Mato Account Works, Inc

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San Rafael, CA
Mato Account Works, Inc

No annoying advisory and financial lingo. Just straight, authoritative and friendly advice. Our team is also now offering payroll through Gusto.

Since 2005, Mato Account Works has been specializing in creating personal and trusting relationships with our clients. With our financial expertise, we forecast and analyze data to optimize your business outcome. We offer personalized support with fast responsive service, and our team will know your business and your books from the ground up. Mato Account Works provides custom business goal tracki

ng and data analysis for financial growth. Get peace of mind that your payroll is done right and your taxes are paid on time.

07/14/2025

When we work with business owners, there’s one thing that makes a 𝘩𝘶𝘨𝘦 difference in their long-term success:

Talking openly about money.

But for a lot of folks, that’s still tough. Most of us were raised with the unspoken rule: 𝗱𝗼𝗻’𝘁 𝘁𝗮𝗹𝗸 𝗮𝗯𝗼𝘂𝘁 𝗺𝗼𝗻𝗲𝘆.

Here’s the thing though: when you run a business, avoiding money conversations can cost you.

Now, the taboo around money talk is actually starting to lift — and from where we sit, that’s a 𝘨𝘳𝘦𝘢𝘵 𝘵𝘩𝘪𝘯𝘨.

This shift is a real opportunity. When you can talk numbers without shame, you make sharper decisions — especially when it comes to your pricing and profitability.

https://www.sofi.com/article/money-life/talking-about-money-may-be-losing-its-taboo-status/

07/11/2025

It’s Monday morning. You open your business bank account...
And realize you’ve got more bills to pay than buffer.

So… what do you pay first?

Start with what keeps your business's lights on. That might mean:
✔️ Internet and scheduling tools
✔️ Payment processors and accounting software
✔️ Key team members

These aren’t “nice to have.” They’re your business lifelines. Protect them.

07/10/2025

It’s July. Mid-year check-in time:
Where are you with your 2025 financial goals?

💪 Crushing it — everything’s on track
📈 Making progress, but need to tighten up
😅 Haven’t even looked at them yet

07/09/2025

A client asked us recently: “Should I consider raising my prices if cash flow’s always tight?”

She hadn’t increased rates in nearly two years. And meanwhile? Her costs had quietly crept up.

Here’s what we worked through:
✔️ What her margins actually looked like
✔️ What her current rates said about her value
✔️ How to communicate a price increase without scaring off clients

The result? She made a plan to raise prices confidently — and her business is finally breathing easier.

If this is where you're at, it might be time for you to re-evaluate too. Let's talk through it together.

07/08/2025

A remote business owner we work with recently voiced a big struggle they're feeling: 𝗕𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝗰𝗹𝗶𝗲𝗻𝘁 𝘁𝗿𝘂𝘀𝘁.

Truth is, when you don’t have an office or in-person meetings, client trust has to be built digitally. Just your systems and communication.

So what builds trust in a remote setting? 𝘊𝘰𝘮𝘮𝘶𝘯𝘪𝘤𝘢𝘵𝘪𝘰𝘯 𝘢𝘯𝘥 𝘤𝘰𝘯𝘴𝘪𝘴𝘵𝘦𝘯𝘤𝘺.

Practically, that can look like:
💬 Welcome emails, onboarding guides
📹 Personalized videos
📊 Real-time dashboards or updates

👉 What’s one small thing you've done to build trust with your remote clients?

07/07/2025

“𝘐 𝘯𝘦𝘷𝘦𝘳 𝘴𝘢𝘸 𝘪𝘵 𝘤𝘰𝘮𝘪𝘯𝘨.”

That’s what a business owner told us after discovering a long-running case of internal fraud in their company.

Thousands of dollars gone.
Not overnight — but little by little, over months.

The worst part? It 𝘤𝘰𝘶𝘭𝘥 𝘩𝘢𝘷𝘦 𝘣𝘦𝘦𝘯 𝘤𝘢𝘶𝘨𝘩𝘵 𝘦𝘢𝘳𝘭𝘪𝘦𝘳 (or even prevented) with regular internal check-ups.

The businesses that stay ahead of fraud are the ones that don’t wait for suspicious behavior. They do routine reviews of:
• Petty cash
• Payroll entries
• Vendor payments
• Credit card transactions

They run spot audits (and rotate who runs them).
They test their processes to make sure they still fit the size and complexity of the business.

