BENEFIT EQUITY, INC.

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BENEFIT EQUITY, INC.

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Raise Your Expectations. Expect a Different TPA Experience. Benefit Equity, Inc. We are independent administrators and actuaries.

(BEI) equips employers, business owners and their employees with tailored retirement plan solutions. Employers come to us to create company sponsored retirement programs to accumulate wealth, allowing employees to reach their retirement goals. We provide ongoing consulting and administrative assistance as well as keep plans in compliance with government rules and regulations. BEI sells no products or investments, focusing instead on establishing and maintaining government approved retirement plans that provide valuable benefits to employees. Our specialized plans provide the most creative strategies to build wealth. We have strategic alliances with investment advisors and investment companies to maintain the plan that is right for your business.

10/13/2026

Annual retirement plan compliance testing is more than a pass-or-fail exercise. It helps determine whether a plan is operating within applicable requirements and according to its plan provisions.

Depending on the plan, testing may evaluate areas such as coverage, contributions, benefits provided to highly compensated employees and whether applicable contribution limits have been followed.

The quality of the underlying information matters. Employee census data, compensation, ownership information, eligibility dates, and contribution records can all affect testing results.

That is why accurate administration throughout the year matters—not just when testing begins.

BENEFIT EQUITY, INC. provides employers with ongoing plan administration and compliance support including required annual testing, and assistance to identify other potential issues.

Connect at benefitequity.com/connect to discuss your plan administration and compliance needs.

10/06/2026

Year-end retirement plan administration may still feel like a long way away, but the information employers will need for annual testing and reporting is being created right now.

Ever-changing regulations regarding new hires, rehires, ownership, compensation, and employment status can all affect retirement plan administration. When these records are incomplete or inconsistent, year-end testing and reporting can become even more complicated.

The month of October is an ideal time for employers to confirm their internal records are current, and that any changes affecting the retirement plan have been communicated to the appropriate service providers.

BENEFIT EQUITY, INC., supports employers with ongoing, retirement plan administration, compliance requirements and the operational details that help keep retirement plans running consistently.

Call 714-480-1364 to discuss your plan’s administrative needs.

09/29/2026

One of the most common questions employers ask during year-end testing is: "What happens if we discover a problem?"

The answer depends on the type of issue—but identifying it early is almost always an advantage.

Whether it's an employee who should have been enrolled sooner, a compensation discrepancy, or an error in contribution data, discovering the issue before year-end often provides greater flexibility to evaluate available correction methods and reduce administrative disruption.

That's why preparation matters. Reviewing employee eligibility, payroll records, and participant data throughout the year helps reduce the likelihood of surprises during annual testing. It also gives employers, advisors, and retirement plan administrators more time to work together if a correction is needed.

At BENEFIT EQUITY, INC., we help employers identify potential operational issues early and support them through the compliance process so small problems don't become larger administrative challenges.

Contact us to learn how proactive retirement plan administration can help reduce year-end surprises. Connect with us at https://www.benefitequity.com/connect.

Follow us at BENEFIT EQUITY, INC., for retirement plan administration insights, compliance reminders, and industry updates.

09/22/2026

Year-end retirement plan testing may still seem months away, but many of the issues that create delays and corrections can be identified long before the fourth quarter arrives.

A simple review now can help employers reduce unnecessary stress and avoid last-minute surprises.

Before testing season begins, employers should consider these five questions:
1. Are participant census records accurate and up to date?
2. Have all eligible employees been properly identified?
3. Have ownership changes or compensation adjustments been captured correctly?
4. Are contribution records complete and accurate?
5. Have any organizational changes occurred that could affect the retirement plan?

Addressing these items early can help reduce corrective work, improve data quality, and make year-end testing more efficient. Waiting until the fourth quarter often means working under tighter deadlines and spending additional time resolving issues that could have been addressed months earlier.

At BENEFIT EQUITY, INC., we help employers stay ahead of year-end requirements through census reviews, compliance testing, operational guidance, and ongoing administration support designed to keep plans running smoothly.

• Call us on 714-480-1364 to stay on the right side of compliance.
• Connect with us at https://www.benefitequity.com/connect to take the guesswork out of designing and managing your plan.

Follow us at BENEFIT EQUITY, INC., to stay informed about retirement plan administration and compliance updates.

09/15/2026

Whether you're administering a retirement plan, supporting employer clients, or looking for important forms and compliance information, having reliable resources at your fingertips can save time.

Our Resource Center brings together a variety of tools to make retirement plan administration easier for employers, advisors, and plan participants, including:

• Participant forms for loans, distributions, beneficiary updates, and deferral elections
• Compliance resources, including the 2026 Retirement Plan Compliance Calendar and planning checklists
• Retirement plan calculators, such as a loan calculator and paycheck comparison tool
• Educational articles covering legislative updates, including the SECURE Act and SECURE 2.0

Explore everything that's available at: https://www.benefitequity.com/resources.

