Arrona Financial

Arrona Financial Mortgage Lender servicing all of California based in San Luis Obispo, CA. Specializing in residenti Nearly 100% of our business comes from referrals.

Our purpose is simple: We exist to serve our community with real estate financing and sound advice. We strive to improve the standard of living for our clients and their families through home ownership. As one of the only Certified Mortgage Planners in San Luis Obispo, we help our clients successfully manage their home equity to increase liquidity, safety, rate of return, and tax deductions. Unlike a traditional loan officer, our role is to help our clients integrate the loan that they select into their over-all long and short-term financial and investment plan to help minimize taxes, improve cash flow and minimize interest expense. That means that we have some pretty satisfied clients. Let us show you what a difference we can make in the planning of your future. No one invests as much time and money in bettering their business as Arrona Financial. We believe education is an ongoing process that never stops. We are constantly bettering ourselves by learning from the captains of the Financial Industry so we can offer the best information to our clients. Anyone can quote you a rate, but not anyone can help you plan to maximize your wealth and tax deductibility. That is what sets us apart from our competition. As a mortgage broker, we have many advantages over traditional banks and mortgage bankers. We have a large selection of lenders of varying specialties which allows us to not only be extremely price competitive, but to offer a large and diverse product mix. From refinance to purchase money, commercial to land loans, to reverse mortgages, we have the tools to get your financing. We are able to offer "internet pricing" with unmatched local service and attention. These days it can be challenging to navigate through the loan process. With Arrona Financial on your team we can apply our knowledge and experience to ensure your success. Contact us to find out how we can help you. [email protected]

We are able to fund Conforming and VA loans with a max loan amount of $847,440 (up from $832,750) effective today. For n...
09/16/2026

We are able to fund Conforming and VA loans with a max loan amount of $847,440 (up from $832,750) effective today. For now, the high balance limit for San Luis Obispo remains at $1,000,500 for a single unit.

Real estate agents: Say goodbye to closing delays! Reach out today and discover how your clients could get instant fundi...
07/23/2026

Real estate agents: Say goodbye to closing delays! Reach out today and discover how your clients could get instant funding for their home purchase and move forward with confidence!

Reach out today and see how projected rental income could help you qualify for your next investment property!
07/22/2026

Reach out today and see how projected rental income could help you qualify for your next investment property!

07/21/2026

If your four-legged friend needs more room to run this summer, give me a call. Let's explore how much home you can afford.

Unlock a lower interest rate during the first few years of your new home with a temporary rate buydown. Reach out to lea...
07/20/2026

Unlock a lower interest rate during the first few years of your new home with a temporary rate buydown. Reach out to learn how you could benefit!

Your dream home may be closer than you think with just 3% down. Reach out to get the pre-approval process started today!
07/18/2026

Your dream home may be closer than you think with just 3% down. Reach out to get the pre-approval process started today!

Wondering whether to rent or buy? Let's break down the numbers together and find the best fit for you! Message us today.
07/18/2026

Wondering whether to rent or buy? Let's break down the numbers together and find the best fit for you! Message us today.

07/17/2026

Found your dream home? You might need to act fast! Reach out today to see how you could get an initial loan approval in as little as 15 minutes.* Our closing times are lightning fast as well. Our average clear to close times on purchases are 8.4 days. That allows you to compete and win against cash offers.

You could get the financial certainty you need with a home equity loan. This program offers a lump sum of cash with a fi...
07/16/2026

You could get the financial certainty you need with a home equity loan. This program offers a lump sum of cash with a fixed interest rate and a set repayment term, helping with life's unexpected expenses. Reach out to learn more!

If you're looking to potentially save time and money during your mortgage process, message us. We are here to help you e...
07/15/2026

If you're looking to potentially save time and money during your mortgage process, message us. We are here to help you every step of the way with some of our exclusive homebuying tools.

Address

599 Higuera Street, Ste F
San Luis Obispo, CA
93401

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18055440160

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