Joe Fernandez, NMLS 457754

Joe Fernandez, NMLS 457754 Your local Sales Manager at loanDepot. Contact me today for all of your home loan needs!

What are your Halloween plans? Taking the kids trick-or-treating? Attending a costume party? Having a spooky movie marat...
10/31/2022

What are your Halloween plans? Taking the kids trick-or-treating? Attending a costume party? Having a spooky movie marathon? Let me know in the comments!

You may have heard the phrase "buying down the mortgage rate" but what does it actually mean? As a borrower, you have an...
10/30/2022

You may have heard the phrase "buying down the mortgage rate" but what does it actually mean? As a borrower, you have an option to pay a fee directly to the lender in exchange for a reduced interest rate. To explore if this is a good choice for you or help with any other mortgage related-related question, contact me today!

- https://www.loandepot.com/joefernandez

To potentially get a lower rate, you could: (1) Buy discount points (2) Improve your credit score (3) Lock in a rate (4)...
10/29/2022

To potentially get a lower rate, you could: (1) Buy discount points (2) Improve your credit score (3) Lock in a rate (4) Make a larger down payment

Considering an Adjustable Rate Mortgage? While there are many pros, including lower payments at the beginning, thoroughl...
10/28/2022

Considering an Adjustable Rate Mortgage? While there are many pros, including lower payments at the beginning, thoroughly evaluating your situation and goals is the best way to decide whether this type of loan can benefit you. Contact me today to ask any of your mortgage-related questions!

- https://www.loandepot.com/knowledge-cafe/home-purchase/consider-an-adjustable-rate-mortgage?utm_source=TE&utm_medium=Social&utm_campaign=Should-You-Consider-an-ARM%3F-377207v&ldec=Retail_TE_Social_Should-You-Consider-an-ARM%3F-377207v&loid=joefernandez

To show appreciation toward Italian Americans for their remarkable achievements and contributions especially in the area...
10/27/2022

To show appreciation toward Italian Americans for their remarkable achievements and contributions especially in the areas of arts, science and sports., October is Italian-American Heritage Month. It's been more than 140 years since the first Italians immigrated to the U.S.

Address

2010 Crow Canyon Place, Suite 420
San Ramon, CA
94583

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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