Boris Smolgovsky - Insurance Broker

Boris Smolgovsky - Insurance Broker Boris Smolgovsky Insurance Agency - Independent Insurance Brokerage

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๐Ÿ˜๐‘ณ๐’†๐’•'๐’” ๐‘ด๐’‚๐’Œ๐’† ๐‘ฏ๐’๐’Ž๐’† ๐‘ณ๐’๐’‚๐’๐’” ๐‘ญ๐’–๐’ ๐‘จ๐’ˆ๐’‚๐’Š๐’!๐Ÿ“ž๐‚๐Ž๐๐“๐€๐‚๐“ Boris Smolgovsky - Mortgage Loan Consultant, Call 925-699-1210 OR DM ๐…๐Ž๐‘ ๐€๐๐˜ ๐‡...
05/03/2024

๐Ÿ˜๐‘ณ๐’†๐’•'๐’” ๐‘ด๐’‚๐’Œ๐’† ๐‘ฏ๐’๐’Ž๐’† ๐‘ณ๐’๐’‚๐’๐’” ๐‘ญ๐’–๐’ ๐‘จ๐’ˆ๐’‚๐’Š๐’!
๐Ÿ“ž๐‚๐Ž๐๐“๐€๐‚๐“ Boris Smolgovsky - Mortgage Loan Consultant, Call 925-699-1210 OR DM ๐…๐Ž๐‘ ๐€๐๐˜ ๐‡๐Ž๐Œ๐„ ๐‹๐Ž๐€๐ ๐๐”๐„๐’๐“๐ˆ๐Ž๐๐’, ๐๐‘๐„๐€๐๐๐‘๐Ž๐•๐€๐‹๐’ ๐€๐๐ƒ ๐…๐‘๐„๐„ ๐‚๐Ž๐๐’๐”๐‹๐€๐“๐ˆ๐Ž๐๐’.

๐‘ฏ๐’๐’˜ ๐’•๐’ ๐‘น๐’†๐’”๐’๐’๐’—๐’† ๐’‚ ๐‘ซ๐’Š๐’”๐’‘๐’–๐’•๐’† ๐‘พ๐’Š๐’•๐’‰ ๐‘ท๐’“๐’๐’‘๐’†๐’“๐’•๐’š ๐‘ต๐’†๐’Š๐’ˆ๐’‰๐’ƒ๐’๐’“๐’”Unless you live pretty remotely, you probably have a neighbor somewhere....
04/24/2024

๐‘ฏ๐’๐’˜ ๐’•๐’ ๐‘น๐’†๐’”๐’๐’๐’—๐’† ๐’‚ ๐‘ซ๐’Š๐’”๐’‘๐’–๐’•๐’† ๐‘พ๐’Š๐’•๐’‰ ๐‘ท๐’“๐’๐’‘๐’†๐’“๐’•๐’š ๐‘ต๐’†๐’Š๐’ˆ๐’‰๐’ƒ๐’๐’“๐’”
Unless you live pretty remotely, you probably have a neighbor somewhere. When people live in close proximity, sometimes there are disagreementsโ€”this is natural, and hopefully easily resolved. According to legal studies, about 42% of Americans report a conflict with neighbors, and those generally fall into four categories: noise, pets, unkempt property, and property boundaries.

๐˜๐˜ฐ๐˜ธ ๐˜ต๐˜ฐ ๐˜ณ๐˜ฆ๐˜ด๐˜ฐ๐˜ญ๐˜ท๐˜ฆ ๐˜ฏ๐˜ฆ๐˜ช๐˜จ๐˜ฉ๐˜ฃ๐˜ฐ๐˜ณ ๐˜ฅ๐˜ช๐˜ด๐˜ฑ๐˜ถ๐˜ต๐˜ฆ๐˜ด ๐˜ฃ๐˜ฆ๐˜ง๐˜ฐ๐˜ณ๐˜ฆ ๐˜ต๐˜ฉ๐˜ฆ๐˜บ ๐˜ฆ๐˜ด๐˜ค๐˜ข๐˜ญ๐˜ข๐˜ต๐˜ฆ. Proaction is better than reaction, so having a relationship with your neighbor is the best way to head off disputes before they happen. The first step is to initiate a polite and cordial conversation with the neighbor. Be prepared with a proposed solution or compromise so that you can make suggestions. Try to approach the conversation at a time when everyone is calm and agreeable to talking. Be sure to take their perspective into considerationโ€”every dispute has two sides, and a compromise means accepting both. Non-violent communication focuses on listening, rather than talking, and on trying to dig into each otherโ€™s needs, which can place an emphasis on equity rather than equality.

