Access Health Insurance Services Inc.

Access Health Insurance Services Inc. Our Agency specializes in health, dental life and vision insurance for businesses, families and medicare eligible individuals.

We are here to support you; providing on-going customer service, updates regarding industry changes and plan guidance. Health Insurance Agency, Employee Benefits including Medical, Dental, Vision, Life, LTD / STD, and Aflac. Medicare Plans, Individual and Family Plans. Life Insurance and Long Term Care Plans

Your team deserves healthcare coverage that fits their needs.We help employers build group health insurance plans that s...
09/01/2026

Your team deserves healthcare coverage that fits their needs.

We help employers build group health insurance plans that support retention, fit your budget, and simplify administration. As an independent agency, we do the heavy lifting so you don’t have to and our guidance comes at no additional cost. Reach out to get started.

For personalized assistance, contact us Mon-Fri at (760) 727-9000 or visit https://www.accesshealthins.com.

It's hot out there. ☀️ San Diego County is under a heat advisory at the coast and an extreme heat warning inland through...
08/28/2026

It's hot out there. ☀️

San Diego County is under a heat advisory at the coast and an extreme heat warning inland through 8 p.m. tonight. Inland areas are hitting triple digits today.
• Hydrate before and during anything outdoors. By the time you feel thirsty, you're already behind.
• Stay out of the sun between 11 a.m. and 4 p.m. if you can. That window is the worst of it.
• Make sure pets have fresh water and shade, and never leave a child or pet in a parked car, not even for a minute.
• Check on your older neighbors and anyone without AC. A two-minute knock matters more than you'd think.
• If plain water is a chore, drop in oranges, strawberries, or blueberries so you actually finish the glass. 💧

One heads up: Saturday is still hot inland, close to 100. The real break comes Sunday.

Take care of each other out there.

https://www.accesshealthins.com/

Insurance shouldn't feel like a maze you navigate alone. Whether you're an employer building a group plan for your team ...
08/25/2026

Insurance shouldn't feel like a maze you navigate alone. Whether you're an employer building a group plan for your team or an individual sorting out coverage for your family, you deserve someone in your corner who knows the landscape and explains it in plain language.

Thank you for trusting us with something this important.

Ready to talk through your options? For personalized assistance and to discuss healthcare options for you or your business, contact us Mon-Fri at (760) 727-9000 or visit https://www.accesshealthins.com.

August is National Wellness Month, so here’s a wellness tip that costs you nothing: Use what you’re already paying for.M...
08/21/2026

August is National Wellness Month, so here’s a wellness tip that costs you nothing: Use what you’re already paying for.

Most people use their health plan for doctor visits and prescriptions. Meanwhile, there’s a whole list of benefits built into the premium that never gets touched.

Depending on your plan, that can include:
• Telehealth visits, often at a lower cost than an office visit, and available at 10pm when your kid spikes a fever.
• A 24/7 nurse line. Free on most plans. Someone with clinical training tells you whether this is a wait-until-morning situation or a go-now situation.
• Mental health visits. Many plans include a set number of sessions, and telehealth has made access dramatically easier than it was five years ago.
• Preventive care at no cost to you. Annual physicals, screenings, immunizations. Already covered, frequently skipped.
• Wellness and fitness reimbursements. Some plans offer them. Most members have no idea.
• Hearing, vision, and hardware allowances. Common on certain plan types, rarely claimed.

What matters is these benefits vary a lot by plan. Yours may include all of these, some, or none.

This weekend, pull up your plan documents or log into your member portal and look at what’s listed under wellness, extras, or member resources. You may find something you’ve been paying for since January.

Not sure where to look? That’s what we’re here for.

For personalized assistance and to discuss healthcare options for you or your business, contact us Mon-Fri at (760) 727-9000 or visit https://www.accesshealthins.com.

08/17/2026

We traded the conference room for a hot spring last week.

Joy closed the office for a day and took the team to Murrieta Hot Springs for an employee appreciation day, gift bags and all! No phones, no plan, just time to slow down together.

