Boris Smolgovsky - Insurance Broker

Boris Smolgovsky - Insurance Broker Boris Smolgovsky Insurance Agency - Independent Insurance Brokerage

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๐Ÿ˜๐‘ณ๐’†๐’•'๐’” ๐‘ด๐’‚๐’Œ๐’† ๐‘ฏ๐’๐’Ž๐’† ๐‘ณ๐’๐’‚๐’๐’” ๐‘ญ๐’–๐’ ๐‘จ๐’ˆ๐’‚๐’Š๐’!๐Ÿ“ž๐‚๐Ž๐๐“๐€๐‚๐“ Boris Smolgovsky - Mortgage Loan Consultant, Call 925-699-1210 OR DM ๐…๐Ž๐‘ ๐€๐๐˜ ๐‡...
05/03/2024

๐Ÿ˜๐‘ณ๐’†๐’•'๐’” ๐‘ด๐’‚๐’Œ๐’† ๐‘ฏ๐’๐’Ž๐’† ๐‘ณ๐’๐’‚๐’๐’” ๐‘ญ๐’–๐’ ๐‘จ๐’ˆ๐’‚๐’Š๐’!
๐Ÿ“ž๐‚๐Ž๐๐“๐€๐‚๐“ Boris Smolgovsky - Mortgage Loan Consultant, Call 925-699-1210 OR DM ๐…๐Ž๐‘ ๐€๐๐˜ ๐‡๐Ž๐Œ๐„ ๐‹๐Ž๐€๐ ๐๐”๐„๐’๐“๐ˆ๐Ž๐๐’, ๐๐‘๐„๐€๐๐๐‘๐Ž๐•๐€๐‹๐’ ๐€๐๐ƒ ๐…๐‘๐„๐„ ๐‚๐Ž๐๐’๐”๐‹๐€๐“๐ˆ๐Ž๐๐’.

๐‘ฏ๐’๐’˜ ๐’•๐’ ๐‘น๐’†๐’”๐’๐’๐’—๐’† ๐’‚ ๐‘ซ๐’Š๐’”๐’‘๐’–๐’•๐’† ๐‘พ๐’Š๐’•๐’‰ ๐‘ท๐’“๐’๐’‘๐’†๐’“๐’•๐’š ๐‘ต๐’†๐’Š๐’ˆ๐’‰๐’ƒ๐’๐’“๐’”Unless you live pretty remotely, you probably have a neighbor somewhere....
04/24/2024

๐‘ฏ๐’๐’˜ ๐’•๐’ ๐‘น๐’†๐’”๐’๐’๐’—๐’† ๐’‚ ๐‘ซ๐’Š๐’”๐’‘๐’–๐’•๐’† ๐‘พ๐’Š๐’•๐’‰ ๐‘ท๐’“๐’๐’‘๐’†๐’“๐’•๐’š ๐‘ต๐’†๐’Š๐’ˆ๐’‰๐’ƒ๐’๐’“๐’”
Unless you live pretty remotely, you probably have a neighbor somewhere. When people live in close proximity, sometimes there are disagreementsโ€”this is natural, and hopefully easily resolved. According to legal studies, about 42% of Americans report a conflict with neighbors, and those generally fall into four categories: noise, pets, unkempt property, and property boundaries.

