Jason Hauck

10/17/2019

Third-Party Property Damage: ACV or Replacement Cost?

Jason Hauck ~ Insurance Solutions
(208) 610-2031

A driver crashes his vehicle into an insured’s home. The driver’s auto insurer informs the homeowner and their agent that they will pay the claim for the damage to the home on an actual cash value basis, then advises the homeowner to submit the claim to their homeowners insurer.

09/25/2019

Business general liability insurance

Jason Hauck ~ Insurance Solutions
(208) 610-2031

If your business is sued or experiences a crisis, are you covered? Here are the business insurance policies you need to consider.

09/24/2019

Watching the Wheels: 3 Types of Cyclists and Their Insurance Needs

Jason Hauck ~ Insurance Solutions
(208) 610-2031

Americans cycle for a number of reasons. Some do it to keep fit, some see it purely as a mode of transportation, while others treat it as a competitive sport.

09/09/2019

The interpretation of dreams is the royal road to a knowledge of the unconscious activities of the mind. Sigmund Freud

Jason Hauck ~ Insurance Solutions
(208) 610-2031

08/27/2019

Business Owners Package policy, commonly called a “BOP”, contains many of the insurance coverages needed by most small businesses. While these policies are not standard, there is great variation from insurance company to insurance company; there are certain common elements. The basic BOP offers business property for both building and contents, and liability insurance protection for the operation of your business. This liability protection will generally include both the operation of your business, at its established location, and the liability from your products or completed operations.

Jason Hauck ~ Insurance Solutions
(208) 610 - 2031

08/22/2019

How Does Homeowners Insurance Actually Protect You?

Jason Hauck ~ Insurance Solutions
(208) 610-2031

Find out how your homeowners policy works so you can make sure you have the right coverage.

08/22/2019

Tell me and I forget. Teach me and I remember. Involve me and I learn. Benjamin Franklin

Jason Hauck ~ Insurance Solutions
(208) 610-2031

08/21/2019

Auto or car insurance coverage has two parts. The first is the liability section of the policy. It covers your financial responsibility for injuring others. Some liability coverage is required by most states. The second part of auto insurance covers the car itself: comprehensive coverage reimburses losses from fire, theft or other perils; collision coverage pays to repair losses caused by an accident. Often this coverage is mandated by leasing companies or banks. There are also ancillary medical, car rental and other coverages which vary by state.

Jason Hauck ~ Insurance Solutions
(208) 610-2031

08/20/2019

If you live in a rented house or an apartment, renters insurance provides important coverage for both you and your possessions. In case your house or apartment is broken into, destroyed by a fire, or perhaps a friend gets injured at your home, renters insurance provides financial protection for you and your family. It pays for the repair and replacement of lost items as well as any liability issues you may be responsible for.
Contact us with any questions or to request a quote!

Jason Hauck ~ Insurance Solutions
(208) 610 - 2031

08/19/2019

The cost of homeowners insurance coverage is determined by many rating factors. The quality of the coverage, however, is determined by the quality of the insurer and whether the policy is written on a named perils or all-risk basis. A named-perils policy covers only those losses specifically cited in the contract. The all-risk policy works the opposite way – unless a peril is specifically excluded, coverage is provided. The all-risk policy is broader and the burden of proof is on the carrier, not you, in the event of a loss.

Jason Hauck ~ Insurance Solutions
(208) 610 -2031

08/19/2019

Every great dream begins with a dreamer. Always remember, you have within you the strength, the patience, and the passion to reach for the stars to change the world.
Harriet Tubman

Jason Hauck ~ Insurance Solutions
(208) 610 - 2031