Justin Dees - NMLS # 448762 - Movement Mortgage

10/27/2026

🏡 TESTIMONIAL TUESDAYS! ⭐⭐⭐⭐⭐

Real People. Real Experiences. Real Results! 🙌

Nothing means more to me than hearing from happy homeowners! A huge THANK YOU for trusting me and my team with their home financing needs.

Whether it's finding creative solutions, navigating unexpected challenges, or keeping the process moving smoothly, my goal is always to provide clear communication, exceptional service, and a stress-free experience.

Your trust means everything, and I'm grateful to be part of your homeownership journey! 🔑

🏠 LET'S GET YOU IN YOUR DREAM HOME!

Supporting ALL Mortgage Needs

📲 Mobile: (805) 886-8318
📧 [email protected]

Justin Dees | The Dream Team
Team Lead Loan Officer
Movement Mortgage | NMLS #448762

10/22/2026

You’re invited :

Celebrate you on 11/11 with Justin Dees and Movement Mortgage at an in-person evening of connection and gratitude.

10/21/2026

🍂 Grateful for YOU! 🥂

One of the best parts of what I do isn’t the mortgages or the closings. It’s the incredible people I get to work with along the way.

And this November, we want to celebrate YOU!

The Dream Team and Movement Mortgage are hosting a Client Appreciation Event, and we’d love for you to join us for an evening of good food, great drinks, and even better company.

🍁 **Wednesday, November 11, 2026**
🕓 **4–7 PM**
📍 **Movement Mortgage – Downtown Santa Barbara Office**
🍷 **Appetizers, B**r & W**e**

No mortgage talk required. No paperwork to sign. Just a chance to raise a glass, catch up, and say THANK YOU for your trust, friendship, and support.

Whether we’ve helped you buy a home, refinance, or simply navigate the crazy world of real estate, we’re grateful to be part of your journey.

**Save the date, bring your appetite, and come hang out with us!**

Looking forward to seeing you there! 🍻

10/10/2026

Have Two Day tix - message as they avail for best offer - $200 or less

09/22/2026

⭐ TESTIMONIAL TUESDAY ⭐

One of the best parts of what I do is helping people feel confident and supported throughout the mortgage process. I’m incredibly grateful for every client who puts their trust in me and my team, and even more thankful when they take the time to share their experience. 🏡

Whether you’re purchasing your first home, moving into your next one, refinancing, or simply exploring your options, my goal is to provide clear communication, personalized guidance, and a smooth experience from start to finish.

Supporting ALL Mortgage Needs

📲 (805) 886-8318
📧 [email protected]

09/22/2026

🏡 Want to buy your next home WITHOUT selling your current one first?

A new Fannie Mae guideline could make that option easier for some homeowners.

If you’re moving into a new primary residence and converting your current home into a rental, Fannie Mae no longer permits lenders to use a newly signed lease to establish the qualifying rental income for that departing residence. Instead, the guidelines allow us to establish market-supported rent and use that in the qualification process.

Why does that matter?

You may be able to qualify for your next home without first finding a tenant and getting a lease signed on the home you’re leaving.

That could open up some interesting options if you’ve been thinking about keeping your current property as an investment, building a real estate portfolio, or simply buying before you sell.

There are still qualification requirements, and every situation is different. That’s where I come in.

🎥 Watch the video for the details, then reach out and let’s see what the numbers look like for your next move.

09/11/2026

🇺🇸 Never Forget.

Twenty-five years later, we remember the nearly 3,000 lives lost on September 11, 2001.

We remember the first responders who ran toward danger when everyone else was running away. We remember the families whose lives changed forever. And we remember how, in the days that followed, Americans came together in a way many of us will never forget.

Today isn’t about mortgages, interest rates, or real estate.

It’s simply a day to remember, to honor, and to be grateful for those who serve and protect our communities and our country.

May we never forget the lives lost, the heroes who answered the call, and the families who still carry that loss today. 🇺🇸

09/10/2026

Buy Now. Sell Later 🏡
Make your next move on your terms.

With Movement Mortgage’s Buy Now, Sell Later option, qualified homeowners may be able to purchase their next home before selling their current one.

That means more flexibility and less stress during your move.
✅ Make an offer without a home sale contingency
✅ Move into your new home first
✅ Avoid moving twice
✅ Use equity from your current home toward your next purchase
✅ Sell your current home later with less pressure

If you’re thinking about upgrading, downsizing, or simply planning your next move, this could be a smart solution to help make the transition easier.

Bigger Home. Brighter Future.
🏡 Justin Dees
📞 (805) 886-8318
📧 [email protected]
🌐 movement.com/lo/justin-dees
NMLS: 448762

09/01/2026

Reverse mortgages might be one of the most misunderstood tools in mortgage lending. 🏡

“The bank gets the house.”
“Your kids get stuck with the debt.”
“You can outlive the loan.”
“It’s only a last resort.”

I hear these misconceptions all the time.

The reality? For the right homeowner, an FHA-insured HECM can be a powerful retirement-planning tool—potentially eliminating an existing monthly mortgage payment, providing access to home equity, and helping preserve other retirement assets.*

And sometimes it isn’t about you. It’s about helping Mom or Dad create more financial flexibility while staying in the home they love.

In this video, I break down some of the biggest reverse mortgage myths and explain why a HECM may deserve a closer look.

Have questions about whether it makes sense for you or your parents? That’s what my team and I are here for.

*Reverse mortgages have eligibility requirements, costs, and ongoing homeowner obligations. Loan proceeds are generally not treated as taxable income, though individual tax circumstances vary. Consult your tax or financial advisor.

08/28/2026

🏡 REAL PEOPLE. REAL RESULTS. REAL HOMEOWNERS. ⭐⭐⭐⭐⭐

There’s nothing more rewarding than helping people navigate the homebuying process and get one step closer to a place they can call home.

My goal with every client is simple: provide clear communication, find solutions, stay ahead of the process, and make the experience as smooth and stress-free as possible.

Whether you’re buying your first home, moving into your next one, refinancing, or just have questions about your options — I’m here to help.

🏠 LET’S GET YOU IN YOUR DREAM HOME.
📲 Mobile: (805) 886-8318
📧 [email protected]