๐˜๐˜ฐ๐˜ธ ๐˜ต๐˜ฐ ๐˜ณ๐˜ฆ๐˜ด๐˜ฐ๐˜ญ๐˜ท๐˜ฆ ๐˜ฏ๐˜ฆ๐˜ช๐˜จ๐˜ฉ๐˜ฃ๐˜ฐ๐˜ณ ๐˜ฅ๐˜ช๐˜ด๐˜ฑ๐˜ถ๐˜ต๐˜ฆ๐˜ด ๐˜ฃ๐˜ฆ๐˜ง๐˜ฐ๐˜ณ๐˜ฆ ๐˜ต๐˜ฉ๐˜ฆ๐˜บ ๐˜ฆ๐˜ด๐˜ค๐˜ข๐˜ญ๐˜ข๐˜ต๐˜ฆ. Proaction is better than reaction, so having a relationship with your neighbor is the best way to head off disputes before they happen. The first step is to initiate a polite and cordial conversation with the neighbor. Be prepared with a proposed solution or compromise so that you can make suggestions. Try to approach the conversation at a time when everyone is calm and agreeable to talking. Be sure to take their perspective into considerationโ€”every dispute has two sides, and a compromise means accepting both. Non-violent communication focuses on listening, rather than talking, and on trying to dig into each otherโ€™s needs, which can place an emphasis on equity rather than equality.

๐˜ˆ๐˜ญ๐˜ธ๐˜ข๐˜บ๐˜ด ๐˜ฎ๐˜ข๐˜ช๐˜ฏ๐˜ต๐˜ข๐˜ช๐˜ฏ ๐˜ธ๐˜ณ๐˜ช๐˜ต๐˜ต๐˜ฆ๐˜ฏ ๐˜ณ๐˜ฆ๐˜ค๐˜ฐ๐˜ณ๐˜ฅ๐˜ด. If your complaints are about specific incidents, take notes. Note the type of incident (with details), dates and times. You should also take notes of conversations with the neighbor or any attempts to resolve the dispute. This might help you later if you need to involve a mediator or prove that you acted in good faith.

๐˜ž๐˜ฉ๐˜ฆ๐˜ฏ ๐˜ช๐˜ตโ€™๐˜ด ๐˜ต๐˜ช๐˜ฎ๐˜ฆ ๐˜ต๐˜ฐ ๐˜ฆ๐˜ด๐˜ค๐˜ข๐˜ญ๐˜ข๐˜ต๐˜ฆ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฅ๐˜ช๐˜ด๐˜ฑ๐˜ถ๐˜ต๐˜ฆ. Geniality wonโ€™t solve every issue, and sometimes these offenses rise above annoyance to real safety or property value issues. You might resolve your issue by bringing in a neutral third party (mediator or Home Owners Association) who can see things objectively. Sometimes itโ€™s helpful to have a facilitator who can assist in reaching a mutually agreeable solution.

๐˜’๐˜ฏ๐˜ฐ๐˜ธ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ณ๐˜ช๐˜จ๐˜ฉ๐˜ต๐˜ด ๐˜ข๐˜ฏ๐˜ฅ ๐˜ข๐˜ฑ๐˜ฑ๐˜ญ๐˜ช๐˜ค๐˜ข๐˜ฃ๐˜ญ๐˜ฆ ๐˜ญ๐˜ข๐˜ธ๐˜ด ๐˜ข๐˜ฏ๐˜ฅ ๐˜ณ๐˜ฆ๐˜จ๐˜ถ๐˜ญ๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ด. If your homeowners association has rules or if there are local laws or ordinances applicable to the situation, be familiar with them. This can help if you believe your neighbor is violating a rule.
๐˜’๐˜ฆ๐˜ฆ๐˜ฑ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ค๐˜ฐ๐˜ฐ๐˜ญ. Any conflict can become emotionally charged. In a neighbor dispute that might involve pets or children, this could be even more so. But if you lose your temper, itโ€™s going to make it more difficult to reach resolution.

๐˜”๐˜ข๐˜ฌ๐˜ฆ ๐˜ข ๐˜ณ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ณ๐˜ต ๐˜ต๐˜ฐ ๐˜ญ๐˜ฐ๐˜ค๐˜ข๐˜ญ ๐˜ฐ๐˜ง๐˜ง๐˜ช๐˜ค๐˜ช๐˜ข๐˜ญ๐˜ด. If the neighborโ€™s actions are illegal, causing property damage, or are safety hazards, you might need to involve local authorities. This is where documentation could be important. If you have photos or other evidence of illegal behavior, you can contact the appropriate municipal officer.

