Joe Cerros

Joe Cerros JCRMG INC - Real Estate Mortgage Broker

Real Estate Mortgage Broker - Over 20 Yars experience - DRE 01356767 NMLS 240041 California only - Licensed by the department of Real Estate.

08/02/2026

🏡 ¿Puedes calificar para una hipoteca de inversión usando solo ingresos por alquiler?

Te explicamos cómo los prestamistas evalúan tus ingresos, qué documentación necesitas y errores comunes que debes evitar.

📋 Documenta tus ingresos:
Incluye contratos de arrendamiento, estimaciones de renta y tasaciones con cronograma de renta. Algunos programas permiten considerar un porcentaje del alquiler bruto. Los préstamos DSCR usan los ingresos de la propiedad en lugar de tus ingresos personales.

💼 Evaluación del prestamista:
Se revisan tu historial de crédito, activos, pasivos y características de la propiedad. Usar solo ingresos por alquiler puede ser posible, pero no está garantizado.

🗂️ Planifica con anticipación:
Mantén contratos, cronogramas y registros financieros actualizados. Conoce el mercado local y prepárate para tasaciones si eres propietario de varias propiedades o trabajador independiente.

📞 Orientación gratuita:
Llama a Joe Frank Cerros, Agente de Préstamos Hipotecarios con JCRMG Inc., al 1-888-600-7577.
🌐 Más información en https://www.jcrmg.com
https://youtu.be/JyZ-El14m6U



⚠️ Se requiere aprobación de crédito. Este video es solo informativo y no constituye compromiso para prestar crédito. Todos los préstamos sujetos a verificación y condiciones. JCRMG Inc., NMLS 2418994 | DRE 02173635. Joe Frank Cerros, NMLS 240041 | DRE 01356767. Licenciado en California. Igualdad de Oportunidades de Vivienda. Solo en California. Creado con la ayuda de AI.

07/12/2026

FHA Streamline Refinance explained for FHA‑insured homeowners. Learn what it is, how it works, eligibility basics, net tangible benefit requirements, and important limitations to help you decide if refinancing makes sense.
An FHA Streamline Refinance is a simplified option for borrowers with existing FHA‑insured loans. In some cases, it may require less documentation and no new appraisal, depending on lender guidelines. FHA Streamlines are rate‑and‑term refinances only and do not allow cash‑out.
I’m Joe Frank Cerros, Mortgage Loan Originator with JCRMG. I’m here to provide clear, educational guidance—so you can decide what’s right for you.
📞 Call toll‑free: 1‑888‑600‑7577
Disclosures:
JCRMG is a Real Estate Mortgage Broker.
NMLS #2418994 | DRE #02173635
Joe Frank Cerros, MLO — NMLS #240041 | DRE #01356767
Licensed by the CA Department of Real Estate. Equal Housing Opportunity.
CA only. Info only. Not a commitment to lend. Credit approval required.
Full disclaimer: jcrmg.com
Video created with AI assistance.

Open House Sunday, July 12, 2026, Between 11am to 3PM Rare opportunity in a prime Pasadena location for investors, devel...
07/11/2026

Open House Sunday, July 12, 2026, Between 11am to 3PM Rare opportunity in a prime Pasadena location for investors, developers, and buyers ready to create value. This property offers a true blank canvas in a highly desirable area near The Huntington Gardens, San Marino, and established Pasadena neighborhoods. Surrounded by character homes and long-term ownership, the setting provides strong upside potential for those looking to renovate or reimagine. Just one block from the iconic Rose Parade route, with convenient access to dining, shopping, and local amenities. Scenic mountain views and a unique fireplace design add to the property's character. Opportunities in this location are increasingly limited. Ideal for buyers seeking long-term value and ready to act. Buyer to verify all information, permits, and potential uses including expansion or ADU possibilities with the City of Pasadena and County of Los Angeles. Property sold as-is.

Open House Thursday June 11th from 11am to 6PMRare opportunity in a prime Pasadena location for investors, developers, a...
06/10/2026

Open House Thursday June 11th from 11am to 6PM
Rare opportunity in a prime Pasadena location for investors, developers, and buyers ready to create value. This property offers a true blank canvas in a highly desirable area near The Huntington Gardens, San Marino, and established Pasadena neighborhoods. Surrounded by character homes and long-term ownership, the setting provides strong upside potential for those looking to renovate or reimagine. Just one block from the iconic Rose Parade route, with convenient access to dining, shopping, and local amenities. Scenic mountain views and a unique fireplace design add to the property's character. Opportunities in this location are increasingly limited. Ideal for buyers seeking long-term value and ready to act. Buyer to verify all information, permits, and potential uses including expansion or ADU possibilities with the City of Pasadena and County of Los Angeles. Property sold as-is.

Address

4320 Marine Avenue, 803
Santa Ana, CA
90260

Opening Hours

Monday 8am - 10pm
Tuesday 8am - 10pm
Wednesday 8am - 10pm
Thursday 8am - 10pm
Friday 8am - 10pm
Saturday 8am - 10pm
Sunday 8am - 10pm

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