Toya Dream Maker -Mortgage Lender

05/26/2025

This Memorial Day, we pause to honor and remember the brave men and women who gave everything for our country. 🇺🇸 Their sacrifice is the reason we have the freedoms we enjoy today. We are forever grateful. ❤️🤍💙🕊️🎖️

05/23/2025

Good news for buyers! 📉 Rates are expected to dip, inventory is growing, and prices are holding steady. The second half of 2025 could be your home-buying sweet spot. Let’s lock in your game plan! 💬🏠✨

05/21/2025

Dreaming of homeownership in Georgia? 🏡 With the Georgia Dream Down Payment Assistance Program, your dream home could be closer than you think! 🏠💭 Get the help you need for a down payment and start your journey to owning today! 💰✨

03/19/2024

About the 90’s party on Saturday left side picture from the 90’s right side picture from 2024. Same outfit enough said.

05/15/2023

Understanding closing costs is crucial for potential homeowners to make informed decisions and budget effectively.

Closing costs typically include various expenses such as loan origination fees, appraisal fees, title search and insurance fees, attorney fees, recording fees, and prepaid items like property taxes and homeowners insurance. These costs can vary depending on factors like location, property type, and loan type.

It's important to be prepared for closing costs as they can add to the overall price of the home. As a general rule of thumb, buyers should anticipate closing costs to range from 2% to 5% of the purchase price.

If you have more questions, don't hesitate to call me!

05/14/2023

Happy Mother's Day to all the Moms!

05/05/2023

Happy Cinco de Mayo! I'm NACHO average lender!

05/04/2023

You might not want to know, but you should know the long-term figures associated with rent. 👀
Financing a home where you can build significant equity over time has been a proven way to build wealth, as opposed to paying rent. Work with us! At New American Funding, we are in the business of helping people achieve their homeownership dreams!

04/28/2023

Higher interest rates are still the name of the game as the continues to battle stubbornly high inflation.

Watch the full episode now to learn what this all really means.

New American Funding is a trusted mortgage lender offering an array of mortgage loan options including purchase, refinance, and first time home buyer loans with industry-leading loan closing times. We specialize in saving you money, personalized loans, and impeccable service.

04/26/2023

Instead of trying to time the market, remember that longtime homeowners, no doubt, have seen the value of their homes go up and down, but in the long run, they have seen their homes appreciate. *If you need evidence of this phenomenon, simply ask your parents or grandparents what they paid for their homes. So, rather than wasting valuable energy fretting over whether prices will drop, reexamine and solidify your reasons for wanting to buy a home. Freedom. Appreciation. Predictability. Equity.

04/19/2023

Securing financing to build your dream home has never been easier! With a One-Time Close loan from New American Funding, the money you need to purchase your property, pay for home construction, and secure your mortgage is all wrapped up in one single loan!

PROGRAM BENEFITS⬇️
🏠 Single permanent loan is closed upfront before construction begins
🏠 Saves money with only one appraisal and one closing Low down payment options
🏠 Gifts or land equity allowed for the down payment
🏠 One-time approval process FHA, VA, and Conventional loans are available!

Call me today for more details!