๐˜Š๐˜ฐ๐˜ฏ๐˜ด๐˜ถ๐˜ญ๐˜ต with ๐˜ญ๐˜ข๐˜ธ๐˜บ๐˜ฆ๐˜ณ. If the matter is a small injury or property loss, you can take your issue to small claims court. However, if youโ€™re seeking some other relief, like an injunction or restraining orderโ€”or something differentโ€”a lawyer is the best person to ask about your options.
You can contact a lawyer to help you navigate & negotiate a dispute, even if it never leads to a lawsuit. This is particularly useful if youโ€™re dealing with a toxic tort or premises liability claim, including a dog bite or similar, boundary disputes.

๐‚๐Ž๐๐“๐€๐‚๐“ Boris Smolgovsky - Mortgage Loan Consultant, Call 925-699-1210 OR DM ๐…๐Ž๐‘ ๐€๐๐˜ ๐‡๐Ž๐Œ๐„ ๐‹๐Ž๐€๐ ๐๐”๐„๐’๐“๐ˆ๐Ž๐๐’, ๐๐‘๐„๐€๐๐๐‘๐Ž๐•๐€๐‹๐’ ๐€๐๐ƒ ๐…๐‘๐„๐„ ๐‚๐Ž๐๐’๐”๐‹๐€๐“๐ˆ๐Ž๐๐’.

๐‚๐Ž๐๐“๐€๐‚๐“ Boris Smolgovsky - Mortgage Loan Consultant, Call 925-699-1210 OR DM ๐…๐Ž๐‘ ๐€๐๐˜ ๐‡๐Ž๐Œ๐„ ๐‹๐Ž๐€๐ ๐๐”๐„๐’๐“๐ˆ๐Ž๐๐’, ๐๐‘๐„๐€๐๐๐‘๐Ž๐•๐€๐‹๐’ ๐€...
04/09/2024

๐‚๐Ž๐๐“๐€๐‚๐“ Boris Smolgovsky - Mortgage Loan Consultant, Call 925-699-1210 OR DM ๐…๐Ž๐‘ ๐€๐๐˜ ๐‡๐Ž๐Œ๐„ ๐‹๐Ž๐€๐ ๐๐”๐„๐’๐“๐ˆ๐Ž๐๐’, ๐๐‘๐„๐€๐๐๐‘๐Ž๐•๐€๐‹๐’ ๐€๐๐ƒ ๐…๐‘๐„๐„ ๐‚๐Ž๐๐’๐”๐‹๐€๐“๐ˆ๐Ž๐๐’.

๐Ÿ’ฅFast, easy Mortgage Loan approvals and closing. ๐Ÿ’ฏFunding every day, available to talk at any time. Call Boris Mortgage ...
04/08/2024

๐Ÿ’ฅFast, easy Mortgage Loan approvals and closing. ๐Ÿ’ฏFunding every day, available to talk at any time. Call Boris Mortgage Now!

๐Ÿ“ž๐‚๐Ž๐๐“๐€๐‚๐“ Boris Smolgovsky - Mortgage Loan Consultant, Call 925-699-1210 OR DM ๐…๐Ž๐‘ ๐€๐๐˜ ๐‡๐Ž๐Œ๐„ ๐‹๐Ž๐€๐ ๐๐”๐„๐’๐“๐ˆ๐Ž๐๐’, ๐๐‘๐„๐€๐๐๐‘๐Ž๐•๐€๐‹๐’ ๐€๐๐ƒ ๐…๐‘๐„๐„ ๐‚๐Ž๐๐’๐”๐‹๐€๐“๐ˆ๐Ž๐๐’.

