Evolve MGA

We bring some of the best hacker insurance products to retail insurance brokers.

At Evolve MGA, we believe that every business in the United States needs Cyber Liability Insurance. The number of Data Breaches and Hacking Attacks have skyrocketed in the last five years. This is no longer an “optional” coverage that applies to specific industries – Cyber Liability Coverage is now a crucial element to ALL business’s risk management strategies. We are seeking to fulfill this need

by bringing one of the best Cyber products to Retail Insurance Brokers at competitive prices. We have written our policy forms to include the wording and coverage options that are most advantageous to our Insured’s at the time of a loss.

11/26/2025

This Thanksgiving, we’re feeling extra grateful for the incredible brokers and agents who help us grow every day. Thank you for your partnership, perseverance, and trust!

From our Evolve MGA team to yours, Happy Thanksgiving!

10/16/2025

We provide brokers with the insights and resources to confidently sell cyber & tech E&O to SMEs. Reach out to schedule a webinar or request a white paper!

10/13/2025

Say hello to Juan Leal, one of our standout Production Underwriters based in Texas!

🎧 Today Juan's listening to "My Way" by Frank Sinatra.

In just two years with Evolve, Juan has built strong connections across the country. You’ve probably seen him out on the road meeting with brokers and partners. When he’s not traveling, you can find him recharging with a barefoot walk on the grass or enjoying his go-to Domino’s order.

Juan’s way? Building relationships, closing deals, and having a little fun along the journey. So great to have you on our team Juan!

09/25/2025

Meet Vicki Lewis, our Compliance Manager & Tax Specialist!

🎧 Today Victoria's listening to "From the Start" by Laufey.

Victoria’s journey with Evolve started back in 2016, when she joined part-time before officially stepping into her Compliance Manager role in 2018.

Fun fact: before Evolve, she and our former CFO were colleagues at the same high school when she ran the English department. Talk about a cool career pivot!

She’s been with us through the exciting whirlwind of Evolve’s early startup days, and she continues to help steer us into the future of cyber insurance with expertise and heart.

Outside of compliance, Victoria is full of surprises; like the time a broken-down car led her to rent a cherry-red Dodge Charger. One rev of the engine and her family discovered a whole new side of her personality!

This Texan is a true asset to our team. Thank you, Vicki!

09/17/2025

We’re kicking off our Team Spotlight Series this fall with none other than Joseph Schlegel, our AVP & Underwriting Manager!

🎧 Today Joseph's listening to "One Man Wrecking Machine" by Guster.

A leader on our team for the past 10 years, Joseph brings humor, heart, and perspective to everything he does. Big congrats are also in order because he recently got engaged!

From comedy stages to underwriting, this New Yorker keeps us on our toes...

Thank you for being a great leader, Joseph!

09/08/2025

New MIT research found that 80% of ransomware attacks examined in 2,800 incidents used artificial intelligence.

Why This Matters:

🔹 AI-powered ransomware attacks are faster, more sophisticated, and more difficult to detect using traditional security measures. This amplifies financial and reputational risks.

🔹 Regulatory changes tied to AI threats are emerging, and mishandling an AI-driven incident can result in compliance failures or legal action.

You can more information about the study here: https://mitsloan.mit.edu/ideas-made-to-matter/80-ransomware-attacks-now-use-artificial-intelligence

09/04/2025

Bridgestone has confirmed a cyberattack that disrupted operations at key facilities, including the Joliette plant in Quebec, Canada, around August 31.

What Happened:

🔹 The Joliette plant suspended operations, impacting over 1,400 workers and raising concerns about job security and production delays.

🔹 Internal reports suggest other North American sites may have also been affected.

🔹 At this stage, there is no evidence of compromised employee or customer data.

🔹 Bridgestone’s cybersecurity team initiated containment measures, though details of the targeted systems remain undisclosed.

Have you discussed the ripple effects of cyberattacks with your industrial clients?

09/02/2025

Good morning brokers. This past Labor Day weekend, we saw two major cyber incidents. WhatsApp faced a stealth spyware attack, while Jaguar Land Rover was hit with a ransomware and data theft operation. Here's what you should share with your clients.

🔹 WhatsApp: A zero-click spyware exploit (CVE-2025-55177 & CVE-2025-43300) let attackers compromise iOS/macOS devices with no user action. Meta confirmed fewer than 200 personalized warning notices sent. Amnesty International flagged risks for journalists & activists.

🔹 Jaguar Land Rover: The HELLCAT ransomware group stole 350GB of employee data, source code, and documents, exploiting stolen Jira credentials from years-old infostealer infection.

