Velece Insurance

05/28/2026

💼 DO YOU QUALIFY FOR A PROFESSIONAL DISCOUNT?

Velece clients working in dozens of professions may qualify for exclusive insurance discounts. If you or a family member works in one of the fields below, be sure to ask about potential savings!

Qualifying job categories may include:

🏛️ Government & Education
Social Services eligible fields recently expanded!

⚕️ Medical Professionals

🔬 Scientists & Engineers

🚓 Public Safety & First Responders
Police, Fire, Paramedics, Animal Control, and more

📋 Project Managers & Human Resources

💳 Banking and Finance

🛒 Members of AAA, Costco, or Sam’s Club

Even if you’re not sure whether you qualify, we’ll look into it for you.

Specific credentials are required for any applied discount.

👉 Submit an inquiry and let Doug or Sonja review your eligibility.

05/21/2026

💧 WATER LEAK DETECTION: A NEW PROGRAM TO KNOW ABOUT 🚨

Unexpected water damage can be expensive, stressful, and disruptive. Mercury Insurance has introduced a new water leak detection requirement for certain new homeowner policies to help customers reduce the risk of water-related claims.

For policies effective May 29, 2026, and later, qualifying smart water leak detection devices must be installed on certain new HO-3 homeowner policies before the first renewal if the property meets specific criteria.

QUALIFYING DEVICES MAY INCLUDE:

-WHOLE-HOME WATER FLOW MONITORING
Tracks water flow and can send real-time alerts when unusual activity is detected.

-SMART OR CENTRALLY MONITORED LEAK DETECTION AND SHUTOFF
Automatically shuts off water when a leak is detected.

-SMART POINT-OF-LEAK SENSORS
Alerts homeowners when water touches the sensor.

In addition to helping prevent costly water damage, qualifying devices may also help customers receive a homeowners policy discount after installation.

👉 Not sure whether this applies to you? Contact us through Velece.com and we’ll help you review your options.

05/14/2026

🔥 HELP PROTECT YOUR HOME FROM WILDFIRES 🔥

Wildfire season is a serious reality in California, and taking steps now can help protect your home, your family, and your insurance coverage.

Mercury Insurance recently shared helpful wildfire mitigation tips focused on reducing fire risk around the home. Their guidance emphasizes creating fuel breaks, maintaining your home’s exterior, and paying close attention to the areas closest to your house.

Here are a few key reminders:

-START WITH YOUR ROOF AND GUTTERS

Keep gutters clear of leaves, pine needles, and other debris. If your roof is older, it may also be worth checking whether it is fire-rated.

-PAY ATTENTION TO SIDING AND WINDOWS

Gaps, peeling paint, split boards, and vulnerable windows can all create added risk during wildfire conditions.

-CLEAR THE FIRST 5 FEET AROUND YOUR HOME

Mercury recommends removing flammable materials from the area closest to your house. Avoid storing firewood, recyclables, outdoor furniture, or other combustible items right next to the home.

-REMOVE DEAD OR DRY VEGETATION

Dead plants, dry leaves, and brush can act as kindling. Regular yard cleanup is one of the simplest ways to reduce risk.

-LOOK AT THE 30 FEET SURROUNDING YOUR HOME

Trim trees away from the roofline and gutters, clear evacuation paths, check fences and decks, and consider whether outdoor materials increase or reduce your fire risk.

Taking these steps may help reduce wildfire exposure and show carriers that your home is being responsibly maintained.

👉 Have questions about your homeowner’s policy?

Contact our agents Doug and Sonja for a free policy review through Velece.com.

04/30/2026

🧡 AT VELECE INSURANCE, our mission is to be an efficient, client-focused insurance agency of integrity, offering quality products and added service for the benefit of OCEA’s members and non-members.

Velece employs a small staff of caring, experienced insurance agents who receive NO COMMISSION OR BROKER FEES—ensuring Velece customers have an insurance experience with their best interest at heart.

