John Kay NMLS #281547

John Kay NMLS #281547 Senior Loan Officer - loanDepot
NMLS #281547
Equal Housing Opportunity For the past 33 years, John F.

Kay has been dedicated to providing a world-class mortgage experience to his clients. He has assisted thousands of customers in securing the home financing they need to achieve their homeownership goals. Whether working with a first-time homebuyer, a seasoned investor or a homeowner seeking to refinance an existing mortgage, he is passionate about helping people from all walks of life. John is ski

lled at carefully guiding his clients through every step of the home loan process, starting with educating them upfront and then providing consistent updates. This has been a proven method to help reduce anxiety and eliminate surprises throughout the transaction. His professionalism and efficiency have earned him a reputation as a trusted source for referrals from real estate agents, past clients and other professionals in the community. John looks forward to serving you and your home financing needs.

Offering incentives can often help your clients secure faster, better sales – if they’re strategic. Know your options so...
03/14/2025

Offering incentives can often help your clients secure faster, better sales – if they’re strategic. Know your options so you can help your sellers get the most out of the deal. That’s what we’re here for. 💵

Monthly maintenance is a great way to keep an eye on your home and avoid bigger fixes down the road. Breaking up this ch...
03/13/2025

Monthly maintenance is a great way to keep an eye on your home and avoid bigger fixes down the road. Breaking up this checklist over the course of the month keeps you organized and your home happy.
For more home maintenance musts, check out our article: http://spr.ly/6182xo85r 💡

Who's making the next big move? Younger Baby Boomers lead the pack when it comes to home sellers, but hot on their heels...
03/12/2025

Who's making the next big move? Younger Baby Boomers lead the pack when it comes to home sellers, but hot on their heels are Gen Xers. 🏠

Senior buyers are entering a new phase of life, and they have a lot of options when it comes to homeownership. Understan...
03/07/2025

Senior buyers are entering a new phase of life, and they have a lot of options when it comes to homeownership. Understanding their financing capabilities opens up their world of possibilities even further – so let’s chat.🏡

03/06/2025

A front door should be the exclamation point to your home’s architectural style. Check out our guide to make sure yours is a good fit: http://spr.ly/6183IhZ97

The coldest January in 25 years may have contributed to a 4.6% drop in pending home sales. Let’s bring your clients out ...
03/05/2025

The coldest January in 25 years may have contributed to a 4.6% drop in pending home sales. Let’s bring your clients out of hibernation. We can’t promise an early spring, but we have ways to warm up the homebuying freeze. ❄️

03/04/2025

Fixer upper stole your heart? Show it some love with a renovation loan. Learn more here: http://spr.ly/6182LSPSG

Open your mind.
03/03/2025

Open your mind.

Are your buyers struggling to save for a down payment? They’re not alone. Younger Millennials especially feel the strain...
02/28/2025

Are your buyers struggling to save for a down payment? They’re not alone. Younger Millennials especially feel the strain of saving. We’ve got options for every buyer – even the ones who want to put 0% down. 💸

Smart upgrades to your home’s entryway offer ease, style and security. 🚪 Video doorbells are great for accepting deliver...
02/27/2025

Smart upgrades to your home’s entryway offer ease, style and security.

🚪 Video doorbells are great for accepting deliveries, welcoming guests or just offering a little piece of mind.

🔒 Stop fumbling with your keys and upgrade to an electronic door lock that uses a keycode, phone or even fingerprint to unlock. Simple and secure.

💡 When the sun goes down, make sure your lights come on! Automatic lights with integrated timer systems keep your entryway perfectly lit inside and out, all day long.

Contact us to learn more about how to enhance your home with smart technology!

5.0 star review received on Experience.com for John Kay by Erika V V - John  went  above and  beyond  during  the  loan ...
02/27/2025

5.0 star review received on Experience.com for John Kay by Erika V V - John went above and beyond during the loan process! Can't thank him enough

Click to see all 869 reviews of John Kay at CrossCountry Mortgage, SVP Loan Origination | NMLS #281547

The plain truth: Existing-home sales slid 4.9% in January – but they’re 2% higher than a year ago. The solution: Talk to...
02/26/2025

The plain truth: Existing-home sales slid 4.9% in January – but they’re 2% higher than a year ago. The solution: Talk to us if you’re seeing an improvement in inventory but less confidence from your buyers. 🤝

Address

San Ramon, CA

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+19258585626

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