Kirkwood Home Loans NMLS # 763775

02/14/2026

Jan and I at Hearst Castle, 1988.

02/10/2026

Same photo that Lynn Killian used AI. Lynn thank you. This is just awesome. 👌

02/10/2026

Mom in about 1945 at our grandfathers gas station.

07/25/2022

LOve this place

The excitement is contagious!

One of our favorite part of the wedding day is watching the traffic pass by and catch a glimpse of bridal photos in front of our building. Passer-bys can’t help but honk and cheer for our couples and it just adds to the celebratory feel of the day.

This dreamy light captured by

02/02/2019

http://vr2.verticalresponse.com/emails/32985348872670?sk=ax5wB2JgejBL-DCZXAOEF5Jr7eF_fu0sGoygShaDIl3g=/aHR0cDovL3ZyMi52ZXJ0aWNhbHJlc3BvbnNlLmNvbS9lbWFpbHMvMzI5ODUzNDg4NzI2NzA=/1icd0kwU1QisK4XU-qrxOw==

I am so proud to serve on Board of
Directors for Nature Corps

We've all seen the photos. Cars lining roadsides and overflowing garbage cans. According to Diane Regas, president of the Trust for Public Land, and Jon Jarvis, the former National Park Service director, some restoration efforts to rebound from the shutdown could

01/05/2019

Interest rate update:
By Suzanne O'Halloran
Persnal Finance-Fox Business
January 5, 2019

"Mortgage rates are down almost a half percentage point since mid-November, and given the strength of this economy, I don't think this is going to last," Greg McBride, chief financial analyst for Bankrate.com.

The volatile stock market, which in 2018 produced the worst annual returns since 2008 amid recession fears that gathered steam in December, correlated with a decline in the 10 Year Treasury yield, which is now at 4.66 percent. The longer term bond is viewed as a predicator of mortgage rates.

A 30 year fixed rate mortgage fell to 4.84 percent, the lowest since September 2018, as reported by Mortgage Bankers Association on Thursday. McBride's advice to home buyers now: just do it.

Call me today to get a quote and get you prequalified.

01/02/2019

01/02/2019

Happy New Year 2019.

12/24/2018

Merry Christmas and thank all of you for your support this year

12/15/2018

Are you looking to build that new home? Please contact me and I will share with you our One Time Close Mortgage Loan

11/26/2018

Should you be looking to purchase your home and want to be in by Christmas, please contact me to get your preapproval now!!!

I am here to help you. I also work in the evenings and weekends to assist you.

We have some excellent loan products.