Jon Nalbandian Loans

Jon Nalbandian Loans Arbor Financial Group NMLS # 236669
Jon Nalbandian | NMLS # 257128
A DBA of The Turnkey Foundation Inc.

Trump’s First 100 Days: Major Shifts in Mortgage & Housing Policy 🏡 From deregulation to loan eligibility changes, Presi...
05/08/2025

Trump’s First 100 Days: Major Shifts in Mortgage & Housing Policy 🏡 From deregulation to loan eligibility changes, President Trump’s early actions reshaped the mortgage landscape—impacting borrowers, lenders, and federal housing agencies. Here's what you need to know.

While nationwide home prices rose by 2.1% year-over-year, some metros are seeing declines. In fact, 11 of the 50 largest...
05/06/2025

While nationwide home prices rose by 2.1% year-over-year, some metros are seeing declines. In fact, 11 of the 50 largest U.S. cities experienced price drops during the last month. Here's a quick look at where prices are up—and where they're down:

🔝 Top 5 Price Increases:
1️⃣ Milwaukee, WI: +11.7%
2️⃣ Newark, NJ: +11.2%
3️⃣ Cleveland, OH: +9.5%
4️⃣ Chicago, IL: +7.7%
5️⃣ Baltimore, MD: +7.0%

🔻 Top 5 Price Decreases:
1️⃣ San Antonio, TX: -3.7%
2️⃣ Oakland, CA: -3.5%
3️⃣ Jacksonville, FL: -2.2%
4️⃣ Phoenix, AZ: -2.0%
5️⃣ Austin, TX: -1.3%

Are you seeing changes in your market? Drop a comment below! 🏡⬇️

A whopping 81% of aspiring homeowners say down payments and closing costs are major hurdles to buying a home, per Bankra...
04/29/2025

A whopping 81% of aspiring homeowners say down payments and closing costs are major hurdles to buying a home, per Bankrate.

🔹 52% say the obstacle is very significant
🔹 29% say it's somewhat significant

🏠 The median down payment? $63,188—up 7.5% from last year, now around 16.3% of the $428K median home price (Redfin).

Affordability remains one of the biggest barriers to homeownership in today’s market.

Buyer’s Market Emerging?44 of the nation’s 200 largest metros now have more active listings than they did in Feb 2019—be...
04/24/2025

Buyer’s Market Emerging?

44 of the nation’s 200 largest metros now have more active listings than they did in Feb 2019—before the pandemic boom.

📍 Hot spots for increased inventory (and buyer power):
🔹 Temple, TX: +76%
🔹 Punta Gorda, FL: +76%
🔹 Lakeland, FL: +52.3%
🔹 Colorado Springs, CO: +46.4%
🔹 Huntsville, AL: +42.2%

Primarily in the Gulf Coast & Mountain West, these markets are seeing post-boom cooling—giving homebuyers a better seat at the negotiating table.

🚨 Policy Update: The USDA has officially ended the temporary loan eligibility for certain non-U.S. citizens under the Si...
04/16/2025

🚨 Policy Update: The USDA has officially ended the temporary loan eligibility for certain non-U.S. citizens under the Single-Family Housing Guaranteed Loan Program.

📅 Effective March 18, 2025, the temporary authority first issued in April 2022 is no longer valid.

📘 Updates coming soon to Chapter 8 of Handbook 1-3555, along with a Job Aid to guide lenders through the changes.

Existing home sales jumped 4.2% in February, reaching an annual rate of 4.26M units, as more listings brought buyers bac...
04/08/2025

Existing home sales jumped 4.2% in February, reaching an annual rate of 4.26M units, as more listings brought buyers back. 📈 But with economic uncertainty looming, future momentum may be limited.

The face of homeownership is changing. In 1991, the median age for first-time homebuyers was 28, but by 2024, it’s risen...
04/01/2025

The face of homeownership is changing. In 1991, the median age for first-time homebuyers was 28, but by 2024, it’s risen to 38. It’s not just first-time buyers – repeat buyers are getting older too, with the median age jumping from 42 in 1991 to 61 today. 🏡🔑 The dream of homeownership is evolving, and so are the challenges.

Refinancing increased 6.4% in Q4 2024, reaching 642,000 loans, despite rising interest rates. This marks the third conse...
03/24/2025

Refinancing increased 6.4% in Q4 2024, reaching 642,000 loans, despite rising interest rates. This marks the third consecutive quarterly rise, bringing refinancing activity to its highest level since mid-2022!

Homeowners are locking in favorable terms before rates rise even further, making refinancing a smart move in today's market. 📈

Let’s explore your refinancing options and secure the best deal for you! DM me today. 💬

Refinance demand is on the rise! 📊 Applications surged 10% compared to last week and are up 33% from the same time last ...
03/18/2025

Refinance demand is on the rise! 📊 Applications surged 10% compared to last week and are up 33% from the same time last year, according to the latest data from the MBA.

If you're considering refinancing to lower your mortgage rate or tap into your home’s equity, now might be the perfect time! Let’s talk about how we can help you save. 💬

Mortgage payments now take up 38% of a typical family’s income, and 76% for low-income households. As your trusted mortg...
03/12/2025

Mortgage payments now take up 38% of a typical family’s income, and 76% for low-income households. As your trusted mortgage broker, I’m here to help you secure the best rate possible and make homeownership more affordable. Let’s find the right mortgage for your budget! 💼🏡

🏡✨ It’s a Buyer’s Market! ✨🏡For the first time in years, the U.S. housing market is shifting in favor of buyers. Here’s ...
03/06/2025

🏡✨ It’s a Buyer’s Market! ✨🏡

For the first time in years, the U.S. housing market is shifting in favor of buyers. Here’s what the latest data shows 👆

Multi-generational living is on the rise! The share of buyers choosing multi-gen homes has hit a record high of 17% in 2...
02/26/2025

Multi-generational living is on the rise! The share of buyers choosing multi-gen homes has hit a record high of 17% in 2024—up from 11% in 2021. Families are coming together for smarter living! 👨‍👩‍👧‍👦

Address

1805 E Garry Avenue
Santa Ana, CA
92705

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19492958196

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