PayJunction

PayJunction PayJunction provides businesses with solutions that make it easy to accept credit card payments. based support.

PayJunction helps businesses and software companies accept payments with ease in-store, online, and on-the-go. We deliver secure, cloud-based solutions that streamline operations, reduce costs, and enhance the customer payment experience. Our platform seamlessly integrates with leading business management software programs or works as a turnkey stand-alone solution. We offer a modern, integrated p

ayments alternative that gives businesses freedom of choice, effortless control, and a trusted partner who is committed to reliable technology and support, all with a personal touch. For Independent Software Vendors (ISVs), we provide fully outsourced payment operations, enabling quick payments integration into their software, higher attachment rates and delighted customers. All backed by a secure and reliable payments platform and exceptional U.S. PayJunction is where people and technology converge to transact. The company processes over $11 billion annually, offering businesses versatile solutions for in-person, online, and on-the-go payment acceptance. PayJunction’s enduring commitment to valuing long-term relationships over short-term profit has led to both ​​glowing recommendations on Trustpilot and extensive accolades from institutions like Stevie®, Glassdoor®, and Titan®. We foster a collaborative work environment, where creative ideas are welcomed, teams are inspired and success is celebrated. PayJunction is a place where you can find experienced mentors and supportive team members who are committed to your growth.

Most auto dealers think they’re stuck with the processor tied to their DMS. That’s not true.With the right partner, you ...
11/26/2025

Most auto dealers think they’re stuck with the processor tied to their DMS. That’s not true.

With the right partner, you can:
✔ Keep your DMS
✔ Choose your processor
✔ Lower costs

That’s freedom of choice, and it can save your dealership thousands. Learn more here:

Discover the key differences between Third Party Payment Processors to optimize payment workflows and enhance profitability for your auto dealership.

A concerningly common compliance mistake auto shops make? Forgetting to post notices at the point of entry. That’s a qui...
11/24/2025

A concerningly common compliance mistake auto shops make? Forgetting to post notices at the point of entry. That’s a quick way to fail one of Visa’s covert audits.

Our surcharge checklist removes the guesswork, covering every requirement from signage to processing.

Do you have a compliance checklist in place today? Use ours to check your current systems:

The compliant surcharge checklist is designed to help dealerships save on credit card processing fees while staying compliant with surcharging regulations.

If your customers can order parts online, they should be able to pay their bill online too.Dealerships that stick with o...
11/14/2025

If your customers can order parts online, they should be able to pay their bill online too.

Dealerships that stick with only in-store or phone payments are stuck in the past. Online payment systems are safer, faster, and frankly what customers expect.

What’s holding your dealership back from making the switch?
Standing up online payments may be easier than you may think. Read more about online options here:

Streamline your online payment systems with PayJunction's modern, secure, and integrated solutions that help dealerships cut costs and enhance the customer experience.

Surcharging without training your staff is like racing without a pit crew. You might make it a few shaky laps, but event...
11/12/2025

Surcharging without training your staff is like racing without a pit crew. You might make it a few shaky laps, but eventually something will go wrong.

Without training, surcharge compliance can quickly go south, and you can only hope it’s not when one of Visa’s secret shoppers is watching. Compliance shouldn’t just live in a binder, it should live in your staff’s daily routine and the technology they use.

How do you train your team on surcharging today? If you’re looking for an upgrade, consider using this expert-backed compliance checklist to keep your staff surcharge ready:

Train your auto dealership staff on credit card surcharge compliance to avoid fines, protect your reputation, and enhance customer satisfaction.

You’re already surcharging. Great. But are you actually keeping all the money you should?Auto dealers could still be mis...
11/10/2025

You’re already surcharging. Great. But are you actually keeping all the money you should?

Auto dealers could still be missing out on thousands by:
❌ Absorbing hidden costs
❌ Overlooking compliance rules
❌ Utilizing sub-optimal pricing models

Our guide shows you how to maximize savings without adding risk. Read it here:

Discover how PayJunction’s transparent pricing and compliance support help you save on both debit and credit card transactions.

