LaChica Loans

LaChica Loans Specializing in Residential Loans and Commercial Loans, we help you understand and determine the ide Lillian was born in the great state of Sonora, Mexico.

She is an engineer by training and former profession. Growing up in a large loving family, Lillian was surrounded by old world values and tradition. Immigrating to the U.S. as a single, young woman and adapting to a new society were her first challenges abroad. Passionate about world history and fine arts, Lillian is traveled and well versed in ancient European cultures. Being of sharp technical m

ind but with a kind and honest demeanor, Lillian wanted to practice a trade where she could prove to be of public service. This sentiment led to the birth of LaChica Loans. Helping families achieve their dream of a new home, a small business or other financial goals became a natural and rewarding mission. Lillian is certified in fair lending laws, regulation and familiar with U.S. financial practices. She maintains an ongoing education and recertification regimen. Lillian also serves multiple non-profit groups, including the Hispanic Foundation and Asian Pacific Association. Embracing diversity, Lillian married into an Asian-Indian family. After marriage, her most recent travels have been to Asia; thus adding to her education in ancient cultures. She resides in Santa Clara among Silicon Valley professionals from around the globe as neighbors. Whether you are buying your dream home, refinancing an existing mortgage or financing a commercial property, Lillian Lachica and her team will get you the best loan that fits your needs. The entire time you will have their support and comfort within a warm, family environment.

The Housing and Economic Recovery Act of 2008 (HERA) established the baseline loan limit of $417,000 and requires this l...
11/30/2022

The Housing and Economic Recovery Act of 2008 (HERA) established the baseline loan limit of $417,000 and requires this limit to be adjusted each year to reflect the changes in the national average home price. The conforming loan limit increases for standard and high-balance loans, as announced by Fannie Mae and Freddie Mac.

In most areas, the 1-unit standard balance limit is increasing from $647,200 to $726,200, and the 1-unit high balance limit is increasing from $970,800 to $1,089,300. Loan amounts vary by area and unit, with complete details located here.

https://www.fhfa.gov//Media/PublicAffairs/Pages/FHFA-Announces-Conforming-Loan-Limits-for-2023.aspx?utm_source=sfmc+pennymac&utm_medium=email&utm_campaign=TPO+FHFA+LOAN+LIMIT+ANNOUNCEMENT+-+CONTACTS&utm_term=here.&utm_id=571367&sfmc_id=25433

Feliz Día de Acción de Gracias!
11/23/2022

Feliz Día de Acción de Gracias!

Happy Thanksgiving!
11/23/2022

Happy Thanksgiving!

Thank you to all the brave men and women who have served our country. This Veterans Day we salute you, from our family t...
11/11/2022

Thank you to all the brave men and women who have served our country. This Veterans Day we salute you, from our family to yours!

datebook.sfchronicle.com/guide/veterans-day-2022-bay-area-parades-community-events-and-more-ways-to-celebrate

10/28/2022
It’s time to say goodbye to summer! Enjoy the weekend with some of our favorite fun family events!
09/10/2022

It’s time to say goodbye to summer! Enjoy the weekend with some of our favorite fun family events!

Looking for fun activities to do with family and friends? Well look no further because your friends at LaChica Loans hav...
09/01/2022

Looking for fun activities to do with family and friends? Well look no further because your friends at LaChica Loans have got you covered!

Are you a first time homebuyer (FTHB) looking for a head start on purchasing your first home?! Our Forgivable Equity Bui...
08/24/2022

Are you a first time homebuyer (FTHB) looking for a head start on purchasing your first home?! Our Forgivable Equity Builder Loan allows FTHB to recieve a loan of up to 10% of the purchase price of the home. The loan becomes forgivable after 5 years of continoulsy occupying the home.

- Contact us for more details. (669) 214-2510. Hablamos Español!

Self-employed borrowers can have a challenging time qualifying for a traditional home loan. Bank Statement programs are ...
05/27/2022

Self-employed borrowers can have a challenging time qualifying for a traditional home loan. Bank Statement programs are designed specifically for those who do not have the tax documents, W-2’s, or adequate proof of income that clearly indicates their ability to pay.

The home that seemed out of reach can now be a reality!

Contact me today for a customized mortgage solution that best fits your financial situation.

Spring is a great time to inspect your home and make necessary repairs. Let your home shine both inside and out. Complet...
05/25/2022

Spring is a great time to inspect your home and make necessary repairs. Let your home shine both inside and out.

Complete the to do list and be ready for a fun and hot summer ☀!

Address

3390 De La Cruz Boulevard Suite F
Santa Clara, CA
95054

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+16692142510

Website

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