Evergreen Home Loans - Sandpoint Branch NMLS# 1049576

Evergreen Home Loans - Sandpoint Branch NMLS# 1049576 For over 35 years, we have been the go-to neighborhood home loan lender, empowering both first-time and repeat buyers.

Our extensive loan programs and low down payment options ensure accessibility for all. We Provide affordable strategies to buy a home and make a winning offer. Explore our website or reach out to us now to unlock competitive loan options and transform your homeownership aspirations into a resounding success.

As summer projects wrap and fall pipelines take shape, BuildersEdge gives our builder partners financing support designe...
09/09/2026

As summer projects wrap and fall pipelines take shape, BuildersEdge gives our builder partners financing support designed around the realities of new construction. Know a builder who could use a stronger lending partner heading into the next season? Send them our way and help us start the conversation.

As summer winds down, builders are already planning for the season ahead. BuildersEdge helps keep financing aligned with...
08/28/2026

As summer winds down, builders are already planning for the season ahead. BuildersEdge helps keep financing aligned with the pace of new construction, giving builder partners and buyers support that can carry from today’s plans into tomorrow’s closings. Let’s connect and prepare for what’s coming next.

Homeowners may have more financial flexibility available than they realize.A home equity line of credit, or HELOC, is a ...
08/21/2026

Homeowners may have more financial flexibility available than they realize.

A home equity line of credit, or HELOC, is a revolving line secured by your home. Once approved, you can draw from the available limit as needed and repay what you use, which may make it helpful for planned renovations or another significant expense.

Eligibility and available credit depend on your equity and financial profile. Since HELOC rates are commonly variable and your home secures the line, understanding the terms matters. Connect with an Evergreen Loan Officer to see whether a HELOC fits your plans.

Five years with Kristen Dodd means five years of steady support for our Sandpoint branch. As Production Manager and Loan...
08/06/2026

Five years with Kristen Dodd means five years of steady support for our Sandpoint branch. As Production Manager and Loan Officer Assistant, Kristen helps keep the work moving and the team prepared for what comes next. Congratulations on this milestone, Kristen.

Summer build season comes with tight timelines, busy schedules, and plenty of moving parts. BuildersEdge helps bring the...
07/28/2026

Summer build season comes with tight timelines, busy schedules, and plenty of moving parts. BuildersEdge helps bring the financing support builders need to keep momentum strong from the first conversation to closing day. If you’re working with buyers this season, let’s talk about how Evergreen can help support the build.

There may be more down payment options under the sun than buyers realize. With Down Payment Resource, our Loan Officers ...
07/21/2026

There may be more down payment options under the sun than buyers realize. With Down Payment Resource, our Loan Officers can search available assistance programs in your area and help identify what you may qualify for based on your situation. If down payment help could make buying feel more within reach, connect with an Evergreen Loan Officer and let’s take a look.

Let’s clear a few things up.🚫Myth: You need 20% down to buy a home.✅Truth: Many buyers qualify with far less, and assist...
07/07/2026

Let’s clear a few things up.

🚫Myth: You need 20% down to buy a home.
✅Truth: Many buyers qualify with far less, and assistance programs may be available.

🚫Myth: The lowest rate is always the best loan.
✅Truth: The right loan depends on your goals, timeline, and full financial picture.

🚫Myth: You should wait until the market feels perfect.
✅Truth: A clear plan often matters more than trying to time every shift.

Buying a home comes with plenty of questions. We believe you deserve real answers, honest guidance, and a team that helps you understand your options before you make a move. Connect with an Evergreen Loan Officer to start the conversation.

The flag has a way of reminding us that home is connected to something larger than the walls around us. Today, we pause ...
07/04/2026

The flag has a way of reminding us that home is connected to something larger than the walls around us. Today, we pause with gratitude for the freedoms we share and for the people who help make our communities feel worth celebrating.

Wishing you a safe and meaningful Independence Day.

A home can go from “just listed” to “under contract” faster than most buyers expect. If the right one pops up, waiting t...
06/26/2026

A home can go from “just listed” to “under contract” faster than most buyers expect. If the right one pops up, waiting too long can mean watching someone else move into it. The best thing you can do is get your numbers, your plan, and your next step lined up before you fall in love with the house. Ready to be prepared when the right home hits the market? Let’s talk.

Summer builds have enough moving parts already, from weather windows to timelines to the final walkthrough. BuildersEdge...
06/24/2026

Summer builds have enough moving parts already, from weather windows to timelines to the final walkthrough. BuildersEdge helps bring more certainty to the financing side, so your new construction plans can stay supported from the ground up. If you’re building this season, let’s get the lending plan in place early.

Address

105 Pine Street, Suite 109
Sandpoint, ID
83864

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12082635300

Website

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