Justin Dees - NMLS # 448762 - Movement Mortgage

Justin Dees - NMLS # 448762 - Movement Mortgage Justin Dees, Sr. Loan Officer and Branch Manager - NMLS # 448762 | The Dream Team at Movement Mortgage | NMLS #39179 Pre-approvals
Purchases
Refinances

09/01/2026

Reverse mortgages might be one of the most misunderstood tools in mortgage lending. 🏡

“The bank gets the house.”
“Your kids get stuck with the debt.”
“You can outlive the loan.”
“It’s only a last resort.”

I hear these misconceptions all the time.

The reality? For the right homeowner, an FHA-insured HECM can be a powerful retirement-planning tool—potentially eliminating an existing monthly mortgage payment, providing access to home equity, and helping preserve other retirement assets.*

And sometimes it isn’t about you. It’s about helping Mom or Dad create more financial flexibility while staying in the home they love.

In this video, I break down some of the biggest reverse mortgage myths and explain why a HECM may deserve a closer look.

Have questions about whether it makes sense for you or your parents? That’s what my team and I are here for.

*Reverse mortgages have eligibility requirements, costs, and ongoing homeowner obligations. Loan proceeds are generally not treated as taxable income, though individual tax circumstances vary. Consult your tax or financial advisor.

🏡 REAL PEOPLE. REAL RESULTS. REAL HOMEOWNERS. ⭐⭐⭐⭐⭐There’s nothing more rewarding than helping people navigate the homeb...
08/28/2026

🏡 REAL PEOPLE. REAL RESULTS. REAL HOMEOWNERS. ⭐⭐⭐⭐⭐

There’s nothing more rewarding than helping people navigate the homebuying process and get one step closer to a place they can call home.

My goal with every client is simple: provide clear communication, find solutions, stay ahead of the process, and make the experience as smooth and stress-free as possible.

Whether you’re buying your first home, moving into your next one, refinancing, or just have questions about your options — I’m here to help.

🏠 LET’S GET YOU IN YOUR DREAM HOME.
📲 Mobile: (805) 886-8318
📧 [email protected]

🏡 62+???It may be time to let your home start working for YOU!You bought when you did. You’ve spent years paying down yo...
08/26/2026

🏡 62+???
It may be time to let your home start working for YOU!

You bought when you did. You’ve spent years paying down your mortgage and building equity. Now, that equity may be able to help you enjoy the retirement you worked so hard for.

A Reverse Mortgage / HECM may help eligible homeowners:
🏠 Eliminate their required monthly mortgage payment*
🔨 Complete the remodel they’ve always wanted
✈️ Take that dream trip with the family
💰 Create additional retirement cash flow
❤️ Enjoy more financial flexibility in retirement

You spent years investing in your home. Now it may be time to reap the benefits.

There are a lot of myths surrounding reverse mortgages—and they’re definitely not one-size-fits-all. Let’s talk about the facts, your goals, and whether a HECM could make sense for you.

📲 Justin Dees | Movement Mortgage
Your Dream Team. Your Best Move.

*Borrower must continue to meet loan obligations, including property taxes, homeowners insurance, applicable HOA dues, and maintaining the home. Eligibility and loan terms apply.*

08/19/2026

🎢 Buying a home can feel like a roller coaster.

The offer. The inspection. The appraisal. Underwriting. Escrow. And that occasional moment when you wonder why you got on this ride in the first place. 😂

Here’s the thing: escrow shouldn’t be scary. It should be FUN.

With the right team, you should know what’s happening, what’s coming next, and who’s handling it every step of the way.

So throw your hands up and enjoy the ride. 🙌

I’ve got the mortgage. 🏡

08/12/2026

Always great catching up with our friends and business partners at Five Star Bank in San Francisco! 🌉🏦

Had a chance to spend some time with DJ Kurtze and the Five Star crew talking business, real estate, and—because it’s us—having a little fun along the way.

These guys are tremendous partners to the Dream Team and have helped us find solutions for clients on countless deals.

So let’s make this easy:

🏢 Commercial banking needs? Five Star Bank.
🏡 Mortgage needs? It’s all me, all the time. 😎

Great partners make great things happen. Appreciate the Five Star team and looking forward to many more deals together!

Five Star Bank

5.0 star review received on Experience.com for Justin Dees by Elliot A - Justin had phenomenal communication with us. He...
07/23/2026

5.0 star review received on Experience.com for Justin Dees by Elliot A - Justin had phenomenal communication with us. He worked quickly and always had answers to all of our questions. He made the whole process simple and stress free. Would recommend to anyone.

Click to see all 74 reviews of Justin Dees, Team Lead Loan Officer

06/09/2026

A reminder of all the states The Dream Team at Movement Mortgage can lend in … and now we’re adding Ohio. Lend on, Wayne. 🤟🏼🎸

06/03/2026

The Dream Team at Movement Mortgage is excited to introduce a new asset depletion product that allows clients to use their home equity as income to qualify for loans. I explain how every million dollars in assets can convert to approximately $16,667 monthly income, and how home equity can provide additional qualifying power. I discuss how this solution works for those with high write-offs, buyers purchasing before selling their current home, retirees with significant equity, and new business owners. This product opens up opportunities for clients who previously couldn’t qualify based on traditional income alone.

This Memorial Day, we pause to honor and remember the brave men and women who made the ultimate sacrifice for our countr...
05/25/2026

This Memorial Day, we pause to honor and remember the brave men and women who made the ultimate sacrifice for our country. 🇺🇸

Their courage and service gave us the freedoms we enjoy every day — including the ability to build homes, raise families, and pursue the American Dream.

From all of us at the Dream Team and Movement Mortgage, thank you to the heroes who served and to the families who carry their legacy forward.

Wishing everyone a safe, meaningful, and memory-filled Memorial Day weekend. ❤️🤍💙

05/23/2026

As we head into Memorial Day weekend, I just wanted to take a moment to wish all of our clients, partners, friends, and families a safe and meaningful holiday weekend. 🇺🇸

While many of us are enjoying time with loved ones, backyard BBQs, beach days, and extra time with family, we also pause to remember the brave men and women who made the ultimate sacrifice for our country and our freedoms.

From all of us at the Dream Team and Movement Mortgage — thank you to those who served, and to the families who carry their legacy forward.

Wishing everyone a wonderful Memorial Day weekend filled with gratitude, family, and great memories. ❤️🤍💙

Address

222 E. Carillo Street, Suite 107
Santa Barbara, CA
93101

Alerts

Be the first to know and let us send you an email when Justin Dees - NMLS # 448762 - Movement Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share