๐Ÿ˜Š Are you ready for your Slice Of Home Ownership Happiness? Ready to Finance New Home or Refinance? ๐ŸŽ‰๐Ÿ“ž๐‚๐Ž๐๐“๐€๐‚๐“ Boris Smol...
03/04/2024

๐Ÿ˜Š Are you ready for your Slice Of Home Ownership Happiness? Ready to Finance New Home or Refinance? ๐ŸŽ‰

๐Ÿ“ž๐‚๐Ž๐๐“๐€๐‚๐“ Boris Smolgovsky - Mortgage Loan Consultant, Call 925-699-1210 OR DM ๐…๐Ž๐‘ ๐€๐๐˜ ๐‡๐Ž๐Œ๐„ ๐‹๐Ž๐€๐ ๐๐”๐„๐’๐“๐ˆ๐Ž๐๐’, ๐๐‘๐„๐€๐๐๐‘๐Ž๐•๐€๐‹๐’ ๐€๐๐ƒ ๐…๐‘๐„๐„ ๐‚๐Ž๐๐’๐”๐‹๐€๐“๐ˆ๐Ž๐๐’.

๐ŸŒจ Enjoy Your Rainy Friday and Happy Weekend! ๐Ÿ˜Š๐Ÿ‘Œ Perfect days to DO HOME LOANS TOGETHER!๐Ÿ“ž๐‚๐Ž๐๐“๐€๐‚๐“ BORIS SMOLGOVSKY , Call ...
03/01/2024

๐ŸŒจ Enjoy Your Rainy Friday and Happy Weekend! ๐Ÿ˜Š
๐Ÿ‘Œ Perfect days to DO HOME LOANS TOGETHER!
๐Ÿ“ž๐‚๐Ž๐๐“๐€๐‚๐“ BORIS SMOLGOVSKY , Call 925-699-1210 OR DM ๐…๐Ž๐‘ ๐€๐๐˜ ๐‡๐Ž๐Œ๐„ ๐‹๐Ž๐€๐ ๐๐”๐„๐’๐“๐ˆ๐Ž๐๐’, ๐๐‘๐„๐€๐๐๐‘๐Ž๐•๐€๐‹๐’ ๐€๐๐ƒ ๐…๐‘๐„๐„ ๐‚๐Ž๐๐’๐”๐‹๐€๐“๐ˆ๐Ž๐๐’.

๐ŸŽ‰Happy Friday and Enjoy Long Weekend!๐Ÿ˜Š๐‘จ๐’๐’˜๐’‚๐’š๐’” ๐‘ถ๐’‘๐’†๐’ โฐ๐’•๐’ ๐’˜๐’๐’“๐’Œ ๐’๐’ ๐’š๐’๐’–๐’“ ๐’‰๐’๐’Ž๐’† ๐’๐’๐’‚๐’๐’”. ๐‘ท๐’Š๐’„๐’Œ ๐’–๐’‘ ๐’•๐’‰๐’† ๐’‘๐’‰๐’๐’๐’† ๐’๐’“ ๐‘ซ๐‘ด ๐‘ต๐‘ถ๐‘พ!๐Ÿ“ž๐‚๐Ž๐๐“๐€๐‚๐“ Bori...
02/16/2024

๐ŸŽ‰Happy Friday and Enjoy Long Weekend!๐Ÿ˜Š
๐‘จ๐’๐’˜๐’‚๐’š๐’” ๐‘ถ๐’‘๐’†๐’ โฐ๐’•๐’ ๐’˜๐’๐’“๐’Œ ๐’๐’ ๐’š๐’๐’–๐’“ ๐’‰๐’๐’Ž๐’† ๐’๐’๐’‚๐’๐’”. ๐‘ท๐’Š๐’„๐’Œ ๐’–๐’‘ ๐’•๐’‰๐’† ๐’‘๐’‰๐’๐’๐’† ๐’๐’“ ๐‘ซ๐‘ด ๐‘ต๐‘ถ๐‘พ!

