Homes with Trace

Homes with Trace Tired of paying too much to buy a home? Why pay more for your home than you have to. Let's chat abou

FHA Loans with the best interest rates! Our clients couldn’t be happier.
06/01/2024

FHA Loans with the best interest rates! Our clients couldn’t be happier.

Have you heard of a reverse mortgage? If you're at least 65 years old and have substantial equity in your home, it can p...
05/30/2024

Have you heard of a reverse mortgage? If you're at least 65 years old and have substantial equity in your home, it can provide a valuable source of income. Learn more.

Our VA Loan clients are thrilled with their experiences! Clear and frequent communication is key to our success. "
05/28/2024

Our VA Loan clients are thrilled with their experiences! Clear and frequent communication is key to our success. "

Did you know VA loans come with no private mortgage insurance? Save more on your journey to homeownership! 💰🏠 T...
05/25/2024

Did you know VA loans come with no private mortgage insurance? Save more on your journey to homeownership! 💰🏠
Trace Wilkinson NMLS #11800212
Independent Home Loans NMLS #1887282

Struggling with the down payment? Explore various assistance options designed to make your homeownership journey smoothe...
05/23/2024

Struggling with the down payment? Explore various assistance options designed to make your homeownership journey smoother.

Refinancing your home can help you secure a lower interest rate and save money over time. Ready to start? Let's make tho...
05/21/2024

Refinancing your home can help you secure a lower interest rate and save money over time. Ready to start? Let's make those savings happen! 💪🔑

Looking to reduce your monthly mortgage payments? Refinancing could be the key! Explore your options and save big on int...
05/18/2024

Looking to reduce your monthly mortgage payments? Refinancing could be the key! Explore your options and save big on interest rates today. 🏡✨

Unlock the door to your new home with a VA loan! Zero down payment and competitive rates for our veterans. 🏡🇺🇸
05/16/2024

Unlock the door to your new home with a VA loan! Zero down payment and competitive rates for our veterans. 🏡🇺🇸

03/21/2024

Finding your dream home is an exhilarating experience, but it's important to remember that the key to your castle starts with something a little less glamorous — loan preapproval. 🏡💳 Imagine finding the perfect home, only to learn that you're not qualified for a loan to buy it. It's like having a ticket to a blockbuster movie, but the cinema won't let you in. 🎫❌ Not being preapproved can seriously hurt your chances in the competitive real estate arena.

First and foremost, without preapproval, you won't know how much house you can afford. 🤷💲 This could lead to setting your heart on homes that are out of your financial reach, wasting precious time and emotional energy. More importantly, sellers often prioritize offers from buyers who are preapproved. They want assurance that the sale won't fall through due to financing issues. 📉⚠️

In a seller's market where bidding wars are common, time is of the essence. 🕒⚔️ If you're not preapproved and have to scramble to secure financing after making an offer, another buyer could swoop in and take your place. By having that preapproval letter in hand, you signal to sellers that you're serious, committed, and ready to close the deal. 💼✅ You stand in a much stronger bargaining position and could negotiate a better price or terms. 💰🤝

In essence, skipping preapproval is like showing up to a marathon without training; you'll likely watch victory speed by while you’re just warming up. 🏃💨➡️ Victory, in this case, is collecting the keys to your new home. Be smart, plan ahead, and get preapproved! It’s your secret weapon in the quest to secure your home sweet home. 🔑❤️

03/19/2024

Big changes are coming to the real estate world this summer 2024! 🏡✨

New regulations mean agents won't be taking a cut from the sale, potentially saving you bucks. But remember, a great agent does more than just sell; they turn real estate dreams into reality. 🌟

Don't miss out on expert guidance due to cost concerns. Need a top-notch agent? I'm here to connect you with the best in the biz. DM me! 💌 Thanks for your support and for spreading the word!

Transforming house keys into cozy homes 🏡✨. Another happy landing in my perfect nest, heart brimming with gratitude. Tha...
03/15/2024

Transforming house keys into cozy homes 🏡✨. Another happy landing in my perfect nest, heart brimming with gratitude.

Thanks for trusting me to work my magic! Wanna feel this joy? Follow the trail to your dream home with me!

Don't miss out on insider tips and success stories 🌟. Your home story could be next!

🗝️💫

02/27/2024

Not sure about affordability? 🏠
Here's a detailed breakdown using a $600,000 purchase price 💸.
Remember to consult your broker before big decisions. Let's chat!

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Sandy, UT
84070

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