Capital Investment Advisors

09/02/2026

Retirement planning has often been presented as a math problem: accumulate a certain nest egg, apply a withdrawal rate, and hope the numbers hold up for 25 or 30 years.

In Wes Moss' latest book, The Retire Sooner Method, he takes a much broader view: Financial preparation remains essential, but our research suggests that a more fulfilling retirement may also depend on how people plan for purpose, relationships, health, and the daily structure of life after work.

His 2025 Money and Happiness in America survey of more than 1,200 adults age 50 and older across all 50 states—including people approaching retirement and retirees—found that respondents who reported greater retirement satisfaction (aka happiness) also reported patterns involving financial clarity, several relationships, purposeful activities, documented planning, and quality sleep. Those findings suggest that retirement satisfaction may involve more than reaching a particular account-balance target. After studying what may distinguish America’s happiest retirees from their least satisfied peers, he's come to believe that treating retirement solely as a financial finish line may be a costly mistake.

A successful retirement is not simply the absence of a paycheck. For the respondents we studied, it also means the presence of financial confidence, purpose, relationships, a plan, and consistent, high-quality sleep. Getting those pieces right may allow retirees to retire with less anxiety and, in many cases, sooner than they once thought possible.

Retirement planning goes beyond savings. Learn how purpose, relationships, community, financial clarity and sleep may help support a fulfilling retirement.

08/31/2026

12 HOURS LEFT TO PRE-ORDER⏳

The Retire Sooner Method gives you a research-backed framework to help you think through your retirement timeline, income strategy, and what comes next after work.

Inside the book, you'll find more than 30 charts, updated insights on the Red, Yellow, and Green Money & Happiness Zones, and a practical framework for building a retirement that isn't just earlier—but happier, clearer, and more intentional.

When you pre-order, you'll also receive access to the Bonus Vault, featuring exclusive resources designed to help you put the book's strategies into action.

Reserve your copy now to lock in access to:
✔️ Signed bookplate (first 1,000 qualifying orders)
✔️ Companion workbook
✔️ GPS video walkthrough of the book
✔️ Live virtual masterclass with Wes Moss on launch day

Pre-order from your favorite retailer today, then visit https://hubs.ly/Q04vY0hn0 to claim your exclusive Bonus Vault before it closes.

08/27/2026

For years, retirement planning has been framed as a numbers game: Save a large enough nest egg, use a withdrawal rule, and hope your money lasts.

The numbers matter, but they sure aren’t the whole story. Wes Moss' upcoming book, The Retire Sooner Method, explores what comes next.

He believes a retirement plan should answer the practical questions that arrive after the paycheck stops: What will you do with your time? Who will you see regularly? What happens if the market drops? Which sources will provide your retirement income? Can you afford the life you want without constantly worrying about money?

Research from our 2025 Money and Happiness in America survey of more than 1,350 retirees in 46 states found that retirees reporting greater satisfaction also tended to report financial clarity, strong relationships, purposeful activities, planning, and good sleep. That doesn’t mean any one of those factors guarantees a happy retirement, but it does suggest that more goes into it than hitting a particular account balance.

In today's article, Wes walks through five areas to consider as you plan the transition from work to retirement.

The Retire Sooner Method reveals 5 steps toward a happier, more confident retirement—covering income, purpose, relationships, and peace of mind.

08/25/2026

The countdown is on. Less than 7 days left. ⏰

The Retire Sooner Method gives you a research-backed framework to help you think through your retirement timeline, income strategy, and what comes next after work.

Inside the book, you'll find more than 30 charts, updated insights on the Red, Yellow, and Green Money & Happiness Zones, and a practical framework for building a retirement that isn't just earlier—but happier, clearer, and more intentional.

When you pre-order, you'll also receive access to the Bonus Vault, featuring exclusive resources designed to help you put the book's strategies into action.

Pre-order from your favorite retailer today, then visit https://hubs.ly/Q04vcJkn0 to claim your exclusive Bonus Vault before it closes.

08/24/2026

A few of the most common questions about The Retire Sooner Method Bonus Vault, answered in one place.

If you've pre-ordered (or are planning to), this covers what you need to know: how to claim your bonuses, which retailers qualify, and the timeline before the vault closes.

