Troy Tom, Sr Mortgage Loan Officer

Troy Tom, Sr Mortgage Loan Officer We transform financial lives to transform lives, with education as the focus. Helping clients increase their personal savings and financial knowledge.

Here today with a helpful ! ✅Before you prepare to dive into the home buying process, make sure that you evaluate your ...
03/07/2023

Here today with a helpful ! ✅

Before you prepare to dive into the home buying process, make sure that you evaluate your credit score and determine if you need to raise it in order to be a successful homebuyer.

This will help set you up for a better home buying experience, especially as a first-time buyer.

This is a mortgage term you should KNOW! 💡Principal refers to the total amount of money you take out in a loan.This amou...
03/03/2023

This is a mortgage term you should KNOW! 💡

Principal refers to the total amount of money you take out in a loan.

This amount will decrease over time as you make payments on your loan. 📉

Multi-family homes are a smart option for those with larger families or anyone looking to invest in a property to rent o...
02/28/2023

Multi-family homes are a smart option for those with larger families or anyone looking to invest in a property to rent out to others.

But what should you know BEFORE you invest in this type of property? 🤔

👉 Competition may be intense for these types of properties
👉 It can help you diversify your real estate portfolio and build a consistent income.
👉 Multi-family homes can be more difficult to sell down the road.

Avoid the scoff and get PRE-APPROVED! 🙌This simple but monumental step can help you stand out from the crowd of other bu...
02/26/2023

Avoid the scoff and get PRE-APPROVED! 🙌

This simple but monumental step can help you stand out from the crowd of other buyers that may not have taken the time to complete this step.

You may complete this step up to 1 YEAR before you are ready to buy. So, what are you waiting for?!

Are you a who's trying to determine your monthly budget?Don't forget to add these 3 expenses to your list so you know ...
02/24/2023

Are you a who's trying to determine your monthly budget?

Don't forget to add these 3 expenses to your list so you know to expect them. 👍

✔️ Property Taxes
✔️ Homeowners Insurance
✔️Home Maintenance Costs

02/22/2023

3 WAYS TO NETWORK AS A LOAN OFFICER 🤝

If you are a fellow mortgage professional looking to build your repertoire and network with others in your field, keep reading!

🌟 Get involved in your community - This is a great way to connect with potential clients as well as meet others with similar skills and interests.
🌟 Join a professional organization - Joining an in-person or virtual professional group is a great way to keep up to date with the latest trends and techniques and stay ahead of the curve.
🌟 Always follow up - Building lasting relationships will require you to put in as much effort on your part as you would like on the receiving end. Make sure to connect often with potential leads and make them understand that you value them.

Having a STRONG 💪 credit score is important when applying for a loan.One way you can keep a desirable credit score is to...
02/17/2023

Having a STRONG 💪 credit score is important when applying for a loan.

One way you can keep a desirable credit score is to pay your bills early or right on time. ⌚

Taking these steps will only help you when it's time to apply for a loan.

02/15/2023

“Opportunities don't happen, you create them.”

How will you create the opportunity for yourself to buy and own the home of your dreams this year? 🏠💭

With my expert knowledge and experience, I am ready to help you determine what it is that you want and need in a place of your own.

Let’s connect today to get started on your journey…

Address

939 E Santa Ana Boulevard
Santa Ana, CA
92701

Telephone

+17602123521

Website

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