PrimeLending - Sandpoint

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PrimeLending - Sandpoint PrimeLending is your mortgage expert and helps you find the best home financing. Contact us now! Don't believe us? Contact us today!

PrimeLending, A PlainsCapital Company - Sandpoint is your expert for mortgage, refinance, and renovation loans for over 35 years. We care about your new milestone and will guide you through each step of the process. With resources from mortgage calculators, in-depth loan articles, and a breakdown of our loan process, we can help you get one step closer to your future home. Our team doesn't just care about finding you a home, we want to help you find your dream home with the best financing available today. Check out the thousands of reviews from happy homebuyers and customers! We're excited to get to know you and your home needs.

If your current mortgage rate is lower than what’s available now, refinancing may not feel like the right move. A home e...
08/27/2026

If your current mortgage rate is lower than what’s available now, refinancing may not feel like the right move. A home equity loan* may let you borrow against your equity while keeping your current mortgage and rate in place.

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

08/26/2026

Happy National Dog Day from the pets of PrimeLending to yours! Tell us which PrimeLending pup is your favorite in the comments.

Trying to lower your monthly mortgage payment? Take a look at whether PMI (private mortgage insurance) is still included...
08/25/2026

Trying to lower your monthly mortgage payment? Take a look at whether PMI (private mortgage insurance) is still included.

As you pay down your loan or your home’s value increases, you may build enough equity to cancel PMI, depending on the loan product, and lower what you pay each month.

Finding the right home can feel exciting—until the down payment makes it seem out of reach.For qualified buyers in rural...
08/24/2026

Finding the right home can feel exciting—until the down payment makes it seem out of reach.

For qualified buyers in rural areas, USDA financing may offer a path forward with 0% down.

A traditional paycheck isn’t the only way people earn a living. For buyers with multiple income streams, contract work o...
08/23/2026

A traditional paycheck isn’t the only way people earn a living. For buyers with multiple income streams, contract work or who are self-employed, the challenge can be accurately showing their financial history.

At PrimeLending, we offer loan options that evaluate your full financial picture to give you a better view of what could work for you.

08/22/2026

The first year in a new home can come with extra expenses.

PrimeLending’s 40th Birthday Buydown may lower your effective interest rate by 1% during the first year on eligible FHA, VA and USDA purchase loans.* This offer ends soon, and we’re paying the buydown cost.

*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending between 7/13/26 and 8/21/26. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Availability subject to investor guidelines. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.

Wondering how to build your savings back up after unexpected expenses pop up?A cash-out refinance* may let a homeowner r...
08/21/2026

Wondering how to build your savings back up after unexpected expenses pop up?

A cash-out refinance* may let a homeowner replace the current mortgage with a new one and receive part of the home’s equity as cash.

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

Concern about your credit score shouldn’t keep you from learning what you may be able to afford. A soft credit pull is a...
08/20/2026

Concern about your credit score shouldn’t keep you from learning what you may be able to afford. A soft credit pull is a check on your credit report that does not impact your credit score since it is not for the purpose of approving a credit application. It gives you valuable insight into the type of home loan you can qualify for without having to make an application which would require a hard credit pull (which can affect your credit score as it is used for approving an application for credit).

*All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.

PITI stands for principal, interest, property taxes and homeowners insurance—the four costs that commonly make up your m...
08/19/2026

PITI stands for principal, interest, property taxes and homeowners insurance—the four costs that commonly make up your monthly payment. Looking at all four together can help you build a budget with fewer surprises.

Did you know homeowners’ net worth is nearly 38 times higher than renters’? Homeownership is about more than having a pl...
08/18/2026

Did you know homeowners’ net worth is nearly 38 times higher than renters’? Homeownership is about more than having a place of your own. It can also be a long-term way to build financial security.

Source: Investopedia, 2026

🌟 Embrace the fresh start of Monday! 💫 It's a reminder that each day holds endless possibilities for happiness and fulfi...
05/13/2024

🌟 Embrace the fresh start of Monday! 💫 It's a reminder that each day holds endless possibilities for happiness and fulfillment. Let's seize the moment and make the most out of life!

Home Loans Made Simple ✔
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🌸 Celebrating Mother's Day with heartfelt gratitude to all the amazing moms!🌷 Today is dedicated to honoring the love, s...
05/12/2024

🌸 Celebrating Mother's Day with heartfelt gratitude to all the amazing moms!

