Travis Cummings - PrimeLending -

03/26/2025

Unlock exclusive homeownership benefits with the H4H GreenPlus Program. Homeowners can receive up to $13,000 in Cash Assistance to help cover down payments, closing costs, or savings reserves¹. Contact us today and be part of the movement toward sustainable, affordable homeownership.
Product info as of 3/11/25, subject to change. PrimeLending is not affiliated with above mentioned company.1)Certain restrictions apply, subject to H4H GreenPlus Program guidelines. Program offers 3.5% of home sales price up to $13,000 to be used towards down payment when selecting Energy Efficient Mortgage option. Limited funds program. Please contact your PrimeLending loan officer for more details.

12/20/2024

Inflation reading slowest since May

Today's Market Summary Report

09/18/2024

Big news out of today’s Federal Reserve meeting! For the first time since 2020, the Fed lowered interest rates by 0.5%. Mortgage rates may soon fall as well.
If you’ve been waiting for rates to drop to buy or refinance a home, now could the time to act! Let’s connect to talk about what this could mean for you.

09/16/2024

So far in the new week, bonds have rallied a bit in the overnight session and sold off a bit after this morning's stronger NY Fed Manufacturing data.  The result is a fairly flat morning with MBS...

08/13/2024

Mortgage rates are dropping! Now could be the perfect time to secure that dream home you’ve been eyeing. Don’t miss out on this opportunity – apply today and take the first step toward making your DREAM a REALITY! Text me today to learn more. Rates as of 08/13/24, subject to change.

08/06/2024

08/05/2024

Everything’s better in Texas, even our lending! We are the #1 Retail Purchase Mortgage Lender in Texas!* We take pride in helping Texans make their homeownership dreams come true. If you’re ready to start your journey home, connect with us today.

* #1 ranking based on combined 01/01/24- 06/30/24 CoreLogic purchase loan data for PrimeLending and our affiliate Highland HomeLoans when compared to other retail mortgage companies in Texas. Ranking excludes brokers and builder owned mortgage companies.

06/17/2024

If you've been following the NAR settlement - there was an important announcement for VA homebuyers on Tuesday. Let's talk about it!

The Department of Veterans Affairs (VA) announced a temporary policy change allowing VA home buyers to directly compensate their real estate agents. This update aims to enhance veterans' access to homeownership. The National Association of REALTORS® (NAR) advocated for this change.

The new policy permits eligible veterans, active-duty service members, and their spouses using VA home loans to pay for certain real estate broker fees effective 8/10/24.*

Want to chat more about the settlement or what it means for homebuyers? Send me a DM! I'd love to chat.

*Restrictions apply. Contact your PrimeLending loan officer for more details.

05/13/2024

Thank you to all of our clients for making this a possibility for the 9th consecutive year!

BIG ANNOUNCEMENT! Travis Cummings has been named a 2024 Austin Five Star Mortgage Professional! Five Star Professional recognizes outstanding professionals based on proprietary, independent research. This year, Travis Cummings has been named an award winner. To learn more, click here www.hillcountrylendingteam.com.

04/30/2024

Have clients interested in fixer uppers? Or listings that could use some TLC? Clients struggling to find their PERFECT home? A renovation loan could help! Come learn about our suite of renovation products!
Join us next Tuesday for our RENOVATION WORKSHOP!

04/15/2024

Would $7,000 in downpayment or closing cost assistance* help you afford a new home? A HomeReady® First loan could give you the financial boost you need to afford a home now and start building wealth your family can enjoy for generations.
With HomeReady First from PrimeLending, eligible borrowers can expect benefits like:
• Low down payment requirements
• Non-traditional credit history accepted
• No income limits
• $5,000 from Fannie Mae
• $2,000 from PrimeLending
• And more!
Plus, the program's geographic flexibility gives eligible borrowers the freedom to choose their new neighborhood without limits. The HomeReady First also comes with free access to the HomeView homebuyer education course, so you can shop for your dream home with confidence.
I would love to help make buying a home more affordable. Call me today to get started.

Product info as of 3/27/2024, subject to change.

*Program offers down payment and/or closing cost assistance totaling $7000 ($5000 provided by Fannie Mae and $2000 provided by PrimeLending) to eligible borrowers. Borrower must be a first-time homebuyer that currently resides in an eligible census tract/MSA. Certain restrictions apply, subject to assistance program guidelines. Contact your PrimeLending loan officer for more details.

All loans subject to credit approval. Rates and fees subject to change. ©2024 PrimeLending, a PlainsCapital Company (PrimeLending). (NMLS: 13649) For licensing information go to www.nmlsconsumeraccess.org. Equal Housing Lender.
Equal Housing Lender

04/12/2024

Mortgage rates rose this week, as we saw inflation data come in higher with Consumer Price Index (CPI) coming in higher than market expectations.

No matter the market, you can count on me to answer any mortgage-related questions.

Rates as of 04/12/2024 and are always subject to change.