๐Ÿ“ž๐‚๐Ž๐๐“๐€๐‚๐“ Boris Smolgovsky - Mortgage Loan Consultant, Call 925-699-1210 OR DM ๐…๐Ž๐‘ ๐€๐๐˜ ๐‡๐Ž๐Œ๐„ ๐‹๐Ž๐€๐ ๐๐”๐„๐’๐“๐ˆ๐Ž๐๐’, ๐๐‘๐„๐€๐๐๐‘๐Ž๐•๐€๐‹๐’ ๐€๐๐ƒ ๐…๐‘๐„๐„ ๐‚๐Ž๐๐’๐”๐‹๐€๐“๐ˆ๐Ž๐๐’.

๐Ÿ‘ŒIt Is the Perfect Time to Get Out of Stock Market and INVEST INTO REAL ESTATE!๐Ÿ”ฅ๐Ÿ’ช๐ˆ ๐ก๐š๐ฏ๐ž ๐š๐ฅ๐ฅ ๐ญ๐ก๐ž ๐…๐ข๐ง๐š๐ง๐œ๐ข๐ง๐  ๐’๐จ๐ฅ๐ฎ๐ญ๐ข๐จ๐ง๐ฌ ๐Ÿ๐จ๐ซ ...
01/22/2024

๐Ÿ‘ŒIt Is the Perfect Time to Get Out of Stock Market and INVEST INTO REAL ESTATE!๐Ÿ”ฅ
๐Ÿ’ช๐ˆ ๐ก๐š๐ฏ๐ž ๐š๐ฅ๐ฅ ๐ญ๐ก๐ž ๐…๐ข๐ง๐š๐ง๐œ๐ข๐ง๐  ๐’๐จ๐ฅ๐ฎ๐ญ๐ข๐จ๐ง๐ฌ ๐Ÿ๐จ๐ซ ๐†๐ซ๐ž๐š๐ญ๐ž๐ฌ๐ญ ๐ข๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ!

๐Ÿ“ž๐‚๐Ž๐๐“๐€๐‚๐“ Boris Smolgovsky - Mortgage Loan Consultant, Call 925-699-1210 OR DM ๐…๐Ž๐‘ ๐€๐๐˜ ๐‡๐Ž๐Œ๐„ ๐‹๐Ž๐€๐ ๐๐”๐„๐’๐“๐ˆ๐Ž๐๐’, ๐๐‘๐„๐€๐๐๐‘๐Ž๐•๐€๐‹๐’ ๐€๐๐ƒ ๐…๐‘๐„๐„ ๐‚๐Ž๐๐’๐”๐‹๐€๐“๐ˆ๐Ž๐๐’.

๐ŸŽ‰๐‘ฏ๐’‚๐’‘๐’‘๐’š ๐‘ญ๐’“๐’Š๐’…๐’‚๐’š! ๐‘ฏ๐’†๐’๐’๐’ ๐‘พ๐’†๐’†๐’Œ๐’†๐’๐’… ๐‘ด๐’๐’“๐’•๐’ˆ๐’‚๐’ˆ๐’† ๐‘ณ๐’๐’‚๐’๐’”!๐Ÿ’ฐ Open & Ready for preapprovals and consultations. Interest Rates are DOWN, ...
01/19/2024

๐ŸŽ‰๐‘ฏ๐’‚๐’‘๐’‘๐’š ๐‘ญ๐’“๐’Š๐’…๐’‚๐’š! ๐‘ฏ๐’†๐’๐’๐’ ๐‘พ๐’†๐’†๐’Œ๐’†๐’๐’… ๐‘ด๐’๐’“๐’•๐’ˆ๐’‚๐’ˆ๐’† ๐‘ณ๐’๐’‚๐’๐’”!๐Ÿ’ฐ Open & Ready for preapprovals and consultations.

Interest Rates are DOWN, Don't Wait, Call Now!