๐˜ˆ๐˜ญ๐˜ธ๐˜ข๐˜บ๐˜ด ๐˜ฎ๐˜ข๐˜ช๐˜ฏ๐˜ต๐˜ข๐˜ช๐˜ฏ ๐˜ธ๐˜ณ๐˜ช๐˜ต๐˜ต๐˜ฆ๐˜ฏ ๐˜ณ๐˜ฆ๐˜ค๐˜ฐ๐˜ณ๐˜ฅ๐˜ด. If your complaints are about specific incidents, take notes. Note the type of incident (with details), dates and times. You should also take notes of conversations with the neighbor or any attempts to resolve the dispute. This might help you later if you need to involve a mediator or prove that you acted in good faith.

๐˜ž๐˜ฉ๐˜ฆ๐˜ฏ ๐˜ช๐˜ตโ€™๐˜ด ๐˜ต๐˜ช๐˜ฎ๐˜ฆ ๐˜ต๐˜ฐ ๐˜ฆ๐˜ด๐˜ค๐˜ข๐˜ญ๐˜ข๐˜ต๐˜ฆ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฅ๐˜ช๐˜ด๐˜ฑ๐˜ถ๐˜ต๐˜ฆ. Geniality wonโ€™t solve every issue, and sometimes these offenses rise above annoyance to real safety or property value issues. You might resolve your issue by bringing in a neutral third party (mediator or Home Owners Association) who can see things objectively. Sometimes itโ€™s helpful to have a facilitator who can assist in reaching a mutually agreeable solution.

๐˜’๐˜ฏ๐˜ฐ๐˜ธ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ณ๐˜ช๐˜จ๐˜ฉ๐˜ต๐˜ด ๐˜ข๐˜ฏ๐˜ฅ ๐˜ข๐˜ฑ๐˜ฑ๐˜ญ๐˜ช๐˜ค๐˜ข๐˜ฃ๐˜ญ๐˜ฆ ๐˜ญ๐˜ข๐˜ธ๐˜ด ๐˜ข๐˜ฏ๐˜ฅ ๐˜ณ๐˜ฆ๐˜จ๐˜ถ๐˜ญ๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ด. If your homeowners association has rules or if there are local laws or ordinances applicable to the situation, be familiar with them. This can help if you believe your neighbor is violating a rule.
๐˜’๐˜ฆ๐˜ฆ๐˜ฑ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ค๐˜ฐ๐˜ฐ๐˜ญ. Any conflict can become emotionally charged. In a neighbor dispute that might involve pets or children, this could be even more so. But if you lose your temper, itโ€™s going to make it more difficult to reach resolution.

๐˜”๐˜ข๐˜ฌ๐˜ฆ ๐˜ข ๐˜ณ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ณ๐˜ต ๐˜ต๐˜ฐ ๐˜ญ๐˜ฐ๐˜ค๐˜ข๐˜ญ ๐˜ฐ๐˜ง๐˜ง๐˜ช๐˜ค๐˜ช๐˜ข๐˜ญ๐˜ด. If the neighborโ€™s actions are illegal, causing property damage, or are safety hazards, you might need to involve local authorities. This is where documentation could be important. If you have photos or other evidence of illegal behavior, you can contact the appropriate municipal officer.

๐˜Š๐˜ฐ๐˜ฏ๐˜ด๐˜ถ๐˜ญ๐˜ต with ๐˜ญ๐˜ข๐˜ธ๐˜บ๐˜ฆ๐˜ณ. If the matter is a small injury or property loss, you can take your issue to small claims court. However, if youโ€™re seeking some other relief, like an injunction or restraining orderโ€”or something differentโ€”a lawyer is the best person to ask about your options.
You can contact a lawyer to help you navigate & negotiate a dispute, even if it never leads to a lawsuit. This is particularly useful if youโ€™re dealing with a toxic tort or premises liability claim, including a dog bite or similar, boundary disputes.

๐‚๐Ž๐๐“๐€๐‚๐“ Boris Smolgovsky - Mortgage Loan Consultant, Call 925-699-1210 OR DM ๐…๐Ž๐‘ ๐€๐๐˜ ๐‡๐Ž๐Œ๐„ ๐‹๐Ž๐€๐ ๐๐”๐„๐’๐“๐ˆ๐Ž๐๐’, ๐๐‘๐„๐€๐๐๐‘๐Ž๐•๐€๐‹๐’ ๐€๐๐ƒ ๐…๐‘๐„๐„ ๐‚๐Ž๐๐’๐”๐‹๐€๐“๐ˆ๐Ž๐๐’.