Would your client’s policy cover losses tied to stolen employee data, source code, or intellectual property, or are they exposed?

08/25/2025

Happy Monday brokers. Real-world scenarios show just how important Technology Errors & Omissions (E&O) coverage can be. Here’s another example of how Tech E&O can respond when things don’t go as planned:

👩‍💻 Your Client: Mid-sized IT consultancy specializing in cloud migrations

⚠️ The Issue: Data loss during migration
While migrating a healthcare provider’s patient records to a new cloud platform, a system error caused the corruption of thousands of files. Critical medical histories were rendered inaccessible, disrupting operations and patient care.

📁 Claim Details
The healthcare provider alleged negligence and breach of professional duty, filing a claim for costs tied to data recovery, regulatory compliance fines, and reputational harm.

☂️ E&O Insurance Response
The consultancy’s Technology E&O policy responded by covering defense costs, settlement expenses, and third-party forensic specialists brought in to recover lost data and mitigate compliance penalties.

🧠 Key Takeaways
Tech E&O insurance helps protect IT consultants and service providers from the financial fallout of errors that cause client data loss or system disruptions. Beyond legal defense, coverage can extend to remediation efforts and regulatory challenges.

*Illustrative purposes only. For coverage details, please refer to the policy(ies) for actual language.*

Want a quote? More detailed claim examples with costs? Email us at [email protected]

08/14/2025

Researchers are warning of active cyberattacks exploiting a critical SQL injection vulnerability in Fortinet’s FortiWeb Fabric Connector. For organizations that rely on multiple Fortinet products, this poses heightened risk of data breach, system downtime, and potential ransomware.

Details:

🔹 The flaw stems from improper neutralization of special elements in SQL commands.

🔹 Exploitation allows attackers to send crafted HTTP/HTTPS requests that execute unauthorized code and grant unrestricted system access.

🔹 First observed in active exploitation July 11, 2025, with dozens of confirmed compromised devices.

🔹 The FortiWeb Fabric Connector enables SSO, policy enforcement, and inter-product data sharing, making exploitation a potential gateway for lateral movement and security control bypass.

🔹 Risks include data breaches, operational downtime, and ransomware deployment.

Does your client’s cyber policy include proactive risk assessment?

08/12/2025

Good morning brokers. Here's what you and your clients need to know about from the last three months.

Ransomware Surge:
July saw major hits on brands, IT giants, and critical infrastructure. Groups like Qilin & Akira exploit VPN flaws, causing operational shutdowns and double extortion.

New Malware Families / Threats span all platforms:
🔹 NimDoor (macOS, Web3)
🔹 Batavia (phishing spyware)
🔹 AMOS (macOS stealer/backdoor)
🔹 Anatsa & TapTrap (Android)
🔹 Kosake (Linux stego)
🔹 LameHug (AI-generated attacks)

Zero-Days & Vulnerabilities:
Active exploitation of flaws in Google Chrome and Microsoft SharePoint.

Attack Volume Rising:
Global avg: 2,011 attacks/week (+10% YoY).
Highest growth: Education, Telecom, Gov, Agriculture. Europe leads in regional surge (+15%).

DDoS Escalation:
Record-breaking hyper-volumetric attacks, often IoT-powered.

Targeted Espionage & AI Abuse:
State-backed groups hit dev supply chains, hide malware in npm/PyPI, and leverage AI to adapt attacks.

08/08/2025

Good morning brokers. DEF CON Franklin, a new initiative, is deploying ethical hackers to safeguard vulnerable US water utilities from state-sponsored cyberattacks. It partners with the National Rural Water Association (NRWA) and the University of Chicago’s Cyber Policy Initiative.

More Details:

🔹 The initiative is sparked by a 2023 attack on a Pennsylvania water authority that exposed major security gaps.

🔹 The US has 50,000+ mostly small utilities lacking dedicated cybersecurity staff.

🔹 Volunteers provide free on-site help: network mapping, password upgrades, and OT vulnerability assessments.

🔹 Teams have assisted utilities in Indiana, Oregon, Utah, and Vermont, with more states to follow.

🔹 Partners include DEF CON, NRWA, Cyber Resilience Corps, Aspen Digital, and the American Water Works Association.

If state actors can target water utilities, how prepared are your utility service clients in critical infrastructure? Is their cyber policy built for OT and ICS risks?

Address

1752 Lincoln Avenue
San Rafael, CA
94901

Telephone

+14152572170

Website

http://www.evolvemga.com/, https://msha.ke/evolvemga

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