James Freeman NMLSR ID 1873313 - Wells Fargo

03/03/2026

This page is no longer active. I retired from Wells Fargo in December 2025

09/19/2025

The Federal Reserve dropped rates: What does it mean for you? Explore whether you can save on your monthly payments with a personalized refinance quote at my site:

A personalized rate quote takes just a few minutes and won’t affect your credit score.

09/18/2025

If you want to lower your monthly mortgage payment, you might consider refinancing. The information on my site can help you decide if it's right for you. Contact me with any questions you may have or to move forward.

A simplified online application makes it easier to apply for a mortgage refinance with Wells Fargo. Use our refinance calculator to find your rate.

08/28/2025

Smart buyers do their homework. They estimate a price range for a house before they shop. Try our affordability calculator here.

Discover how much house you can afford based on your income, and calculate your monthly payments to determine your price range and home loan options.

08/25/2025

Does refinancing your mortgage make sense? There's a lot to consider. Feel free to contact me to help you understand if refinancing will work for your specific situation.

Explore refinancing loan options and potential benefits of refinancing your mortgage. Wells Fargo will help you understand home loan refinancing options.

07/31/2025

A few basics worth knowing, if you're planning to build a home this year.

Deciding between old and new? There are pros and cons to buying a new construction home that you’ll want to consider as you shop.

07/10/2025

Want to pay off your mortgage sooner? Refinancing with a shorter loan term could help. My site outlines some of the benefits and considerations to think about. Let's talk to see if it makes sense for you.

Explore refinancing loan options and potential benefits of refinancing your mortgage. Wells Fargo will help you understand home loan refinancing options.

06/14/2025

I’m inspired by Wells Fargo’s continued efforts to make financial education more accessible through the HOPE Inside program with support from Operation HOPE. Bringing free financial coaching into our branches is a powerful way to support individuals on their path to financial stability and independence. Proud to be part of a company that’s helping to boost financial literacy in our communities! https://bit.ly/4kLy400

06/13/2025

17 Realtor-approved moving day tasks to help keep you organized every step of the way.

Avoid feeling overwhelmed during your big move by using this realtor-curated checklist to keep track of moving day to-dos.

06/12/2025

On Tuesday, June 3, Wells Fargo & Company (NYSE: WFC) confirmed that the Board of Governors of the Federal Reserve System (the Federal Reserve) has determined that Wells Fargo has met all conditions required to remove the limits on growth in total assets imposed in its 2018 consent order. For more information, watch this interview with Wells Fargo CEO, Charlie Scharf on CNBC.
https://bit.ly/4e02dpC

04/21/2025

Real estate friends: If you have client’s shopping for a new home, I’m here to help. As you know a preapproval makes it so much easier, and I’ll be working this weekend to help them get started. Terms apply. Call me today at (415) 516-7550.