โ˜Ž ๐‚๐Ž๐๐“๐€๐‚๐“ Boris Smolgovsky - Mortgage Loan Consultant, Call 925-699-1210 OR DM ๐…๐Ž๐‘ ๐€๐๐˜ ๐‡๐Ž๐Œ๐„ ๐‹๐Ž๐€๐ ๐๐”๐„๐’๐“๐ˆ๐Ž๐๐’, ๐๐‘๐„๐€๐๐๐‘๐Ž๐•๐€๐‹๐’ ๐€๐๐ƒ ๐…๐‘๐„๐„ ๐‚๐Ž๐๐’๐”๐‹๐€๐“๐ˆ๐Ž๐๐’.

๐€๐ซ๐ž ๐˜๐จ๐ฎ ๐†๐ž๐ญ๐ญ๐ข๐ง๐  ๐€๐ฅ๐ฅ ๐˜๐จ๐ฎ๐ซ ๐‚๐š๐ฅ๐ข๐Ÿ๐จ๐ซ๐ง๐ข๐š ๐๐ซ๐จ๐ฉ๐ž๐ซ๐ญ๐ฒ ๐“๐š๐ฑ ๐๐ซ๐ž๐š๐ค๐ฌ?๐™ƒ๐™ค๐™ฌ ๐™ฉ๐™ค ๐™Š๐™ฅ๐™ฉ๐™ž๐™ข๐™ž๐™ฏ๐™š ๐™‹๐™ง๐™ค๐™ฅ๐™š๐™ง๐™ฉ๐™ฎ ๐™๐™–๐™ญ ๐˜ผ๐™จ๐™จ๐™š๐™จ๐™จ๐™ข๐™š๐™ฃ๐™ฉ๐™จ.Either filing an appeal...
01/17/2024

