Vanguard Hard Money

Vanguard Hard Money We provide hard money, high loan-to-value loans for distressed fix and flip single family purchases in California. BRE 01224804 | NMLS ID 1990994

Lending up to 85% of the purchase price and 100% of rehab funds (max 75% of the after repair value). Vanguard Hard Money is a direct lender providing financing for fix & flip investment properties throughout California.

Among the largest counties where wage growth outpaced rent increases were Los Angeles County, CA; Harris County, TX; Mar...
03/23/2026

Among the largest counties where wage growth outpaced rent increases were Los Angeles County, CA; Harris County, TX; Maricopa County, AZ; San Diego County, CA; and Orange County, CA.

Top 10 Best Single-Family Rental Counties in 2026 from ATTOM’s 2026 Single-Family Rental Market Report on yields, wages, and trends.

Top 10 States with the highest share of home flipping.  Y'all in for Georgia?
01/09/2026

Top 10 States with the highest share of home flipping. Y'all in for Georgia?

See the top states for home flipping in the ATTOM Q3 2025 U.S. Home Flipping Report, highlighting flip rates, investor profits, and ROI.

Here's a nice chart showing how low rates were back in December 2020, compared to todays rates that recently went down.
10/01/2025

Here's a nice chart showing how low rates were back in December 2020, compared to todays rates that recently went down.

Average mortgage rates in September trended lower as the bond market priced in expectations of rate cuts by the Federal Reserve. According to Freddie Mac, the 30-year fixed-rate mortgage averaged 6.35%, 24 basis points (bps) lower than August. Meanwhile, the 15-year rate declined 21 bps to 5.50%. De...

California's real estate market is currently experiencing a mix of trends. While home prices have seen a slight dip, ind...
08/06/2025

California's real estate market is currently experiencing a mix of trends. While home prices have seen a slight dip, indicating a potential market correction, sales volume has significantly decreased, suggesting a "buyer's strike" due to high prices and interest rates. Inventory is also rising, which is putting downward pressure on prices.

Rising available listings and elevated mortgage rates could lead to “potential price drops by year’s end,” the real estate company said.

July 7 officially marked the end of the FHA moratorium on foreclosures and evictions in the wildfire areas of LA.
07/22/2025

July 7 officially marked the end of the FHA moratorium on foreclosures and evictions in the wildfire areas of LA.

Amid foreclosure and balloon payment chaos, July 7 officially marked the end of the FHA moratorium on foreclosures and evictions

“The new home market has not lived up to expectations so far in 2025,” says Ali Wolf, chief economist for Zonda. “There ...
07/09/2025

“The new home market has not lived up to expectations so far in 2025,” says Ali Wolf, chief economist for Zonda. “There are consumers that want or need to move, but there’s really no urgency to make that decision today.”

Spring gains are absent as new home metrics stall with market volatility.

It's time to sell your homes in May, and purchase your next fix-and-flip.
05/05/2025

It's time to sell your homes in May, and purchase your next fix-and-flip.

ATTOM’s The Best Days to Sell report shows sellers see the highest premiums in May, with top days to sell falling in spring months.

Address

351 Hitchcock Way, Ste. 230-B
Santa Barbara, CA
93105

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+17149560508

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