Chen Financial Group, LLC

09/01/2026

About 40% of American adults say they need life insurance or need more of it — roughly 100 million people — according to the 2025 Insurance Barometer Study from LIMRA and Life Happens.

Many delay because they assume coverage costs more than it actually does. If it’s been a while since you’ve looked at your coverage (or you’ve never had a policy at all), this is a good week to take a closer look.

08/31/2026

Starting a new job or preparing for retirement? Your 401(k) doesn't have to be left behind. When leaving an employer, you typically have four options for managing your retirement savings. Understanding the pros and cons of each can help you avoid costly mistakes and keep your long-term financial goals on track.

When you leave your job, you may have four options to manage funds in a work-based retirement plan.

08/28/2026

Health is wealth, in more ways than one. 💙

Taking care of your body and mind doesn’t just help you feel better today—it lays the foundation for a stronger, more secure future. From reducing stress to supporting long-term financial well-being, healthy habits can have a lasting impact on every area of your life.

This is your reminder that investing in yourself is always worth it—physically, mentally, and financially.

👉 Swipe through for simple ways to prioritize your health & wellness

👉 Want to learn more? Read our latest blog for deeper insights: http://www.chenfinancial.com/blog.htm

08/26/2026

Deciding when to begin Social Security benefits is one of the more consequential choices in a retirement plan. Claiming early generally means a smaller monthly benefit for a longer period; waiting can mean a larger monthly benefit later. The “right” age depends on factors like health, other income sources, and overall retirement strategy — there’s no single answer that works for everyone.

Visit our website today: http://www.chenfinancial.com/

08/24/2026

New opportunities for entrepreneurs and investors just got even more attractive. Legislation enacted in 2025 expanded the tax benefits of Qualified Small Business Stock (QSBS), creating greater incentives for founding, funding, and growing eligible small businesses. Here's what the changes mean and how they could impact long-term wealth-building strategies.

Legislation enacted in 2025 made the tax advantages of founding and investing in certain types of small businesses even more generous.

08/21/2026

The national median cost of assisted living is now about $74,400 a year, and a semi-private room in a nursing home runs roughly $115,000 a year, according to the latest Cost of Care Survey from CareScout and Genworth. These figures tend to rise each year, which is exactly why long-term care is
worth factoring into a financial plan well before it’s needed.

Visit our website today: http://www.chenfinancial.com/

08/19/2026

Congress has introduced Trump Accounts, a new tax-advantaged savings option designed to help families invest in a child's future. Understanding how these accounts work, who qualifies, and the potential benefits can help parents make informed decisions and maximize long-term savings opportunities.

Congress introduced a new class of tax-advantaged savings vehicles for minors known as Trump accounts.

08/17/2026

Happy National Nonprofit Day! Charitable giving can be a meaningful part of a financial plan — not just for the causes you support, but for how it fits into your broader tax and legacy strategy. Donor-advised funds, qualified charitable distributions, and gifts of appreciated securities are just a few tools that may help align giving with your financial goals.

Is there a nonprofit close to your heart? Tell us about it in the comments.

08/14/2026

Today is National Financial Awareness Day, a good reminder that financial literacy is an ongoing journey, not a destination. Whether it’s understanding your credit, learning how compound growth works, or simply knowing where your money goes each month, building financial awareness is one of the most valuable habits you can develop.

What’s one financial topic you’d like to understand better? Let us know — it might become our next post.

08/12/2026

A recent Gallup survey found that about a third of business owners have no long-term plan — or are unsure what will happen to their business — once they step away. Whether that’s due to time, complexity, or simply not knowing where to start, the risk is the same: without a plan, the business’s future is left to chance. If you don’t yet have a succession or exit strategy, you’re far from alone — but it may be worth starting the conversation.

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