Rachael Steele Sr. Mortgage Consultant

Rachael Steele Sr. Mortgage Consultant The views expressed are mine alone and do not necessarily reflect the views of Augusta Financial Inc. NMLS 306045

✨ Grateful. Proud. Thankful. ✨As I reflect on 2025, my heart is so full. I couldn’t have done this without the incredibl...
01/07/2026

✨ Grateful. Proud. Thankful. ✨

As I reflect on 2025, my heart is so full. I couldn’t have done this without the incredible support of my amazing realtor partners, past clients and colleagues…you are truly the best part of what I do. An even bigger shoutout to my amazing husband for always supporting my workaholic behavior!! 😆

This year, I had the honor of helping 76 families on their lending journeys and closing $40.2 million in volume. Each number represents real people, real goals, and real dreams-and I’m so grateful to have been part of them.

Thank you for your trust, your referrals, and your continued support. Here’s to even more success, partnerships, and happy homeowners in 2026! 🏡✨

With so much appreciation,
Rachael — your lending lady 💜💜

05/08/2025

Think About It Thursday
Hey friends, it’s Rachael—your Lending Lady!

Let’s talk about something that really sets Augusta Financial apart. We’re a large, reputable company with the resources and experience to get the job done right—but at our core, we’ve kept a tight-knit, family-oriented vibe.

What does that mean for you?
It means everyone who touches your file is local—right here in our community. Your loan isn’t being passed off to an out-of-state department or someone you’ll never meet. We keep everything close to home, and we treat every client like family.

After 17 years with Augusta, I can tell you that’s not just a slogan—it’s our way of doing business. We care. We communicate. We stay involved.

If you’re someone who values personal service and a team that’s truly rooted in your community, think about it—shouldn’t your finances be handled with that kind of care?

04/30/2025

“Whats Up Wednesday!?”

Let’s talk about why using Rachael, your local lending lady from Augusta Financial, makes all the difference in your home buying journey!

Keeping things local matters—big time. When you get preapproved with a lender who truly knows our area, you gain more than just a number on paper. You get a team who understands local market trends, property nuances, and can guide you through every detail before you enter escrow.

Working with someone familiar with the ins and outs of our community helps you stand out as a strong buyer and ensures there are no surprises when it comes to your payment or property details.

Let’s make your home dreams a local success—message me today to get started!

To Seal the Deal, call Rachael Steele!

03/21/2025

✨ Think About It Thursday! ✨

Hey everyone, it’s Rachael Your Lending Lady here! Let’s talk about a game-changing loan for real estate investors: the DSCR Loan.

What is it?
A Debt-Service Coverage Ratio (DSCR) loan is designed for real estate investors who want to qualify based on a property’s income potential—not their personal income! That means no tax returns, no W-2s, and no DTI requirements—just a simple calculation of whether the property’s rent covers the mortgage.

Why is this a big deal?
✅ Perfect for new and experienced investors
✅ Helps you scale your portfolio faster
✅ Less paperwork, more flexibility!

If you’re an investor (or thinking about becoming one), this is a must-know product! Let’s chat and see if a DSCR loan is right for you.

📩 DM me or comment below with questions!

01/30/2025

“What’s up Wednesday?!”

Puzzle Lover & Loan Officer – The Perfect Match! 🧩💰

If you know me, you know I’m obsessed with puzzles. There’s just something about taking scattered pieces and fitting them together perfectly that makes my day! And honestly, that’s exactly how I see every loan file I work on!

Every borrower’s journey is like a puzzle—different pieces that need to come together just right. From income to credit, to finding the perfect home, I love figuring it all out. But the best part? Getting to know you in the process. I don’t just piece together loans; I build relationships. I get to celebrate your milestones, watch your dreams take shape, and be a small part of your story.

So, if you’re ready to put the pieces together and make your homeownership dreams come true, let’s connect—I’ve got my puzzle-solving skills ready! 🔑🏡

🎉 Reflecting on an Amazing Year 🎉As we step into a new year, I want to take a moment to express my heartfelt gratitude t...
01/08/2025

🎉 Reflecting on an Amazing Year 🎉

As we step into a new year, I want to take a moment to express my heartfelt gratitude to everyone who made 2024 such a remarkable journey for me.

To my family and friends—thank you for your unwavering support. Your encouragement fuels me to keep reaching higher.

To my incredible clients and agents—59 families trusted me to guide them through one of the most important decisions of their lives: home financing. I am truly honored to have been part of your stories, helping you achieve your dreams of homeownership.

Because of all of you, I was proud to finish the year as the top-producing loan officer in the company, second only to our owner. It’s a title I don’t take lightly, and I couldn’t have done it without the trust, referrals, and belief you’ve placed in me.

Here’s to more milestones, more families helped, and more dreams realized in 2025. Thank you all from the bottom of my heart! ❤️

— Rachael Your Lending Lady!

12/04/2024

“What’s up Wednesday?!”

🏡 Thinking about buying a home or refinancing here in Santa Clarita? Let me tell you why choosing a local lender makes all the difference.

Santa Clarita is more than just a beautiful place to live—it’s a community, and I’m proud to be a part of it. With its unique blend of big-town opportunities and small-town vibes, having someone who truly knows the area on your side is invaluable. I’ve lived, worked, and built connections here, so I understand the ins and outs of this amazing market.

When you work with a local lender like me, you’re not just a transaction—you’re a neighbor. I know the local trends, schools, neighborhoods, and I have connections with the best small businesses and trusted professionals in town. Whether you need a contractor, inspector, or any other referral, I’ve got you covered.

Support local, build local, and let’s make your dream home a reality. Ready to get started? Let’s connect!

📲 Message me today!

11/13/2024

“What’s up Wednesday?!”

Why Owning a Home is About So Much More Than Tax Benefits!

Owning a home goes beyond just tax deductions or potential financial gains. It’s about creating stability—a place where you can truly set down roots, build memories, and give your kids a consistent space to grow up. When you own, you’re not just paying a monthly bill; you’re investing in your future and building your own net worth. With every mortgage payment, you’re one step closer to fully owning a valuable asset.

When you rent, that money goes toward paying someone else’s mortgage or adding to their wealth, not yours. But when you own, every dollar you put in builds toward something that’s yours. It’s a foundation for financial growth, a way to secure your family’s future, and a chance to create a home you can call your own.

11/08/2024

“Think about it Thursday?!”

🏠 Mortgage Rate Update 🏠

The Federal Reserve recently lowered its rate by 0.25%, but don’t expect this change to impact long-term mortgage rates directly. Mortgage rates are influenced by other economic factors, and the Fed’s short-term adjustments don’t always trickle down to the 30-year mortgage rates people rely on for buying a home. It’s happens at a slower pace! Home Equity lines and loans,however, have dropped.

The good news? Since the recent election, mortgage rates have actually seen some improvement! 📉 Whether you’re considering buying, refinancing, or just keeping an eye on the market, it’s great to see rates offering a bit more breathing room.

“To Seal the deal, call Rachael Steele!”

Address

25129 The Old Road Suite 350
Santa Clarita, CA
91381

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