Chen Financial Group, LLC

10/16/2026

One of the most important long-term care planning steps is having the conversation before you need it.

Discussing preferences ahead of time, where someone wants to age, who would help make decisions, and how care might be funded, can make challenging situations easier to navigate when the time comes.

October is Long-Term Care Planning Month. Has your family had this conversation yet?

10/14/2026

While age 62 may be the earliest time many people can claim benefits, the "best" age depends on factors like your health, income needs, retirement goals, and overall financial plan. A decision that makes sense for one person may not be the right choice for another.

Before filing, it's worth taking a closer look at how Social Security fits into your long-term retirement strategy.

There is no "right" age to take Social Security — just the right age for you and your individual situation.

10/13/2026

Building wealth is important. Preserving it for the future is just as important.

Effective wealth preservation often comes down to a few key principles: protecting assets, managing taxes efficiently, and ensuring your wealth transfers according to your wishes. When these pillars work together, they can help support both your goals and the people you care about most.

Swipe through to explore the three pillars of wealth preservation and why each plays an important role in a long-term financial strategy.

10/12/2026

Long-term care costs continue to rise, and many retirees are surprised by just how expensive care can be.

Today, assisted living costs average $74,400 per year, while a semi-private nursing home room averages nearly $115,000 per year. Many people also don't realize that Medicare generally doesn't cover ongoing custodial long-term care.

Planning ahead can help create more options and flexibility for the future.

Source: CareScout/Genworth 2025 Cost of Care Survey

10/09/2026

Q4 to-do list for your finances:
✅ Review retirement contributions — max them out if possible
✅ Check your tax withholding
✅ Review investment allocations
✅ Update beneficiary designations
✅ Schedule a year-end planning conversation

None of these take long, but all of them matter. Which one are you tackling this month?

Visit our website today: http://www.chenfinancial.com/

10/07/2026

Building wealth is an achievement. Preserving it, especially across generations, often requires a coordinated strategy.

For families with complex financial lives, tax, estate, and investment decisions don't exist in isolation. The way these pieces work together can have a lasting impact on your legacy, your beneficiaries, and your long-term goals.

In our latest blog, we explore the importance of aligning these strategies and how thoughtful planning may help create greater efficiency, flexibility, and confidence for the future: http://www.chenfinancial.com/blog.htm

10/05/2026

October is also Long-Term Care Planning Month —a reminder most people push to the back burner until it's too late to plan proactively.

Long-term care isn't just a nursing home conversation. It includes home care, assisted living, and the financial strategies that help cover those costs. If you haven't thought about how LTC fits into your retirement picture, this month is a good time to start.

10/02/2026

October is Financial Planning Month — and a great reminder that planning isn't a one-time event, it's an ongoing process. Whether you're just starting out or years into your financial journey, a plan that's reviewed regularly tends to work better than one that sits in a drawer.

This month, we'll be sharing tips, facts, and planning reminders to help you finish 2026 strong.

What's the one financial goal you most want to tackle before year-end? 👇

09/30/2026

The best tax-saving opportunities aren't always complicated. Some of the most valuable moves simply need to be in place before December 31. Read more to learn what your small business should be doing now to help reduce its 2026 tax bill.

09/28/2026

Fall is here, here’s a quick reminder that takes less than 10 minutes: check your beneficiary designations. Retirement accounts, life insurance policies, and even some bank accounts pass directly to named beneficiaries, often regardless of what your will says.

Outdated designations (from a previous marriage, an old job, or before kids came along) are more common than you might think.

When did you last review yours?