Capital Investment Advisors

10/16/2026

Are Higher Interest Rates Good for Retirees?

Higher interest rates may sting borrowers and cause existing bond prices to fall. But for retirees and near-retirees, they may also restore something that had been missing for years: the ability for the conservative side of a portfolio to generate potentially meaningful income.

For more than a decade after the 2008 financial crisis, investors faced an uncomfortable choice. They could keep money in conservative investments and earn very little, or take more stock-market and credit risk in search of income.

Today, that choice may look very different.

Higher Treasury yields don’t make every investment decision easy, and they certainly don’t eliminate risk. But they may make higher-credit-quality bonds, CDs, Treasury bills, and other conservative holdings more useful again, particularly for people living on, or soon to live on, their investments.

So, Why Do Higher Bond Yields Matter for Retirees? Read More:

Are higher interest rates for retirees a help or a risk? Learn how bond yields may affect retirement income, and the trade-offs to weigh.

10/13/2026

Many people have a story they've thought about writing down. In our latest Client Spotlight, Judy Geller shares how she came to publish a memoir later in life, and how an interest in the Titanic led to her first book.

The article covers her background in acting, music, and adventure, why she chose to self-publish, and whether a memoir is worth writing even if it never gets published.

Read the full spotlight:

Is it too late to write a memoir? Judy Geller published hers in her 80s to honor her late husband. Here’s what writing a memoir later in life gave her.

10/09/2026

We’re proud to share that Capital Investment Advisors was ranked No. 65 on Atlanta Business Chronicle’s 2026 list of Atlanta’s largest private companies by revenue!

This recognition reflects the continued dedication of our team and the trust our clients place in us. We’re incredibly grateful to everyone who has been part of our growth and helped us continue serving families in Atlanta and beyond.

Learn more, including important details about the ranking methodology and disclosures: https://hubs.ly/Q04zH9Gj0

We are excited to announce that Capital Investment Advisors was included on Atlanta Business Chronicle’s 2026 list of Atlanta's largest private companies by revenue

10/08/2026

Ever heard the term "Coast FI"?

The idea is that you save enough early on so that, with time, your retirement account could grow toward a retirement goal without additional contributions, while your income covers current expenses.

It can be a useful way to frame a conversation about planning. It also has limits. In our latest article, Chief Investment Strategist, Wes Moss, covers:

• How the Coast FI formula works
• Why stopping retirement savings too soon may be risky
• How inflation may change your retirement goal
• Why average market returns may mislead
• How sequence-of-returns risk affects timing in retirement
• Why life changes may change your plan

Read the full article: https://hubs.ly/Q04zx6Xg0



This article is provided for general informational and educational purposes only and does not constitute investment advice.

What is Coast FI? See how the Coast FI formula works, why stopping retirement savings too soon may be risky, and how to use it as a checkpoint.

10/05/2026

Our Tampa team had some fun showing off school spirit for Alma Mater T-Shirt Day, wearing gear from the colleges and universities we attended to show a bit of school pride around the office. We enjoy moments like these that let our team share a piece of their own story.

Tell us your alma matter in the comments!

10/02/2026

We’re honored to be recognized by the Atlanta Business Chronicle as one of Atlanta’s 25 Largest Financial Planning & Advisory Firms!

This recognition reflects the continued trust of our families and the dedication of our entire team. Thank you to everyone who has been part of our journey!

Read more: https://hubs.ly/Q04z3cGR0

No compensation was paid to be considered for this ranking. Please visit the link for important details regarding the selection and ranking criteria.

We are excited to announce that Capital Investment Advisors was included on Atlanta Business Chronicle’s 2026 Atlanta’s Largest Financial Planning & Advisory Firms list! Capital Investment Advisors ranks among the 26 Largest Financial Planning & Advisory Firms based on total assets under managem...

10/01/2026

Many of today’s popular business narratives are focused on technology. Artificial intelligence, software, and digital platforms tend to command capital and attention, and it’s tough to argue they haven’t influenced and shaped today’s economy.

But the emphasis on technology may obscure another important part of America’s landscape: practical, owner-operated businesses that provide essential goods and services, create jobs, and may build enterprise value over time. Across the country, owners are building meaningful businesses in home services, construction, logistics, food service, manufacturing, automotive services, and distribution.

This is the concept behind The Everywhere Millionaire, a book by economists Owen Zidar and Eric Zwick: a term they use to describe affluent private-business owners who often operate outside the familiar centers of technology and finance.

The phrase is not meant to minimize the difficulty of owning a business. Quite the opposite. It recognizes that the long-term development of some privately held companies may be methodical, local, and largely invisible to the broader public.

Explore “Everywhere Millionaires” and how Main Street business owners in construction, logistics, and food service may build enterprise value over time.

10/01/2026

How much do you need to retire? If you listen to enough headlines, the answer may start to sound like “more than you’ll ever have.” That kind of thinking may influence some Americans to work longer than they otherwise might.

Based on our research on retirement and well-being, one conclusion seems clear: No single retirement number works for everyone. “Enough” is the point at which your income, savings, and plan may support the freedom to choose how you spend your time.

Retirement doesn’t necessarily mean you will never earn another paycheck. Some happy retirees work part-time, consult, run small businesses, or turn a lifelong hobby into a modest income stream. The real shift may happen when work becomes a choice rather than a requirement.

To explore whether you may be there, consider four questions: Can your income cover your spending? Can your plan handle surprises? Do your savings give you confidence? And do you know what you are retiring to?

How much do you need to retire? There may be no single number. Explore 4 questions on income, savings, surprises, and purpose to help define your "enough."

09/28/2026

Last week, our Denver team welcomed clients and their families to a special appreciation luncheon at the Wellshire Event Center.

Connor Miller, Partner and Chief Investment Officer, shared what our Investment Committee is watching right now, including AI spending and its broader market impact, Federal Reserve policy and what it does to income-producing assets, and what the midterm elections could mean for long-term investors.

Thank you to everyone who joined us for an afternoon of great food, thoughtful conversation, and connection!

09/24/2026

One of our families received her copy of The Retire Sooner Method, but her dog got to it first and just couldn’t resist a bite.

The Retire Sooner Method, so good that even your dog wants to learn the method! 🐶