Most importantly? They send a message: “We’re paying attention.” And that alone can be a powerful fraud deterrent.

If it’s been a while since you looked under the hood, now’s the time.

07/04/2025

Today is about more than fireworks and cookouts.
Today we honor the courage and sacrifice that gave birth to our freedoms – including the freedom to build businesses, provide for our families, and shape our own financial futures.

We hope you party like it's 1776 (but with better food).

Happy Independence Day to all our clients!

07/03/2025

We had a strategy session with a client whose business was stalling.

Revenue was flat. Turnover was creeping up.
He blamed the market. The economy. Even his team.
But the real issue?

A 𝗹𝗲𝗮𝗱𝗲𝗿𝘀𝗵𝗶𝗽 𝗯𝗹𝗶𝗻𝗱 𝘀𝗽𝗼𝘁 he couldn’t see (and no one around him felt comfortable pointing out).

After a deep-dive strategy session, things clicked.
He made a few uncomfortable shifts.
Listened more. Delegated smarter. Rebuilt trust.

Within 6 months, morale was up and sales followed.

Leadership blind spots are real — 𝘢𝘯𝘥 𝘵𝘩𝘦𝘺’𝘳𝘦 𝘦𝘹𝘱𝘦𝘯𝘴𝘪𝘷𝘦 𝘪𝘧 𝘭𝘦𝘧𝘵 𝘶𝘯𝘤𝘩𝘦𝘤𝘬𝘦𝘥.

07/02/2025

If you’ve ever waited months to get paid in your business, you know how fast late payments can wreck your cash flow.

Here’s what helped one of our clients go from stressed to steady👇
✅ Send invoices right away — same day the work is done
🔁 Set up auto-reminders (no more awkward follow-ups)
💰 Offer early-pay discounts — reward the good ones
⏰ Charge late fees — politely but firmly
💼 Ask for deposits (25–50% upfront is totally fair)

The real fix here?
𝗦𝗲𝘁 𝗲𝘅𝗽𝗲𝗰𝘁𝗮𝘁𝗶𝗼𝗻𝘀 𝘂𝗽 𝗳𝗿𝗼𝗻𝘁 𝗮𝗻𝗱 𝘀𝘁𝗶𝗰𝗸 𝘁𝗼 𝘁𝗵𝗲𝗺.

07/01/2025

You can’t grow a business on burnout.

But when your team’s fried, they don’t tell you. They just disappear. It’s called “quiet vacationing” – logging off without notice. Staying just responsive enough to avoid suspicion.

𝗜𝗳 𝘆𝗼𝘂𝗿 𝘁𝗲𝗮𝗺 𝗱𝗼𝗲𝘀𝗻’𝘁 𝗳𝗲𝗲𝗹 𝘀𝗮𝗳𝗲 𝘁𝗮𝗸𝗶𝗻𝗴 𝗮 𝗿𝗲𝗮𝗹 𝗯𝗿𝗲𝗮𝗸, 𝘆𝗼𝘂’𝗿𝗲 𝗮𝗹𝗿𝗲𝗮𝗱𝘆 𝗹𝗼𝘀𝗶𝗻𝗴 𝗽𝗿𝗼𝗱𝘂𝗰𝘁𝗶𝘃𝗶𝘁𝘆.

Set the tone. Normalize breaks. Build coverage. Prevent burnout 𝘣𝘦𝘧𝘰𝘳𝘦 it breaks your business.

06/30/2025

When’s the last time you wrote a paper check?

✏️ Yesterday (and the day before that, and before that…)
💰 Only for the big stuff — rent, bills, etc.
🤔 People still use checkbooks?

06/27/2025

A business owner we work with had a solid travel policy — per diem rates, lodging rules, even car rentals.

But what his policy 𝘥𝘪𝘥𝘯’𝘵 have? A plan for evacuation scenarios—think natural disasters. Political unrest. Civil emergencies. All things you don’t expect... until they happen.

Your travel policy needs to protect 𝘺𝘰𝘶𝘳 𝘱𝘦𝘰𝘱𝘭𝘦. Not just your budget.

Address

45 Mitchell Boulevard Suite 14
San Rafael, CA
94903

Telephone

(415)4723946

Website

https://matoaccountworks.com/

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