REQUEST A QUOTE TODAY!

04/02/2026

04/02/2026

Learn about gardening for beginners, including the physical and mental benefits of gardening, how to get started and what mistakes to avoid.

04/02/2026

Did you know that preventative maintenance can prolong the life of your roof? Consider these tips to help keep your roof in top condition:

👀 Identify and remedy issues quickly.
🏠 Clear gutters.
🌳 Trim overhanging branches.
💧 Inspect for and repair leaks.

For more tips, visit: https://travl.rs/4enZJBP.

Source: Insurance Institute for Business & Home Safety

03/04/2026

POLICY REVIEWS: It’s the perfect time to review your insurance policies—especially after any life changes like moving, adding drivers, or buying a new vehicle.

At Velece—the insurance agency for OCEA members, their family, and friends—our reviews are always:

-Free
-Pressure-Free
-Designed around what you need!

Let us help you make sure your coverage is complete and current—no sales tactics, just smart protection.

👉 Schedule a quick review with our agents Doug or Sonja today through Velece.com.

01/22/2026

GET A QUOTE: If you're looking for BETTER COVERAGE AND BETTER RATES, get a quote from Velece!

Follow the link to request information on Auto Insurance, Motorcycle Insurance, Homeowner's Insurance and more.

REMEMBER, Velece exists to make insurance easier, clearer, and more accessible for OCEA members, their friends, family and the general public.

CONTACT US TODAY!

12/29/2025

🚗❄️THESE WINTER DRIVING TIPS WILL KEEP YOU SAFE THIS SEASON!

Southern California winters rarely bring snow or ice except in mountain areas, but drivers still face hazards like heavy rain, fog, slick roads, and occasional black ice in higher elevations. Preparation and caution are key. Here are the Three P’s of Safe Winter Driving:

PREPARE FOR THE TRIP
-Maintain Your Car: Check battery, tire tread, and windshield wipers, keep your windows clear, put no-freeze fluid in the washer reservoir, and check your antifreeze.

-Have On Hand: Flashlight, jumper cables, abrasive material (sand, kitty litter, even floor mats), shovel, snow brush and ice scraper, warning devices (like flares) and blankets. For long trips, add food and water, medication and cell phone.

-Stopped or Stalled? Stay in your car, don’t overexert, put bright markers on antenna or windows and shine dome light, and, if you run your car, clear exhaust pipe and run it just enough to stay warm.

-Plan Your Route: Allow plenty of time (check the weather and leave early if necessary), be familiar with the maps/ directions, and let others know your route and arrival time.

-Practice Cold Weather Driving: During the daylight, rehearse maneuvers slowly on ice or snow in an empty lot. Steer into a skid. Know what your brakes will do: stomp on antilock brakes, pump on non-antilock brakes. Stopping distances are longer on water-covered ice and ice. Don’t idle for a long time with the windows up or in an enclosed space.

PROTECT YOURSELF & PASSENGERS
-Buckle up and use child safety seats properly.
-Never place a rear-facing infant seat in front of an air bag.
-Children 12 and under are much safer in the back seat.

PREVENT CRASHES ON THE ROAD
-Slow down and increase distances between cars.
-Keep your eyes open for pedestrians walking in the road.
-On slippery roads, steer gently into a skid and apply steady braking.
-Avoid jerking the wheel or slamming brakes on black ice.
-In fog or heavy rain, slow down, use low beams, and increase following distance.
-Pull over safely if visibility is too poor.
-Avoid fatigue and get plenty of rest before the trip, stop at least every three hours, and rotate drivers if possible.
-If you are planning to drink, designate a sober driver.

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Did you know Velece Insurance is a valuable member service created to support OCEA members and their families?

Velece exists to make insurance easier, clearer, and more accessible for OCEA members.

Get a Quote in the New Year, Here: https://www.velece.com/get-a-quote/