Michelle Shaman - NMLS 289245

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Michelle Shaman - NMLS 289245 Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Michelle Shaman - NMLS 289245, Mortgage brokers, San Ramon, CA.

Pumpkin decorating or playing in the leaves with the kids in the yard. Which one are you doing this fall? Drop your pick...
10/20/2026

Pumpkin decorating or playing in the leaves with the kids in the yard. Which one are you doing this fall? Drop your pick in the comments.
https://myoc.io/MtnBayTeam

Losing a job is stressful enough without worrying about what it means for your mortgage.The good news is that, depending...
10/16/2026

Losing a job is stressful enough without worrying about what it means for your mortgage.

The good news is that, depending on your circumstances, you may have options, and understanding them can help you make more informed decisions during a difficult time.

Read the full breakdown: pmrloans.com/blog
https://myoc.io/MtnBayTeam

The holiday season can bring tempting purchases, but if buying a home is on the horizon, it's worth being mindful of how...
10/13/2026

The holiday season can bring tempting purchases, but if buying a home is on the horizon, it's worth being mindful of how spending affects your overall financial picture.

Keeping debt low and avoiding large purchases during this time can help keep your debt-to-income ratio in a stronger position when it comes time to apply.
https://myoc.io/MtnBayTeam

There are many reasons people decide to buy a home, but beneath most of them lies something simpler.A place that is your...
10/09/2026

There are many reasons people decide to buy a home, but beneath most of them lies something simpler.

A place that is yours. The opportunity to build equity over time. A foundation that supports the rest of life. For a lot of people, that kind of stability is what they were really looking for all along.
https://myoc.io/MtnBayTeam

It’s easy to keep waiting for the timing to line up, for circumstances to change, or for some future moment when everyth...
10/01/2026

It’s easy to keep waiting for the timing to line up, for circumstances to change, or for some future moment when everything finally makes sense.

But at some point, you have to stop waiting and start making decisions based on the life you want to live. Your home can be part of that, too.
https://myoc.io/MtnBayTeam

09/28/2026

My office for today.

Home library or game room. If you had the space, which one would you choose? Drop your pick in the comments.
09/28/2026

Home library or game room. If you had the space, which one would you choose? Drop your pick in the comments.

Some houses just feel different.They’re the places where you walk in, settle down, and stay awhile. Where friends gather...
09/24/2026

Some houses just feel different.

They’re the places where you walk in, settle down, and stay awhile. Where friends gather, conversations run long, and home feels like somewhere you genuinely want to be.
https://myoc.io/MtnBayTeam

The first day of fall is here.There’s something about that first cool morning when you can finally feel the season chang...
09/22/2026

The first day of fall is here.

There’s something about that first cool morning when you can finally feel the season changing. The air is different, the light is different, and somehow home feels a little more like the place you want to be.

If homeownership is on your list of goals this autumn, this might be the season to start putting those plans in motion.

If you've been preapproved for a mortgage, there's something important to keep in mind. That letter has an expiration da...
09/21/2026

If you've been preapproved for a mortgage, there's something important to keep in mind. That letter has an expiration date.
Understanding how long preapproval lasts, what can affect it, and what to do if your home search takes longer than expected can help keep the process on track.

Read the full breakdown: pmrloans.com/blog

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San Ramon, CA

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