Rick SanVicente at Mutual of Omaha Reverse Mortgage

Rick SanVicente at Mutual of Omaha Reverse Mortgage VP NW Area Sales Leader | NMLS #647335 | Mutual of Omaha Mortgage NMLS #1025894 Through the Advisory Council, I am involved with the West County Senior Coalition.

I am a veteran of the Reverse Mortgage industry in Danville, San Ramon and Contra Costa County, having worked in the Reverse Mortgage field for over 15 years. It is my pleasure to help senior citizens and their families find the financial solutions that serve them best. I have helped hundreds of seniors, and their families, achieve peace of mind and financial independence provided by the benefits

of a Reverse Mortgage. I represent Retirement Funding Solutions, a company created to address and solve for one of the most significant challenges facing the Baby Boomer Generation today….Being Financially Prepared for Your Retirement Years. As VP, NW Regional Sales Leader, I’m focused on building a team of highly competent, caring loan officers to serve seniors. We support loan officers according to the way they run their business, whether it’s direct to consumer or through referral sources, such as through the real estate and financial communities. I often partner realtors, financial planners, home healthcare agencies and attorneys. Together we are able to help our seniors find the best solutions possible to meet their financial and independent living needs. My philosophy is one of giving and volunteerism which I accomplish by helping senior citizens in the Northwest. I have volunteered my time by serving on the Advisory Council, and as Co-Chair of the Planning Committee, for Contra Costa County Aging and Adult Services. I have advocated for seniors in the county through financial and management oversight, legislative advocacy, and community outreach. For the last three years, I have served on the Board of Directors for Meals on Wheels of Contra Costa County where I provide management, financial, and marketing oversight to the board. I am an affiliate member and have sponsored the Financial Planning Association, am a past member of NAIFA, and have served on the Economic Development Advisory Committee of San Ramon. Presently I am on the Tri-Valley Estate Planners Council. In November 18, 2010, I was honored for my dedication to the senior community by receiving the Volunteer Service Award for the East Bay/Oakland communities. I have a Bachelor’s degree in economics from UCLA and an MBA in Marketing and Finance from UCLA’s Anderson School of business, and live in Danville, California.

2603 Camino Ramon, Suite 200, San Ramon, CA 94583
Richard San Vicente, NMLS ID 647335. NMLS 1025894, Arizona Mortgage Banker License 0926603, Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act – License 4131356, Regulated by the Colorado Division of Real Estate, Colorado Mortgage Company Registration 1025894, Florida Mortgage Lender License MLD1079, Maine Supervised Lender License 1025894, Montana Mortgage Broker License 1025894, Licensed by the New Hampshire Banking Department 19926-MB, Pennsylvania Department of Banking and Securities License 49997, Oregon Mortgage Lending License ML- 5208, Texas Mortgage Banker Registration 10255894, Utah DRE Mortgage Entity License 8954729, Washington Consumer Loan Company License CL-1025894. These Materials are Not From, and Were Not Approved By, HUD or FHA. www.nmlsconsumeraccess.org

This is a popular way to receive funds from a reverse mortgage! A "line of credit" provides you with flexible access to ...
04/14/2026

This is a popular way to receive funds from a reverse mortgage! A "line of credit" provides you with flexible access to your equity. You only pay interest on the money you actually use, and the unused portion of your credit line typically grows over time.
It acts like a financial safety net or a customizable fund for future needs, without a strict payment schedule. Many of my clients find this option incredibly reassuring. Let's explore if this flexible option is right for you!

By tapping into your home equity, a reverse mortgage provides a steady stream of income or a lump sum, allowing you to c...
04/13/2026

By tapping into your home equity, a reverse mortgage provides a steady stream of income or a lump sum, allowing you to cover living expenses, pay off existing debts, or manage rising costs without dipping into your savings. This financial flexibility can help you maintain your lifestyle and retire when you’re ready, even in the face of inflation.