๐‚๐Ž๐๐“๐€๐‚๐“ Boris Smolgovsky - Mortgage Loan Consultant, Call 925-699-1210 OR DM ๐…๐Ž๐‘ ๐€๐๐˜ ๐‡๐Ž๐Œ๐„ ๐‹๐Ž๐€๐ ๐๐”๐„๐’๐“๐ˆ๐Ž๐๐’, ๐๐‘๐„๐€๐๐๐‘๐Ž๐•๐€๐‹๐’ ๐€...
04/09/2024

๐‚๐Ž๐๐“๐€๐‚๐“ Boris Smolgovsky - Mortgage Loan Consultant, Call 925-699-1210 OR DM ๐…๐Ž๐‘ ๐€๐๐˜ ๐‡๐Ž๐Œ๐„ ๐‹๐Ž๐€๐ ๐๐”๐„๐’๐“๐ˆ๐Ž๐๐’, ๐๐‘๐„๐€๐๐๐‘๐Ž๐•๐€๐‹๐’ ๐€๐๐ƒ ๐…๐‘๐„๐„ ๐‚๐Ž๐๐’๐”๐‹๐€๐“๐ˆ๐Ž๐๐’.

๐Ÿ’ฅFast, easy Mortgage Loan approvals and closing. ๐Ÿ’ฏFunding every day, available to talk at any time. Call Boris Mortgage ...
04/08/2024

๐Ÿ’ฅFast, easy Mortgage Loan approvals and closing. ๐Ÿ’ฏFunding every day, available to talk at any time. Call Boris Mortgage Now!

๐Ÿ“ž๐‚๐Ž๐๐“๐€๐‚๐“ Boris Smolgovsky - Mortgage Loan Consultant, Call 925-699-1210 OR DM ๐…๐Ž๐‘ ๐€๐๐˜ ๐‡๐Ž๐Œ๐„ ๐‹๐Ž๐€๐ ๐๐”๐„๐’๐“๐ˆ๐Ž๐๐’, ๐๐‘๐„๐€๐๐๐‘๐Ž๐•๐€๐‹๐’ ๐€๐๐ƒ ๐…๐‘๐„๐„ ๐‚๐Ž๐๐’๐”๐‹๐€๐“๐ˆ๐Ž๐๐’.

๐Ÿ˜Š Are you ready for your Slice Of Home Ownership Happiness? Ready to Finance New Home or Refinance? ๐ŸŽ‰๐Ÿ“ž๐‚๐Ž๐๐“๐€๐‚๐“ Boris Smol...
03/04/2024

๐Ÿ˜Š Are you ready for your Slice Of Home Ownership Happiness? Ready to Finance New Home or Refinance? ๐ŸŽ‰

๐Ÿ“ž๐‚๐Ž๐๐“๐€๐‚๐“ Boris Smolgovsky - Mortgage Loan Consultant, Call 925-699-1210 OR DM ๐…๐Ž๐‘ ๐€๐๐˜ ๐‡๐Ž๐Œ๐„ ๐‹๐Ž๐€๐ ๐๐”๐„๐’๐“๐ˆ๐Ž๐๐’, ๐๐‘๐„๐€๐๐๐‘๐Ž๐•๐€๐‹๐’ ๐€๐๐ƒ ๐…๐‘๐„๐„ ๐‚๐Ž๐๐’๐”๐‹๐€๐“๐ˆ๐Ž๐๐’.

๐ŸŒจ Enjoy Your Rainy Friday and Happy Weekend! ๐Ÿ˜Š๐Ÿ‘Œ Perfect days to DO HOME LOANS TOGETHER!๐Ÿ“ž๐‚๐Ž๐๐“๐€๐‚๐“ BORIS SMOLGOVSKY , Call ...
03/01/2024

๐ŸŒจ Enjoy Your Rainy Friday and Happy Weekend! ๐Ÿ˜Š
๐Ÿ‘Œ Perfect days to DO HOME LOANS TOGETHER!
๐Ÿ“ž๐‚๐Ž๐๐“๐€๐‚๐“ BORIS SMOLGOVSKY , Call 925-699-1210 OR DM ๐…๐Ž๐‘ ๐€๐๐˜ ๐‡๐Ž๐Œ๐„ ๐‹๐Ž๐€๐ ๐๐”๐„๐’๐“๐ˆ๐Ž๐๐’, ๐๐‘๐„๐€๐๐๐‘๐Ž๐•๐€๐‹๐’ ๐€๐๐ƒ ๐…๐‘๐„๐„ ๐‚๐Ž๐๐’๐”๐‹๐€๐“๐ˆ๐Ž๐๐’.

