Jennifer Mize NMLS 242790

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Jennifer Mize NMLS 242790 Mortgage advisor helping families navigate home financing by educating and advising. Jennifer's greatest strengths are her experience and commitment. in English.

As a Loan Officer serving a wide range of clients in the SF bay area and central valley area, Jennifer enjoys assisting customers to determine the best mortgage for their situation. Just as important, Jennifer enjoys her job, particularly finding financial solutions for her clients. Also, helping her clients brings tremendous satisfaction. She graduated from UCSB with a B.A. She has continued her professional education with certifications in Real Estate and NMLS. Jennifer lives in Clayton with her 2 children. When not working, Jennifer likes to stay active and spend time with family and friends.

There is more to the monthly payment than just the principal and interest, so make sure you budget for everything. Prop...
10/16/2026

There is more to the monthly payment than just the principal and interest, so make sure you budget for everything. Property taxes are an important part of this but not the only cost. They can change over time as well.

Make sure you see the whole picture when preparing to buy your new home. I'm here if you need help.

Inflation picked up in September, with headline CPI rising 0.6% MoM, largely driven by higher gas and energy costs. The ...
10/14/2026

Inflation picked up in September, with headline CPI rising 0.6% MoM, largely driven by higher gas and energy costs. The annual rate climbed to 3.7%, while core inflation, which excludes food and energy, rose to 2.6%.

I'm sure you have felt this personally as you shop and just live your life. What does this mean for mortgage interest rates...well inflation is not good for rates. If you are in the market for a new home, focus on the payment you can afford and work with your realtor as you negotiate because some people will try waiting. That may not be the best solution, if you are unsure please reach out and we can discuss.

There is more to your monthly mortgage payment than just the principal and interest payment. Did you know you also need...
10/08/2026

There is more to your monthly mortgage payment than just the principal and interest payment. Did you know you also need to budget for the homeowner's insurance, property taxes and PMI (if necessary)? The escrow account is one way to handle these payments, the monthly amount is collected with the mortgage payment and put into the escrow account. Then it is paid from this account when due. This is important to discuss upfront so you understand your options. Reach out with questions. I'm here to help!

Sometimes it helps to think outside the box. This is an example of just that, make the offer on your new home like a ca...
10/05/2026

Sometimes it helps to think outside the box. This is an example of just that, make the offer on your new home like a cash offer. It could be how you get your offer accepted. Reach out for the details.

This can be super helpful right now. There are differences between a permanent and temporary buydown so talk this throu...
10/02/2026

This can be super helpful right now. There are differences between a permanent and temporary buydown so talk this through before deciding. You will want to think about long term and short term options. Let me know if you need some help!

As a homeowner you can build amazing wealth in terms of home equity. You can use that to buy your next home but there a...
09/29/2026

As a homeowner you can build amazing wealth in terms of home equity. You can use that to buy your next home but there are also ways to tap into your home equity for current needs. Do you have home improvements to do, bills that need to be consolidated or perhaps paying for college.

Before you make any big decisions, get information and a consultation that is all designed for you. Then you will make the best decision for you and your family. Please reach out, I am here to help.

This could be your opportunity to purchase your vacation home or your primary home in a vacation area. Each market is d...
09/26/2026

This could be your opportunity to purchase your vacation home or your primary home in a vacation area. Each market is different, so ask lots of questions to see what your options are when making an offer on a home.

And remember, you want to include your pre-approval letter with your offer. It lets the seller know you are serious and that you can follow through with the purchase. Reach out for help.

This is an important question to ask yourself before you put your current home on the market or make an offer. Start wi...
09/24/2026

This is an important question to ask yourself before you put your current home on the market or make an offer. Start with these questions and see what sounds best. Then reach out to learn about additional options that may help you decide.

The more information you have for your unique situation, the better decision you will make. I'm here to help.

Welcome in Fall! Cozy sweaters, cooler weather, and the beginning of the holiday season. Of course, if it stays warmer...
09/23/2026

Welcome in Fall! Cozy sweaters, cooler weather, and the beginning of the holiday season. Of course, if it stays warmer for a bit longer I won't complain...

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2333 San Ramon Valley Boulevard, Ste 495
San Ramon, CA
94583

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