JSG Insurance Services

06/14/2023

🧐 Wondering what you should do now that State Farm and Allstate have stopped accepting new home insurance policies in California? We have you covered in our latest article. Click the link to learn why this happened and what California homeowners should do now.

➡ https://www.jsginsurance.com/state-farm-and-allstate-home-insurance-stoppages-what-california-homeowners-need-to-know/

06/06/2023

Last week, agency owner Jon Gardner spoke to KTLA 5 about California’s challenging insurance market in light of decisions by Allstate and State Farm to stop accepting new homeowners policies.

Watch the video interview on the KTLA 5 YouTube channel to hear his advice to consumers: https://youtu.be/MkHSVnvOWAY?t=66

California homeowners will no longer be in the “good hands” of Allstate. Almost a week after State Farm, California’s largest property insurer, announced that the company would stop accepting insur…

06/01/2023

🏡 June is National Homeownership Month, a time to recognize the major life achievement of homeownership and its ability to transform lives and communities. 🤝

This month, we’re spotlighting Homeowners and Renters insurance topics. Whether you currently own a home, plan to own in the future, or rent, we want to help you understand your coverage better. Stay tuned to learn how to make your policy work for you, no matter your circumstances.

➡ Read our past blog posts on Homeowners insurance here: https://www.jsginsurance.com/category/blogs/home-insurance/

Category archive page for Home Insurance.

05/29/2023

From all of us at JSG Insurance Services, we wish you all a peaceful and safe Memorial Day. Today, we remember and honor those who lost their lives in military service, as well as their loved ones.

05/25/2023

❓How well do you think you understand your Auto liability insurance? If that question just made you nervous, don’t worry – many people have questions about how their insurance works.

In our latest article, we give you a breakdown (with examples!) of bodily injury liability and property damage liability.

Read it here! ➡️ https://www.jsginsurance.com/auto-liability-insurance-what-is-it-and-how-much-do-i-need/ ⬅️

04/11/2022

Wrapping up this series with a Q & A! Click the link below to read

If we missed anything, please leave your questions in the comments and we will be happy to answer them!

Insurance companies focus on the cost to rebuild your home with similar materials, size, and features on your current lot. To do this, the insurance company collects the features of your home and uses a third-party calculator to estimate the cost to rebuild a similar home.

03/23/2022

What happens after you call several companies and are told they can’t insure your home on standard home insurance policy and your only option is the California Fair Plan with a Difference in Conditions policy?

Click the link below to learn more!

In plain English, it is an association of the California insurers established by State statute in 1968. CFP issues policies on behalf of the association with the stated purpose to provide basic fire insurance coverage for higher risk properties when traditional insurance companies will not. It...

03/14/2022

Okay, insurance rates are rising... Well, now what?!

Here are steps you can take to ensure you are getting the best policy for your premium.

Click the link below!

As part of our series on homeowner insurance, last week we discussed the reasons for the rate increases and recent difficulties in the home insurance market. Click here for a review of that article. This week, we address the steps you can take to ensure you are getting the best policy for your...

03/03/2022

Why are homeowners insurance rates increasing you ask? Well, let's break it down.

Click the link below 🏡

The homeowner insurance market in California is very challenging. Rates are increasing, policies are being canceled, insurance companies are declining to write new policies in several areas, and things seem to be getting worse. Why is this happening? There are several items that are impacting...

02/22/2022

Need a good laugh? Check out all the Funny Things People Say After An Auto Accident! 😂

Click the link below to read them all!

https://www.jsginsurance.com/funny-things-that-people-say-after-an-auto-accident/

Over the years, as people have accidents or get pulled over for tickets, they say some very funny things. There are several places online where these statements are posted and I took a few that I thought were the most entertaining. Take a few minutes, have a good laugh, and hope you never say...

02/18/2022

Before we move on to the next series, we wanted to cover any unanswered questions regarding your auto policy! Click the link below to read the most asked questions!

If we missed anything, please drop your questions in the comments.

To wrap up our "Assessing your Own Auto Insurance" series, we are asking all your answered questions. Our hope is that you now feel confident in understanding your auto policy!

02/11/2022

To wrap up this series, we are discussing how to protect your vehicle from the unexpected.

Click the link below to check it out!

The first coverage is Collision. This coverage pays for the damage to your vehicle if it was damaged when colliding with another vehicle or object. Damages to your vehicle could result from colliding with another vehicle, with a fence or post, or hitting an object on the freeway. Collison also...