Joy Spence Real Estate Loans

Joy Spence Real Estate Loans Experienced Loan Consultant ►I Can Help You Buy Your Dream HOME ►FREE Consultation Now (650) 465-5577 Joy has been in the Mortgage Industry since 2000.

She helps clients make the best decisions for short and long-term financial goal. Her goal is to be your lifetime lender, and not just a one-time deal. Licensed by the State of California Department of Real Estate # 00979728 expires June 5,2025 - NMLS # 325778

Make your dream 💭home 🏠 your reality 🔮📚 Book your free consultation today❗️
07/06/2022

Make your dream 💭home 🏠 your reality 🔮
📚 Book your free consultation today❗️

I would like to Wish you and yours a very Merry Christmas!
12/25/2021

I would like to Wish you and yours a very Merry Christmas!

Cherish your traditions with family and friends.

Is your loan balance $548,250 or less, you maybe surprise on what your rate will be.
07/21/2021

Is your loan balance $548,250 or less, you maybe surprise on what your rate will be.

Home prices have been on the rise due to the low mortgage rate environment along with low inventories of homes.

07/20/2021

We're now seeing the likelihood of a rate hike in March 2023.

06/03/2021

YOU Magazine - May 2021

2021 Conforming Loan Limits Increase. Is this for you?
12/03/2020

2021 Conforming Loan Limits Increase. Is this for you?

Home prices have been on the rise due to the low mortgage rate environment along with low inventories of homes.

Trending in Real Estate...
10/12/2020

Trending in Real Estate...

Investors that are able to spot trends are better poised to find new opportunities.

YOU NEED TO KNOW IF YOUR ARE THINKING OF REFINANCING ..
08/26/2020

YOU NEED TO KNOW IF YOUR ARE THINKING OF REFINANCING ..

The ‘adverse market’ fee is being implemented to cover $6 billion in projected losses caused by COVID-19.

Now is the Time to Refinance!
08/10/2020

Now is the Time to Refinance!

While home buyers may have plenty of options for cheap financing, they won’t have much choice about what properties they can purchase.

Address

181 2nd Avenue, Ste 307
San Mateo, CA
94401

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16504655577

Website

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