Why do so many dealerships still require customers to read card numbers over the phone to reps? It can be insecure, inef...
11/07/2025

Why do so many dealerships still require customers to read card numbers over the phone to reps? It can be insecure, inefficient, and frustrating for customers, especially when there are no other options.

Online payment systems let customers:
✔ Pay invoices digitally
✔ Get secure links via email or text
✔ Avoid waiting on hold

Your team spends less time chasing payments, and customers pay faster. Learn more about upgrading your customer’s payment experience here:

Streamline your online payment systems with PayJunction's modern, secure, and integrated solutions that help dealerships cut costs and enhance the customer experience.

Being locked into a single processor is like being forced to buy parts from only one supplier, it limits your choices an...
10/22/2025

Being locked into a single processor is like being forced to buy parts from only one supplier, it limits your choices and drives up costs.

Third-party processors change the game by giving you options, and dealers win when they’re free to choose what works best for their business.

Take the first step to unlocking true freedom of choice by learning more here:

Discover the key differences between Third Party Payment Processors to optimize payment workflows and enhance profitability for your auto dealership.

Compliance can feel overwhelming, so we made it simple with a 9-point surcharge checklist for auto industry leaders. Qui...
10/15/2025

Compliance can feel overwhelming, so we made it simple with a 9-point surcharge checklist for auto industry leaders. Quickly review your signage, receipts, and customer communication practices to ensure that you’re compliant (and not leaving any money on the table).

Remove the guesswork from your compliance strategy with this simple 4-minute read:

The compliant surcharge checklist is designed to help dealerships save on credit card processing fees while staying compliant with surcharging regulations.

Dealer groups think they’re saving money by surcharging. Turns out, hidden or predatory processing fees from unethical p...
10/09/2025

Dealer groups think they’re saving money by surcharging. Turns out, hidden or predatory processing fees from unethical payment processors may be canceling out more of their surcharge savings than they realize.

How confident are you that you’re actually capturing every dollar? If you’re already surcharging, it always pays to double-check. Learn what optimized surcharging looks like here:

Discover how PayJunction’s transparent pricing and compliance support help you save on both debit and credit card transactions.

Compliance is already overwhelming, so we made evaluating it simple. With a step-by-step surcharge compliance checklist ...
10/07/2025

Compliance is already overwhelming, so we made evaluating it simple. With a step-by-step surcharge compliance checklist auto dealers can quickly check:
• Notices and signage requirements
• Proper customer communication practices
• Receipt requirements

One checklist, zero guesswork. Want a copy? Check it out here:

Train your auto dealership staff on credit card surcharge compliance to avoid fines, protect your reputation, and enhance customer satisfaction.

09/25/2025

One dealership cut their annual card fees by over $130,000 by surcharging with PayJunction the right way.

If you’re paying sky-high card fees and unsure where to start, our free guide has your back:

🔍 What’s legal, what’s not
📋 The must-have checklist
🧾 Signage and receipt rules
💬 How to talk to customers about it

Get your copy and learn how to surcharge without the stress: https://hubs.la/Q03KCZr10

Download our free Ultimate Guide to Compliant Surcharging for Auto Dealers. Get everything you need in one complete guide.

09/18/2025

Think your surcharging setup is compliant?

Do you:
✅ Separate surcharge line on receipts?
✅ Have signage posted in all required places?
✅ Have a cancel option at checkout for customers?

If any of these are missing, you’re at risk for fines, chargebacks, or even account termination.

Don’t leave it to chance. Our new guide explains exactly how to stay compliant and surcharge safely. Read it here: https://hubs.la/Q03Hy5d60

Download our free Ultimate Guide to Compliant Surcharging for Auto Dealers. Get everything you need in one complete guide.

Address

1903 State Street
Santa Barbara, CA
93101

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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