Pre-order your copy https://hubs.ly/Q04v0gm50

Then unlock your bonus vault today https://hubs.ly/Q04v0bZ90

08/20/2026

If retirement were just about money, maybe it would be a lot simpler. Retirees could hit a number on a spreadsheet, throw a party, and ride off into the sunset.

However, after nearly two decades studying real-life retirees across America, I can tell you that the number is only part of the story. The real payoff is happiness—feeling like your days are yours, your life has purpose, and you actually enjoy the years you worked so hard to earn.

In the 2025 Money and Happiness in America study we conducted for The Retire Sooner Method, we found something that changed the way I look at retirement: survey respondents reported that simply getting to retirement raises happiness levels by more than 20%!

Let that soak in. Just being able to say, “Yes, I’m retired,” seems to be associated with higher overall well-being. But that’s just the starting line. The key question is: why does happiness matter so much once you’re retired—and how do you build more of it into your life?

This week, Wes Moss digs into the research behind his new book and why happiness is so important in retirement.

Happiness in retirement isn't just a feeling, it's linked to better financial decisions and daily well-being. Discover 5 research-backed secrets from a national study of retirees.

08/18/2026

For many retirees, dream trips like this one are what retirement bucket list travel is really about.

Standing in an open safari vehicle as the African sun dipped below the horizon, Ned and Nancy raised a glass of wine, surrounded by elephants, giraffes, and zebras. It wasn’t just another vacation; it was the bucket-list adventure they’d talked about for years. But that unforgettable evening in Kruger National Park didn’t begin with a safari. It began months earlier with a simple conversation about a dream that had lived on Ned’s bucket list for decades. Like many travelers considering Africa, he knew he wanted to go but felt overwhelmed with the planning. That uncertainty became the spark for a once-in-a-lifetime journey through South Africa and Zimbabwe a two-week tour that would leave them in awe long after the long flight home.

“Africa was always on my bucket list, but I did not know where to start.”

Read all about Ned and Nancy's Safari Adventure- https://hubs.ly/Q04tpJrF0

08/17/2026

The happiest retirees might be beating a trend most of us are worried about.

Conventional wisdom says loneliness is on the rise for older adults, and it's often called a national epidemic. However, our research into retiree well-being found something encouraging: many retirees are kicking that trend entirely.

In fact, the happiest retirees we surveyed reported deliberately building and maintaining friendships in retirement, often more than they had during their working years. It comes down to a few consistent habits.

It raises a real question: what are these happy retirees doing differently?
Discover what they do in the Retire Sooner Method, available for pre-order now. https://hubs.ly/Q04tfZpp0

The happiest retirees research referenced is based on survey data and reflects reported experiences and opinions of respondents. This content is provided for informational and educational purposes only and should not be construed as investment, legal, or tax advice.

08/11/2026

⏳ 21 days left to pre-order The Retire Sooner Method!

The countdown is on! When the book launches September 1st, the pre-order bonus vault closes for good. Reserve your copy now to lock in access to:

✔️ Signed bookplate (first 1,000 qualifying orders)
✔️ Companion workbook
✔️ GPS video walkthrough of the book
✔️ Live virtual masterclass with Wes Moss on launch day

📖 Pre-order here: https://hubs.ly/Q04sGh1F0 (or from any major retailer)

Then submit your confirmation at https://hubs.ly/Q04sGh9Z0 to claim your bonuses once your order is verified.

Don't wait! Once September 1st hits, this bonus vault is gone.

08/06/2026

Many people picture retirement success as a magic number: once their bank account reaches that pinnacle, “everything will work out.” Realistically, it’s more about landing in a healthy range, a green zone, for both your money and your day-to-day life. The Retire Sooner Method refers to this collective composition as the Money & Happiness Green Zones: three research-backed financial checkpoints where retirees can gauge whether they are statistically more or less likely to land in the “happier retiree” group.

The Money & Happiness Green Zones connect money to happiness probability by analyzing:
- Liquid investable assets
- Retirement income
- Mortgage timeline

Each category has its own red, yellow, and green zones. The happiest retirees in our research tended to show up in the green zone on each of these charts, not just one. But the goal isn’t perfection. It’s finding a sustainable plan for you, one that allows your money to support the life you actually want to live.

How much money do you need to retire happy? The Money & Happiness Green Zones break it down into three checkpoints: assets, income, and mortgage timing.