over your options for screening.

09/27/2021

FREEEEEEEEE! Open Enrollment is almost upon us! Make sure you have a trusted professional to assist you and your loved ones in finding the plan that best suits your individual needs.

08/26/2021

Wonderful news!!!

Rory Diamond, CEO of K9s for Warriors, says for the first time in American history, the VA can pay for service dogs for veterans with PTSD.

07/22/2021

If you or a loved one hasn't been able to get a vaccine yet. What a great resource, thank you LA County!

06/17/2021

NOTICE OF SPECIAL ENROLLMENT!
Looking for health insurance?
You may be able to get more savings and lower costs on health coverage under the American Rescue Plan Act of 2021:
• More people than ever before qualify for tax credits that lower the cost of health coverage, even those who weren’t eligible in the past.
• Most people currently enrolled in a plan may qualifyify for more tax credits.
• Health insurance premiums after these new savings will go down.

You have questions, I have answers! Happy to help!!

05/24/2021

The days are getting warmer as summer approaches! Enjoy your outdoor fun and keep your skin healthy.

No matter the season, it’s always a good idea to protect your skin from ultraviolet (UV) rays.

Here are some ways you can limit your UV exposure and lower your risk of skin cancer. bit.ly/2PxHzGI