๐€๐ซ๐ž ๐˜๐จ๐ฎ ๐†๐ž๐ญ๐ญ๐ข๐ง๐  ๐€๐ฅ๐ฅ ๐˜๐จ๐ฎ๐ซ ๐‚๐š๐ฅ๐ข๐Ÿ๐จ๐ซ๐ง๐ข๐š ๐๐ซ๐จ๐ฉ๐ž๐ซ๐ญ๐ฒ ๐“๐š๐ฑ ๐๐ซ๐ž๐š๐ค๐ฌ?
๐™ƒ๐™ค๐™ฌ ๐™ฉ๐™ค ๐™Š๐™ฅ๐™ฉ๐™ž๐™ข๐™ž๐™ฏ๐™š ๐™‹๐™ง๐™ค๐™ฅ๐™š๐™ง๐™ฉ๐™ฎ ๐™๐™–๐™ญ ๐˜ผ๐™จ๐™จ๐™š๐™จ๐™จ๐™ข๐™š๐™ฃ๐™ฉ๐™จ.
Either filing an appeal or claiming an exemption may reduce your CA property tax burden. If you own a CA home, you will want to ensure that you are not paying more property taxes than you must.
How can you reduce your CA property tax burden? There are two main methods (per laws known as Proposition 13, Proposition 58, and Proposition 19). The first is available to all homeowners. The second depends on whether you meet certain qualifications. If you meet those qualifications, you can seek tax relief using both methods.
๐‘ด๐’†๐’•๐’‰๐’๐’… #1: ๐‘จ๐’‘๐’‘๐’†๐’‚๐’ ๐’•๐’‰๐’† ๐‘ป๐’‚๐’™๐’‚๐’ƒ๐’๐’† ๐‘ฝ๐’‚๐’๐’–๐’† ๐’๐’‡ ๐’€๐’๐’–๐’“ ๐‘ฏ๐’๐’Ž๐’†:
Each CA county tax assessors compute a homeowner's property tax by multiplying the home's taxable value by the applicable tax rate. The taxable value is set based on the purchase price, but county have the power to raise it by up to 2% each year in keeping with inflation, and to reassess value under certain circumstances. But mistakes can be. One of the primary ways to reduce your tax burden is by reducing the assessed value of the home- filing an appeal arguing that assessed value is less than assessed. The CA Board of Equalization offers a guide to the appeals process. It is time-consuming, but can be financially rewarding.
๐‘ด๐’†๐’•๐’‰๐’๐’… #2: ๐‘ช๐’๐’‚๐’Š๐’Ž ๐‘จ๐’๐’ ๐‘ป๐’‚๐’™ ๐‘ฉ๐’“๐’†๐’‚๐’Œ๐’” ๐’•๐’ ๐‘พ๐’‰๐’Š๐’„๐’‰ ๐’€๐’๐’–'๐’“๐’† ๐‘ฌ๐’๐’•๐’Š๐’•๐’๐’†๐’…:
- ๐˜”๐˜ข๐˜ช๐˜ฏ ๐˜ณ๐˜ฆ๐˜ด๐˜ช๐˜ฅ๐˜ฆ๐˜ฏ๐˜ค๐˜ฆ: The first $7,000 of the full value is exempt from property tax.
- ๐˜๐˜ฆ๐˜ต๐˜ฆ๐˜ณ๐˜ข๐˜ฏ๐˜ด: May qualify for up to a $4,000 exemption, but under certain conditions.
- ๐˜‹๐˜ช๐˜ด๐˜ข๐˜ฃ๐˜ญ๐˜ฆ๐˜ฅ ๐˜ท๐˜ฆ๐˜ต๐˜ฆ๐˜ณ๐˜ข๐˜ฏ๐˜ด: The amount will depend on the age, income, and type of disability. The BOE's website includes a full description of this program
- ๐˜š๐˜ฆ๐˜ฏ๐˜ช๐˜ฐ๐˜ณ ๐˜ค๐˜ช๐˜ต๐˜ช๐˜ป๐˜ฆ๐˜ฏ๐˜ด ๐˜ธ๐˜ฉ๐˜ฐ ๐˜ฃ๐˜ถ๐˜บ ๐˜ข ๐˜ฏ๐˜ฆ๐˜ธ ๐˜Š๐˜ข๐˜ญ๐˜ช๐˜ง๐˜ฐ๐˜ณ๐˜ฏ๐˜ช๐˜ข ๐˜ฉ๐˜ฐ๐˜ฎ๐˜ฆ: If you are 55 years old or older & sell your principal CA residence, you can transfer its base-year value to a new CA home.
- ๐˜‹๐˜ช๐˜ด๐˜ข๐˜ด๐˜ต๐˜ฆ๐˜ณ ๐˜ณ๐˜ฆ๐˜ญ๐˜ช๐˜ฆ๐˜ง: If your home has been damaged/destroyed by a disaster, you qualify for a reduced assessment until home is repaired/restored.
- ๐˜๐˜ข๐˜ฎ๐˜ช๐˜ญ๐˜บ ๐˜ต๐˜ณ๐˜ข๐˜ฏ๐˜ด๐˜ง๐˜ฆ๐˜ณ๐˜ด: If you acquired principal residence from parents or from children, itโ€™ll not face a full reassessment. Also it applies if you acquired the home from grandparents, but only if both of parents are deceased.
Finally, depending on the complexity of your situation, you might wish to seek legal help.

๐‚๐Ž๐๐“๐€๐‚๐“ Boris Smolgovsky - Mortgage Loan Consultant, Call 925-699-1210 OR DM ๐…๐Ž๐‘ ๐€๐๐˜ ๐‡๐Ž๐Œ๐„ ๐‹๐Ž๐€๐ ๐๐”๐„๐’๐“๐ˆ๐Ž๐๐’, ๐๐‘๐„๐€๐๐๐‘๐Ž๐•๐€๐‹๐’ ๐€๐๐ƒ ๐…๐‘๐„๐„ ๐‚๐Ž๐๐’๐”๐‹๐€๐“๐ˆ๐Ž๐๐’.

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