At BENEFIT EQUITY, INC., we help employers and wealth advisors navigate evolving regulations through ongoing administration support, compliance guidance, and experienced operational oversight designed to help plans remain aligned with changing requirements. Connect with us at https://www.benefitequity.com/connect to discuss your retirement plan administration needs and operational goals.

Follow us at BENEFIT EQUITY, INC., for retirement plan administration insights, compliance reminders, and industry updates.

09/08/2026

Although the SECURE Act 2.0 became law several years ago, implementation is still underway. Many of its provisions continue to affect retirement plan administration, requiring employers to update procedures, plan documents, and day-to-day operations as new requirements take effect.
For example:

• Expanded eligibility rules for long-term part-time employees require employers to accurately track hours and determine when employees become eligible to participate.
• Automatic enrollment provisions for certain new plans may require changes to payroll systems and employee onboarding processes.
• Roth catch-up contribution requirements introduce additional payroll coordination and administrative responsibilities.
Implementing these changes requires coordination among employers, payroll providers, recordkeepers, and retirement plan administrators. Employers who review their plans ahead of implementation deadlines can make operational adjustments before issues arise.

At BENEFIT EQUITY, INC., we help employers and wealth advisors navigate evolving regulations through ongoing administration support, compliance guidance, and experienced operational oversight designed to help plans remain aligned with changing requirements.

• Call us at 714-480-1364 to discuss your retirement plan administration needs and operational goals.
• Connect with us at https://www.benefitequity.com/connect.

09/03/2026

As Labor Day approaches, we recognize the hard work and dedication of the individuals who help keep businesses, communities, and our economy moving forward.
We also recognize employers who fulfill commitments to their employees help create stronger workplaces and lasting opportunities.

From all of us at BENEFIT EQUITY, INC., we wish our clients, referral partners, and your families a safe and enjoyable Labor Day weekend.

Happy Labor Day!

08/25/2026

Preparing for Retirement Plan Questions This Open Enrollment Season
Open enrollment is one of the busiest times of year for employee questions—and retirement plans are often part of the conversation. Preparing for these conversations before open enrollment begins can help reduce confusion and make the process more efficient for both employees and HR teams.

Before enrollment opens, consider:
• Reviewing retirement plan communications to ensure they are current.
• Confirming eligibility dates and enrollment procedures.
• Verifying that any recent plan changes are reflected in employee materials.
• Coordinating with your retirement plan administrator to address common questions before they arise.

BENEFIT EQUITY, INC., works with employers throughout the year to support retirement plan administration and help keep plan communications accurate, timely, and aligned with plan operations.

• Call us at 714-480-1364 to discuss your retirement plan administration needs and operational goals.
• Connect with us at https://www.benefitequity.com/connect.
Follow us at BENEFIT EQUITY, INC., for retirement plan administration insights, compliance reminders, and industry updates.

08/18/2026

Retirement plan administrators should keep plans running smoothly. However, some do the opposite, creating stress and headaches for employers and wealth advisors alike.

Some common warning signs of poor retirement plan administration include:

1. Questions and issues that take too long to resolve
2. Repeated administrative or operational mistakes
3. Limited guidance when complex situations arise
4. A lack of follow-through and accountability
5. Feeling like you're constantly chasing answers

Is your plan administrator curing headaches or causing them?

At Benefit Equity, A Strongpoint Partner, our experienced retirement consultants work with wealth advisors and employers to provide responsive communication, operational consistency, and ongoing support designed to keep plans running smoothly.

Call us at 714-480-1364 to discuss your retirement plan administration needs and operational goals.
Connect with us at https://www.benefitequity.com/connect.

Follow us at BENEFIT EQUITY, INC., a Strongpoint Partner, for retirement plan administration insights, compliance reminders, and industry updates.

08/11/2026

As companies grow and evolve, workforce demographics, compensation structures, ownership goals, and employee needs often change as well. However, many employers take a "set it and forget it" approach to their retirement plans. Over time, this tactic can lead to missed opportunities, unnecessary complexity, or plan features that no longer align with the company's objectives.

Periodic reviews can help employers determine whether their current design still supports their goals, workforce, and long-term strategy. In some cases, adjustments to contribution formulas, Safe Harbor provisions, or profit-sharing features may help create a better fit.

At BENEFIT EQUITY, INC., we help employers evaluate plan design, navigate changing business needs, and provide the ongoing administration support necessary to keep plans operating effectively as organizations grow.

• Call us on 714-480-1364 to discuss whether your current retirement plan structure still supports your business goals.
• Connect with us at https://www.benefitequity.com/connect to learn how Benefit Equity can support your plan administration and compliance efforts.

Follow us at BENEFIT EQUITY, INC., a Strongpoint Partner, for retirement plan administration updates, operational guidance, and compliance insights.

Address

525 N. Cabrillo Park Drive Ste. 200
Santa Ana, CA
92701

Website

http://www.benefitequity.com/

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