🌷 Today is dedicated to honoring the love, strength, and selflessness of mothers everywhere.
Thank you for your boundless support, nurturing care, and endless sacrifices. Your love shapes our lives in countless ways. Wishing you a day filled with joy, relaxation, and cherished moments with loved ones. 💐💖

🏡 This weekend, I'm on a mission to make homeownership dreams come true! 💼✨ Whether you're a first-time buyer, refinanci...
05/11/2024

🏡 This weekend, I'm on a mission to make homeownership dreams come true! 💼✨ Whether you're a first-time buyer, refinancing, or looking to invest, I'm here to guide you every step of the way. Let's turn your aspirations into reality together! 🌟🔑

🏠 Struggling to find your dream home in this low inventory market? Don't fret! With a renovation home loan, you can turn...
05/10/2024

🏠 Struggling to find your dream home in this low inventory market? Don't fret! With a renovation home loan, you can turn any house into your dream home. Whether it's adding a cozy fireplace, expanding the kitchen, or creating a serene outdoor oasis, let's make your vision a reality. 🔨✨

Upgrading your backyard 🏡 is a great way to increase both the value and the enjoyment of your home. Start the renovation...
05/08/2024

Upgrading your backyard 🏡 is a great way to increase both the value and the enjoyment of your home. Start the renovation process now to enjoy your new outdoor living space by the time the weather starts to heat up. Now you just need to decide what you want. The most common backyard additions are a pool 🏊‍♂️ or an outdoor kitchen 🍔. Let's talk about the benefits of both!
Benefits of an outdoor kitchen and patio:
• Great for entertaining friends and family 🎉
• Increases the value of your home 💰
• Expands your living space 🌳
Benefits of a pool:
• Great for parties of all ages 🎈
• Good for staying active and fit 💪
• Refreshing on a hot day ☀️
When you're ready to finance your dream backyard, give me a call! I have home loan options to fit your needs! 📞

Happy National Teacher Appreciation Day! 🍎✏️ Today, we honor the educators who inspire, empower, and shape the minds of ...
05/07/2024

Happy National Teacher Appreciation Day! 🍎✏️ Today, we honor the educators who inspire, empower, and shape the minds of tomorrow. Thank you for your dedication, passion, and unwavering commitment to making a difference in the lives of students.

👩‍⚕️ Celebrating National Nurses Day! 🏥 Today, we recognize the exceptional dedication and compassion of nurses worldwid...
05/06/2024

👩‍⚕️ Celebrating National Nurses Day! 🏥 Today, we recognize the exceptional dedication and compassion of nurses worldwide. Your tireless efforts and unwavering commitment to caring for others inspire us all. Thank you for your selflessness and invaluable contributions to healthcare. Let's show our gratitude to nurses today and every day! 💙

Happy Cinco de Mayo! On this day in 1862, Mexico defeated French forces at the Battle of Puebla, which became a symbol f...
05/05/2024

Happy Cinco de Mayo! On this day in 1862, Mexico defeated French forces at the Battle of Puebla, which became a symbol for Mexican resistance. Today we celebrate the rich history of Mexican-American heritage! To learn more about the history of Cinco de Mayo, visit https://www.britannica.com/topic/Cinco-de-Mayo.

🏡 Boost your home's value with these 5 updates! Whether you're planning to sell or just want to enhance your space, thes...
05/04/2024

🏡 Boost your home's value with these 5 updates! Whether you're planning to sell or just want to enhance your space, these upgrades are sure to make a difference.

Ready to elevate your home? Let's get started! 🛠️💡

🏠🔄 15-year vs 30-year mortgage: the ultimate debate! 💼On one hand, a 15-year mortgage means higher monthly payments but ...
05/03/2024

🏠🔄 15-year vs 30-year mortgage: the ultimate debate! 💼
On one hand, a 15-year mortgage means higher monthly payments but quicker equity build-up and less interest paid overall. Meanwhile, a 30-year mortgage offers lower monthly payments but more interest paid overtime and slower equity growth. Which one fits your financial goals and lifestyle better? Let's weigh the pros and cons together! 💰📊

Address

109 North 1st Avenue Unit B
Sandpoint, ID
83864

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+12089266292

Website

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