American Pacific Mortgage Sandpoint - NMLS # 1544425

06/21/2023

Our homes are more than just structures; they are the canvases on which our stories are painted. Each room holds memories, laughter, and moments that shape who we are. What does your home say about you?

06/21/2023

With all the specialized loan programs out there—FHA, VA, etc.—it’s easy for the standard, conventional loan to get lost in the shuffle. After sifting through all these programs, you may find yourself stepping back and asking...(click to read more!)
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06/20/2023

You’ve probably heard that owning a home can generate wealth and even generational wealth for your children and their children. But what does that really mean? Over time, real estate appreciates in value, and that value creates equity in your home, often referred to as home equity. That home equity is yours to do what you want, minus what you owe on your mortgage. Here are some (but not all) of the ways that building equity in your home can help you and your family:
-Pay for college
-Start a business
-Help your children buy their first home
-Pass on your home to your children
-Pay down or pay off debt
-Make additional investments that will generate more income.
Let's connect today to talk more about how homeownership can generate wealth now and in the future.

06/18/2023

Happy Father's Day to all the incredible dads out there, and to those who are stepping up and filling the role of a father figure. Your love, strength, and guidance make a lasting impact on the lives of those you care for. Today, we celebrate your unwavering dedication, sacrifices, and the countless memories you've created. You are the true heroes in our lives. Thank you for being the guiding light and showing us what it means to love unconditionally. Enjoy your special day!

06/14/2023

Based on the local housing market, homes often increase in value year over year. This is known as appreciation and can be the fastest way to grow your personal wealth. Give us a call to learn more!

06/13/2023

When it comes to the benefits of homeownership, a tax deduction* is one of the biggest. Here are a few of the tax deductions you may be able to claim as a homeowner:
-Interest paid on your mortgage
-Private mortgage insurance premium
-Discount points paid when you buy or refinance a loan
-Interest paid on your Home Equity Line of Credit
-Annual property taxes
-Home office expenses
*Make sure to consult with an accountant to confirm the specific tax benefits of homeownership for you.

06/07/2023

I'm thrilled to announce that American Pacific Mortgage has been recognized as the #10 Mortgage Company in America by Mortgage Executive Magazine. This achievement is a testament to the hard work and dedication of our entire APM Family, who share in our unwavering mission of for every customer we have the privilege of working with, day in and day out.

06/06/2023

🏡📚🚫 🔎 Don't Fall for These Homebuying Myths! Check out our latest blog post debunking the top 5 misconceptions that could cost you your dream home! 💼🏡🤝👨‍👩‍👧‍👦

Here are some of common homebuying myths and common misconceptions surrounding the homebuying process.

05/31/2023

Looking for a jumbo mortgage solution? We've got you covered! Whether you're dreaming of a luxury home or investing in high-end real estate, our jumbo mortgage options can help you make it happen. Let us handle the complex financing while you focus on finding your dream property. Contact us today to explore jumbo mortgage solutions tailored to your needs!

05/30/2023

📢 Hey friends! 🌟 Did you know there's a new way to explore your credit options without affecting your score? 📊🔍 Say hello to "Soft Pull Credit"! 💁‍♀️💳🌈 Soft pull credit allows you to get a glimpse into your creditworthiness without any negative impact on your credit score. 📈✨ It's like taking a peek behind the curtain without disturbing the magic! . 🔒🔐🎯 Whether you're curious about your credit health or exploring potential loan options, soft pull credit gives you the power to make informed decisions without any strings attached. 💪💰 Call me today to get started!

05/29/2023

Today, we pause to remember and honor those who gave everything for our country. 🙏🏼

05/24/2023

We have you covered, whether credit, buydowns, or acreage! Give me a call to learn more!