Steve Kaufman Loan Officer at PGS Home Loans

Steve Kaufman Loan Officer at PGS Home Loans Steve Kaufman began his career recruiting mortgagee professionals in 2002.

He quickly realized a passion for real estate and has been working in the mortgage industry ever since. Since 2002, Steve has shared his expertise to personally assist hundreds of families to become successful homeowners. Steve has an extensive background assisting first time homebuyers, high net worth borrowers, low-to-moderate income borrowers, self-employed borrowers and investment borrowers. S

teve has worked as a broker, banker, and direct lender specializing in Conventional, FHA, VA, and Jumbo residential loans. Steve is now focusing his time helping homeowners purchase their first home, move into their dream home or refinance their current home. Steve networks with Realtors, Financial Planners, CPA’s, friends and family to develop his 100% referral business.

Dreaming of a home upgrade? 🛠️✨ Unlock the potential in your space with a cash-out refinance! It’s easier than you think...
08/01/2025

Dreaming of a home upgrade? 🛠️✨ Unlock the potential in your space with a cash-out refinance! It’s easier than you think—turn your home’s equity into the funds you need for renovations, repairs, or that dream kitchen you’ve always wanted. Why wait? Access cash fast and invest in the home you love! 💰🏡

First-time homebuyer? Get familiar with the term debt-to-income ratio (DTI). Your DTI is used by mortgage lenders to det...
07/26/2024

First-time homebuyer? Get familiar with the term debt-to-income ratio (DTI). Your DTI is used by mortgage lenders to determine whether your loan application will be approved. Pro Tip: Aim for 50% DTI or less for the best options and rates.

Work with me instead of a retail lender like your bank or an online lender. I have access to wholesale mortgage lending ...
07/25/2024

Work with me instead of a retail lender like your bank or an online lender. I have access to wholesale mortgage lending prices and can save you significant money on one of the biggest purchases you’ll ever make.

Down payment jitters? FHA loans could be the calming solution you need. Contact us to find out more.
07/24/2024

Down payment jitters? FHA loans could be the calming solution you need. Contact us to find out more.

If you can shop for shoes online, why not a mortgage? Our online mortgage applications are as user-friendly and efficien...
07/23/2024

If you can shop for shoes online, why not a mortgage? Our online mortgage applications are as user-friendly and efficient as your favorite online store. Ready to add your mortgage to the cart? Call me!

Being your own boss comes with a lot of benefits, even when buying a home. Call us today to learn about our Bank Stateme...
07/22/2024

Being your own boss comes with a lot of benefits, even when buying a home. Call us today to learn about our Bank Statement loans!

Make the most of your money! HMDA data shows that homebuyers who work with an independent mortgage broker save an averag...
07/19/2024

Make the most of your money! HMDA data shows that homebuyers who work with an independent mortgage broker save an average of $9,407*. Contact me today to learn why!

Think of buying a home as building a future, one brick at a time. If you're ready to lay the first brick, I'm here to he...
07/18/2024

Think of buying a home as building a future, one brick at a time. If you're ready to lay the first brick, I'm here to help. Reach out and let's embark on this exciting journey together.

Did you know that seller concessions can be used toward a temporary rate buydown? Partner with us to help your buyer low...
07/17/2024

Did you know that seller concessions can be used toward a temporary rate buydown? Partner with us to help your buyer lower their interest rate at the beginning of their loan for significant savings.

🏡 Dreaming of owning your own home? 🏡🔑 Say goodbye to renting and hello to homeownership! ✅ Enjoy the freedom to persona...
11/08/2023

🏡 Dreaming of owning your own home? 🏡
🔑 Say goodbye to renting and hello to homeownership!
✅ Enjoy the freedom to personalize your space, build equity, and invest in your future. No more throwing money away on rent! 💸
🏠 Whether you're a first-time buyer or looking to upgrade, our team of experts is here to guide you through the homebuying process step by step. From finding the perfect property to securing the best mortgage rates, we've got you covered. 🤝
💼 Don't let this opportunity slip away! Contact us today to take the first step towards turning your homeownership dreams into a reality.

💭 Did you know? You can borrow from your 401(k) to finance your home purchase! While not necessarily the first option yo...
08/09/2021

💭 Did you know? You can borrow from your 401(k) to finance your home purchase!

While not necessarily the first option you should turn to, it can be done.

According to Investipedia.com, it’s best to borrow from your 401(k) rather than withdrawing from it. Even though you will have to pay yourself back, taking out a loan typically won’t incur early withdrawal penalties or necessitate income tax on the amount taken out.

Address

5731 Palmer Way Suite D
San Marcos, CA
92078

Opening Hours

Monday 7am - 7pm
Tuesday 7am - 7pm
Wednesday 7am - 7pm
Thursday 7am - 7pm
Friday 7am - 7pm
Saturday 9am - 7pm
Sunday 9am - 7pm

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