Being named a Best Place to Work two years running in the Best of North County awards means a lot to us. Days like this one are part of why.

Thank you to our team for the way you take care of our clients every single day.

For personalized assistance and to discuss healthcare options for you or your business, contact us Mon-Fri at (760) 727-9000 or visit https://www.accesshealthins.com.

🎉 Turning 65 soon? Let’s make sure Medicare doesn’t catch you off guard. Here are 5 must-know facts before you take the ...
08/14/2026

🎉 Turning 65 soon? Let’s make sure Medicare doesn’t catch you off guard. Here are 5 must-know facts before you take the plunge into coverage:
1. Enrollment timelines
2. Different plan options
3. Costs you might not expect
4. Penalties for missing deadlines
5. Extra help if your income’s tight

Knowledge is power when it comes to your health!

For personalized assistance, contact us Mon-Fri at (760) 727-9000 or visit https://www.accesshealthins.com.

The baby arrives. The clock starts. 👶A birth or adoption is a qualifying life event, which means you can add your little...
08/12/2026

The baby arrives. The clock starts. 👶

A birth or adoption is a qualifying life event, which means you can add your little one to your health plan without waiting for open enrollment. But the window is short.

Employer group plan: typically 30 days
Covered California or Marketplace: typically 60 days

Coverage is generally retroactive to the date of birth, so getting it done on time matters more than getting it done immediately.

Best move? Start the paperwork before the due date. Nobody wants to be hunting down an enrollment form on four hours of sleep.

For personalized assistance and to discuss healthcare options for you or your business, contact us Mon-Fri at (760) 727-9000 or visit https://www.accesshealthins.com.

Health insurance comes with its own vocabulary, and nobody hands you a glossary.The Summary of Benefits and Coverage is ...
08/07/2026

Health insurance comes with its own vocabulary, and nobody hands you a glossary.

The Summary of Benefits and Coverage is a good example. It's a standardized breakdown of how a plan works, required of every carrier, which makes comparing your options a lot less confusing.

We keep a running FAQ on our website for exactly this reason. Knowing what you're signing up for should be the easy part.

For personalized assistance and to discuss healthcare options for you or your business, contact us Mon-Fri at (760) 727-9000 or visit https://www.accesshealthins.com.

Bruce here with another helpful reminder. August is National Eye Exam Month, and with school starting back up soon, this...
08/04/2026

Bruce here with another helpful reminder. August is National Eye Exam Month, and with school starting back up soon, this is a good one to get on the calendar.

An eye exam does more than update a prescription. Vision changes can be an early sign of other health issues, which is why keeping to a regular schedule matters. The CDC estimates about 11 million Americans age 12 and older could see better with proper corrective lenses. Cataracts, diabetic retinopathy, and glaucoma are all easier to manage when they're caught early.

Call your optometrist and ask when you're due. If something already feels off, don't wait. 👓

Vision care is often a separate policy from your health plan. If you're not sure what yours includes, we're happy to take a look.

For personalized assistance and to discuss healthcare options for you or your business, contact us Mon-Fri at (760) 727-9000 or visit https://www.accesshealthins.com

Happy National Avocado Day! 🥑The avocado earns its superfood status honestly. Those creamy, heart-healthy fats make it o...
07/31/2026

Happy National Avocado Day! 🥑

The avocado earns its superfood status honestly. Those creamy, heart-healthy fats make it one of the simplest ways to add a little wellness to your plate, from morning toast to a scoop of guac to the Avocado & Chickpea Salad Wrap we're sharing today.

We're always up for a food holiday that doubles as a nudge to take care of yourself.

Try a new avocado recipe today and tag us with your go-to. 🥑

For personalized assistance and to discuss healthcare options for you or your business, contact us Mon-Fri at (760) 727-9000 or visit https://www.accesshealthins.com

Address

950 Boardwalk Ste 205
San Marcos, CA
92078

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 3pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

(760) 744-4525

Website

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