Cashparency Financial Coaching

03/06/2023

Are you a former AT&T customer who had an unlimited data plan that was throttled by AT&T? You may be eligible for a refund.

02/19/2023

A must read.

IRS impersonators have been around for a while. But as more people get to know their tricks, they’re switching it up. So instead of contacting you about a tax debt and making threats to get you to pay up, scammers may send you a text about a “tax rebate” or some other tax refund or benefit. He...

12/20/2022

This one gets me all the time. I do not like being cornered and unable to cancel a service or delete an account. How about you?

The .gov means it’s official. Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site.

12/02/2022

An oldie but a goodie.

01/02/2021

Are you saving? If so, what for? Do you have a goal in mind, or saving for the sake of saving?

We have a savings account with different goals we can set. 1 is for our emergency fund (EF). 2 is for household projects. 3 is for a particular organization my husband is active in.

We just ran our taxes and find that our emergency fund may end up being diminished by Uncle Sam. We aren't panicking though, because we have a decent EF!

12/28/2020

Do you have an annual goal setting meeting? What is your main financial goal for 2021?

It's ok if your goal is to keep your heads above water. We've been through a crazy season, and it just seems to keep on trucking.

07/01/2020

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If you've stumble over to Cashparency and are wondering, What is this all about?
This article may give a little insight.

A financial coach focuses on the behaviors behind financial decisions.

05/30/2020

I'm at home much more now and we have an antenna. I have so many questions!

I'll start with a home warranty on top of regular home insurance.

What is this?! Why?!

04/13/2020

I have always been hard on myself about not having enough in or saving enough for my emergency fund. I've had to give myself a little grace after being furloughed a few years back. I had always heard you should have 3-6 months of your living expenses readily available in a liquid emergency fund. I don't know about you, but that works out to be a pretty daunting number, even for our little family of 3.

And then, someone (Kelsa Dickey at Fiscal Fitness Phoenix) shared the simplest of viewpoints that had never actually occurred to me...if you should happen to have to go into emergency mode due to a loss of income, you are likely not going to continue spending as you have in the past. 💡

Think about those expenses you are accustomed to having that could easily (or even painfully) fall by the wayside if the purse strings had to be tightened. Everything from subscription boxes to the cable bill, salon, and insurances could and should be considered. I know I've done some serious reviews in the last few weeks. And that 3-6 month figure is a LOT less cold-sweat-inducing than my original calculation!

03/28/2020

Cashparency hours are by appointment only, typically weekday evenings or weekends.

Services are available online only at this time, via Zoom.

Financial Coaching helps you tackle money issues with confidence.
Budgeting Basics
Goal Setting
Change Management