๐ŸŽ‰Happy Friday and Enjoy Long Weekend!๐Ÿ˜Š๐‘จ๐’๐’˜๐’‚๐’š๐’” ๐‘ถ๐’‘๐’†๐’ โฐ๐’•๐’ ๐’˜๐’๐’“๐’Œ ๐’๐’ ๐’š๐’๐’–๐’“ ๐’‰๐’๐’Ž๐’† ๐’๐’๐’‚๐’๐’”. ๐‘ท๐’Š๐’„๐’Œ ๐’–๐’‘ ๐’•๐’‰๐’† ๐’‘๐’‰๐’๐’๐’† ๐’๐’“ ๐‘ซ๐‘ด ๐‘ต๐‘ถ๐‘พ!๐Ÿ“ž๐‚๐Ž๐๐“๐€๐‚๐“ Bori...
02/16/2024

๐ŸŽ‰Happy Friday and Enjoy Long Weekend!๐Ÿ˜Š
๐‘จ๐’๐’˜๐’‚๐’š๐’” ๐‘ถ๐’‘๐’†๐’ โฐ๐’•๐’ ๐’˜๐’๐’“๐’Œ ๐’๐’ ๐’š๐’๐’–๐’“ ๐’‰๐’๐’Ž๐’† ๐’๐’๐’‚๐’๐’”. ๐‘ท๐’Š๐’„๐’Œ ๐’–๐’‘ ๐’•๐’‰๐’† ๐’‘๐’‰๐’๐’๐’† ๐’๐’“ ๐‘ซ๐‘ด ๐‘ต๐‘ถ๐‘พ!

๐Ÿ“ž๐‚๐Ž๐๐“๐€๐‚๐“ Boris Smolgovsky - Mortgage Loan Consultant, Call 925-699-1210 OR DM ๐…๐Ž๐‘ ๐€๐๐˜ ๐‡๐Ž๐Œ๐„ ๐‹๐Ž๐€๐ ๐๐”๐„๐’๐“๐ˆ๐Ž๐๐’, ๐๐‘๐„๐€๐๐๐‘๐Ž๐•๐€๐‹๐’ ๐€๐๐ƒ ๐…๐‘๐„๐„ ๐‚๐Ž๐๐’๐”๐‹๐€๐“๐ˆ๐Ž๐๐’.

๐Ÿ‘ŒIt Is the Perfect Time to Get Out of Stock Market and INVEST INTO REAL ESTATE!๐Ÿ”ฅ๐Ÿ’ช๐ˆ ๐ก๐š๐ฏ๐ž ๐š๐ฅ๐ฅ ๐ญ๐ก๐ž ๐…๐ข๐ง๐š๐ง๐œ๐ข๐ง๐  ๐’๐จ๐ฅ๐ฎ๐ญ๐ข๐จ๐ง๐ฌ ๐Ÿ๐จ๐ซ ...
01/22/2024

๐Ÿ‘ŒIt Is the Perfect Time to Get Out of Stock Market and INVEST INTO REAL ESTATE!๐Ÿ”ฅ
๐Ÿ’ช๐ˆ ๐ก๐š๐ฏ๐ž ๐š๐ฅ๐ฅ ๐ญ๐ก๐ž ๐…๐ข๐ง๐š๐ง๐œ๐ข๐ง๐  ๐’๐จ๐ฅ๐ฎ๐ญ๐ข๐จ๐ง๐ฌ ๐Ÿ๐จ๐ซ ๐†๐ซ๐ž๐š๐ญ๐ž๐ฌ๐ญ ๐ข๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ!

๐Ÿ“ž๐‚๐Ž๐๐“๐€๐‚๐“ Boris Smolgovsky - Mortgage Loan Consultant, Call 925-699-1210 OR DM ๐…๐Ž๐‘ ๐€๐๐˜ ๐‡๐Ž๐Œ๐„ ๐‹๐Ž๐€๐ ๐๐”๐„๐’๐“๐ˆ๐Ž๐๐’, ๐๐‘๐„๐€๐๐๐‘๐Ž๐•๐€๐‹๐’ ๐€๐๐ƒ ๐…๐‘๐„๐„ ๐‚๐Ž๐๐’๐”๐‹๐€๐“๐ˆ๐Ž๐๐’.

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