Liudmila Terteac, Licensed Agent with New York Life Insurance Company

12/23/2021

When you think about your family's financial future, budgeting and saving are usually the first things that come to mind. But how do you balance savings with your current needs? I can help.

12/22/2021

Are you having trouble finding gifts for those “hard to shop for” relatives? This article shares how giving them cash could help you reduce your estate taxes.

During this season of giving, take advantage of the annual gift tax exclusion before the year ends.

12/21/2021

On behalf of New York Life, I wish you and your family all the light and magic of the holiday season.

12/20/2021

With winter comes crisp days, nights by the fire, and hopefully time to reflect on your financial future. Of course, where you live matters a lot. Learn how much it will cost you to retire in your state, and if you need any guidance, let's talk.

With the cost of living varying considerably across different regions, we explore the cheapest places to retire – and the actions you can take now to maximize the size of your retirement pot.

12/18/2021

It's 2022! Here's to a new year full of big dreams, fresh hopes, and great achievements. Of course, if you need a little help getting there, I can help.

Choosing the right life insurance to help protect your family is an important decision. Let the expert financial professionals at New York Life help you make the right one.

12/17/2021

Supply chain issues have you wondering what to get the little ones this year? Learn why life insurance for kids can make a great gift.

Life insurance can be a great gift to show your children and grandchildren just how much they mean to you. Learn more about gifting life insurance to grandkids.

12/16/2021

Everything is a lot more expensive than it was before the pandemic, but forecasts show a decline in inflation rates by the end of 2022. Take a look at what’s contributing to inflation in this article.

Prices should ease in 2022, but inflation will remain above the levels of recent years.

12/16/2021

Before the spirit of the holiday completely washes over you, take a look at these six financial habits that could be detrimental to your holiday season—and beyond—if not addressed.

The holidays are a great time for a financial checkup.

11/25/2021

All bereaved children should have the support and resources they need to heal. As one of the leaders in investing in the childhood bereavement field, learn about some of the initiatives New York Life is taking.

The New York Life Foundation supports Children's Grief Awareness Month, an annual campaign to raise awareness that children and teens grieve too.

11/24/2021

The COVID-19 economy has created some of the strongest incentives to retire, according to a new analysis of government data. Learn what other factors are making the desire to retire early a reality.

The golden years are looking especially golden for certain Americans who have the financial wherewithal (and desire) to retire early while also delaying when they get their Social Security benefits --...

11/23/2021

Take these actions now to ensure you get all your 2021 tax benefits and make return preparation even smoother.

Yesterday the IRS issued a news release that contained guidance for taxpayers on how to prepare for the 2022 filing season. Taking the following actions will help to ensure that you get all of the tax benefits to which you are entitled and will help to make return preparation smoother.

11/17/2021

Whether you're looking ahead to the future or celebrating the past, I'm excited to help you create your best life and protect it. Learn how adding whole life insurance to your financial portfolio can help.

When you add whole life insurance to your financial portfolio, it can work for both you and your family. Learn how this type of investment can support your goals.