Explore how a reverse mortgage could help you retire comfortably—reach out to me today! https://news.nationwide.com/companies-struggle-to-hire-promote-amid-uptick-in-delayed-retirements/

Financial Advisors, enhance your clients' legacy planning strategies! Many clients worry that a reverse mortgage means l...
04/10/2026

Financial Advisors, enhance your clients' legacy planning strategies! Many clients worry that a reverse mortgage means less to leave behind. But with the right strategy, it can actually serve to preserve other assets and extend a client’s overall legacy.
A reverse mortgage's line of credit feature, for example, can serve as a long-term emergency reserve — protecting other investments and giving peace of mind to both clients and their families. Let's partner on comprehensive legacy solutions.

Managing medical expenses can be a significant challenge during retirement.According to the 2018 Health and Retirement S...
04/10/2026

Managing medical expenses can be a significant challenge during retirement.
According to the 2018 Health and Retirement Study, 12% of the median retiree’s total retirement income goes towards medical expenses, and 25% of their Social Security benefits are spent on healthcare costs.

If you're looking for a way to ease this financial burden, a Reverse Mortgage could be the solution. By tapping into your home’s equity, you can create an additional source of income to help cover medical expenses and ensure your retirement years are as comfortable and stress-free as possible.

Take control of your retirement finances today. Contact me to learn how a Reverse Mortgage can work for you.

Not every 55+ buyer wants to pay all cash.Many prefer to maintain liquidity for investment, lifestyle, or estate plannin...
04/10/2026

Not every 55+ buyer wants to pay all cash.

Many prefer to maintain liquidity for investment, lifestyle, or estate planning purposes.

SecureEquity® for Purchase provides that flexibility — without a required monthly mortgage payment*.

This can be especially impactful in higher price points.

*Borrower must occupy home as primary residence and remain current on property taxes, homeowner's insurance, the costs of home maintenance, and any HOA fees.

Many buyers 62+ are looking for options that protect retirement cash flow.The Lifestyle Home Loan* allows eligible buyer...
04/09/2026

Many buyers 62+ are looking for options that protect retirement cash flow.

The Lifestyle Home Loan* allows eligible buyers to purchase a home with no required monthly mortgage payments**.

For Realtors, that can mean stronger offers and more confident buyers.

*The Lifestyle Home Loan is a Home Equity Conversion Mortgage for Purchase.
**Borrower must occupy home as primary residence and remain current on property taxes, homeowner's insurance, the costs of home maintenance, and any HOA fees.

Though they won't be winning any beauty pageants, condors are vital to their ecosystem, acting as nature's "cleanup crew...
09/27/2022

Though they won't be winning any beauty pageants, condors are vital to their ecosystem, acting as nature's "cleanup crew." Take a sneak peek behind the scenes of Mutual of Omaha’s Wild Kingdom Protecting the Wild, airing in January 2023.

Behind the Scenes of Protecting the Wild

“Autumn, the year’s last, loveliest smile.” — William C. BryantWe hope you enjoy the first day of Autumn! 🍁
09/22/2022

“Autumn, the year’s last, loveliest smile.” — William C. Bryant

We hope you enjoy the first day of Autumn! 🍁

Want to find great content on all things nature and Mutual of Omaha’s Wild Kingdom - on any device - with just one click...
09/13/2022

Want to find great content on all things nature and Mutual of Omaha’s Wild Kingdom - on any device - with just one click? Become a Wild Kingdom insider now! You’ll learn so much that your friends will be calling you the next Marlin Perkins.

Stay up to date with Mutual of Omaha's Wild Kingdom. Go behind the scenes of new episodes, hear conservation success stories and learn fun animal facts.

"Where liberty dwells, there is my country.” -Benjamin Franklin We will never forget. 🇺🇸
09/11/2022

"Where liberty dwells, there is my country.” -Benjamin Franklin

We will never forget. 🇺🇸

"Many of the   retirees have returned to work or are thinking about returning. And other data supports the trend toward ...
09/09/2022

"Many of the retirees have returned to work or are thinking about returning. And other data supports the trend toward later retirement." 📈 ↗️

Check out the article to learn more.

After a surge of early retirements during the Covid pandemic, Americans are again planning to retire later than their predecessors.

Address

2603 Camino Ramon, Suite 200
San Ramon, CA
94583

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